Compare Darby, MT Car Insurance Rates (2021)

Car insurance in Darby, MT averages $252 a month. Darby, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Darby car insurance rates, compare quotes from the top car insurance companies in Darby, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Darby for teen drivers is Liberty Mutual
  • Average car insurance rates in Darby, MT are $3,024/year
  • Average car insurance rates in Darby, MT after a DUI are $3,696/year

If you need to buy Darby, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Darby, MT is right here.

You’ll find Darby car insurance rates, the cheapest Darby, MT car insurance companies, and information on Montana car insurance laws. You can also compare Darby, Montana car insurance rates to Belgrade car insurance rates, Helena car insurance rates, and Miles City car insurance rates.

Ready to find affordable Darby, MT car insurance today? Enter your ZIP code for fast, free Darby car insurance quotes.

Cheapest Darby, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Darby, MT car insurance rates? Every Darby, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Darby, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,690 $2,690 $2,456 $2,456 $10,111 $10,111 $2,906 $2,906
Farmers $2,669 $2,669 $2,389 $2,389 $7,554 $7,554 $2,936 $2,936
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,013 $1,013 $991 $991 $2,081 $2,081 $1,214 $1,214
Nationwide $2,421 $2,421 $2,213 $2,213 $4,884 $4,884 $2,562 $2,562
Progressive $2,990 $2,990 $2,694 $2,694 $7,059 $7,059 $3,365 $3,365
State Farm $1,631 $1,631 $1,435 $1,435 $4,826 $4,826 $1,768 $1,768
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

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Minimum Car Insurance in Darby, MT

Every driver must carry the minimum car insurance in Darby, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Darby, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Darby, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Darby, MT. Compare credit history car insurance rates in Darby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Darby, Montana

Insurance Company Poor Fair Good
Allstate $5,499 $4,387 $3,737
Farmers $4,572 $3,650 $3,440
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,325 $1,325 $1,325
Nationwide $3,808 $2,763 $2,490
Progressive $4,868 $3,728 $3,485
State Farm $3,472 $2,113 $1,658
USAA $2,603 $1,770 $1,436

Cheapest Darby, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Darby, MT to rates for a clean record with top companies.

Annual Darby, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,825 $4,518 $5,460 $4,361
Farmers $3,405 $4,424 $4,314 $3,405
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $900 $1,572 $1,572 $1,255
Nationwide $2,216 $3,156 $4,045 $2,663
Progressive $3,473 $4,486 $4,293 $3,855
State Farm $2,247 $2,582 $2,415 $2,415
USAA $1,456 $1,814 $2,700 $1,775

Cheapest Darby, MT Car Insurance for Teen Drivers

Teen car insurance in Darby, MT can be expensive. Take a look at rates from the top car insurance companies in Darby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Darby, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,111 $10,111
Farmers $7,554 $7,554
GEICO $5,830 $5,426
Liberty Mutual $2,081 $2,081
Nationwide $4,884 $4,884
Progressive $7,059 $7,059
State Farm $4,826 $4,826
USAA $3,950 $3,950

Cheapest Darby, MT Car Insurance for Seniors

Take a look at Darby, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Darby, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,456 $2,456
Farmers $2,389 $2,389
GEICO $2,342 $2,136
Liberty Mutual $991 $991
Nationwide $2,213 $2,213
Progressive $2,694 $2,694
State Farm $1,435 $1,435
USAA $1,081 $1,081

Cheapest Darby, MT Car Insurance Rates After a DUI

A DUI in Darby, MT increases car insurance rates. Compare Darby, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Darby, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,460
Farmers $4,314
GEICO $4,768
Liberty Mutual $1,572
Nationwide $4,045
Progressive $4,293
State Farm $2,415
USAA $2,700

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Cheapest Darby, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Darby, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Darby, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,434 $4,648
Farmers $3,887 $3,887
GEICO $2,984 $3,092
Liberty Mutual $1,325 $1,325
Nationwide $3,020 $3,020
Progressive $4,027 $4,027
State Farm $2,343 $2,486
USAA $1,913 $1,959

The Best Cheap Car Insurance Companies in Darby, MT

Take a look at a side-by-side comparison of the top car insurance companies in Darby, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Darby, Montana

Insurance Company Average Annual Rates
Allstate $4,541
Farmers $3,887
GEICO $3,038
Liberty Mutual $1,325
Nationwide $3,020
Progressive $4,027
State Farm $2,415
USAA $1,936

Category Winners: Cheapest Car Insurance in Darby, Montana

Find the cheapest car insurance companies in Darby, MT for each category right here.

Best Annual Car Insurance Rates by Company in Darby, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Darby, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Darby car insurance rates. Find the cheapest Darby, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Darby, Montana

Insurance Company Low Medium High
Allstate $4,314 $4,530 $4,779
Farmers $3,583 $3,882 $4,196
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,229 $1,329 $1,417
Nationwide $2,311 $3,208 $3,542
Progressive $3,780 $4,014 $4,286
State Farm $2,282 $2,405 $2,557
USAA $1,848 $1,926 $2,035

What affects car insurance rates in Darby, Montana?

What factors can have an impact on Darby, MT car insurance? There are several reasons why Darby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Darby, Montana.

Commute Time in Darby

The more time you spend in your car the higher the risk of an accident. The average commute length in Darby, MT is 17.9 minutes according to City-Data.

Compare Car Insurance Quotes in Darby, MT

Ready to find affordable Darby, Montana car insurance today? Enter your ZIP code for fast, free Darby, MT car insurance quotes.

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