Compare Dardenne Prairie, MO Car Insurance Rates (2021)

Car insurance in Dardenne Prairie, MO averages $287 a month. Dardenne Prairie, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Dardenne Prairie car insurance rates, compare quotes from the top car insurance companies in Dardenne Prairie, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Dardenne Prairie, MO after a DUI are $4,031/year
  • The cheapest car insurance company in Dardenne Prairie for teen drivers is Nationwide
  • Average car insurance rates in Dardenne Prairie, MO are $3,439/year

If you need to buy Dardenne Prairie, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Dardenne Prairie, MO is right here.

You’ll find Dardenne Prairie car insurance rates, the cheapest Dardenne Prairie, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Dardenne Prairie, Missouri car insurance rates to Lee’s Summit car insurance rates, Florissant car insurance rates, and Springfield car insurance rates.

Ready to find affordable Dardenne Prairie, MO car insurance today? Enter your ZIP code for fast, free Dardenne Prairie car insurance quotes.

Cheapest Dardenne Prairie, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dardenne Prairie, MO car insurance rates? Every Dardenne Prairie, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dardenne Prairie, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,763 $2,661 $2,502 $2,580 $7,986 $8,668 $2,616 $2,689
American Family $2,114 $2,114 $1,886 $1,886 $5,888 $7,636 $2,114 $2,463
Farmers $2,405 $2,382 $2,140 $2,274 $10,237 $10,565 $2,750 $2,860
GEICO $1,893 $2,133 $1,461 $1,923 $6,243 $6,567 $1,702 $1,688
Liberty Mutual $2,624 $2,840 $2,163 $2,430 $9,538 $10,595 $2,750 $2,912
Nationwide $1,539 $1,563 $1,384 $1,456 $4,038 $5,131 $1,769 $1,903
Progressive $2,260 $2,064 $1,863 $1,912 $8,223 $9,226 $2,764 $2,858
State Farm $1,704 $1,704 $1,553 $1,553 $5,342 $6,699 $1,929 $2,218
USAA $1,620 $1,602 $1,467 $1,486 $4,911 $5,994 $2,011 $2,232

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Minimum Car Insurance in Dardenne Prairie, MO

Every driver must carry the minimum car insurance in Dardenne Prairie, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Dardenne Prairie, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dardenne Prairie, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dardenne Prairie, MO. Compare credit history car insurance rates in Dardenne Prairie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dardenne Prairie, Missouri

Insurance Company Poor Fair Good
Allstate $5,592 $3,608 $2,975
American Family $4,259 $3,001 $2,528
Farmers $5,066 $4,250 $4,039
GEICO $4,076 $2,655 $2,123
Liberty Mutual $6,401 $3,941 $3,102
Nationwide $2,758 $2,295 $1,991
Progressive $4,466 $3,749 $3,474
State Farm $4,022 $2,500 $1,990
USAA $4,433 $2,074 $1,489

Cheapest Dardenne Prairie, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dardenne Prairie, MO to rates for a clean record with top companies.

Annual Dardenne Prairie, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,455 $3,920 $4,923 $3,935
American Family $2,417 $3,526 $4,334 $2,774
Farmers $3,812 $4,813 $4,700 $4,481
GEICO $2,233 $2,998 $4,129 $2,445
Liberty Mutual $3,245 $4,689 $4,807 $5,184
Nationwide $1,818 $2,369 $3,203 $2,002
Progressive $3,301 $4,609 $3,720 $3,955
State Farm $2,580 $3,096 $2,838 $2,838
USAA $2,117 $2,592 $3,627 $2,325

Cheapest Dardenne Prairie, MO Car Insurance for Teen Drivers

Teen car insurance in Dardenne Prairie, MO can be expensive. Take a look at rates from the top car insurance companies in Dardenne Prairie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dardenne Prairie, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,986 $8,668
American Family $5,888 $7,636
Farmers $10,237 $10,565
GEICO $6,243 $6,567
Liberty Mutual $9,538 $10,595
Nationwide $4,038 $5,131
Progressive $8,223 $9,226
State Farm $5,342 $6,699
USAA $4,911 $5,994

Cheapest Dardenne Prairie, MO Car Insurance for Seniors

Take a look at Dardenne Prairie, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dardenne Prairie, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,502 $2,580
American Family $1,886 $1,886
Farmers $2,140 $2,274
GEICO $1,461 $1,923
Liberty Mutual $2,163 $2,430
Nationwide $1,384 $1,456
Progressive $1,863 $1,912
State Farm $1,553 $1,553
USAA $1,467 $1,486

Cheapest Dardenne Prairie, MO Car Insurance Rates After a DUI

A DUI in Dardenne Prairie, MO increases car insurance rates. Compare Dardenne Prairie, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dardenne Prairie, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,923
American Family $4,334
Farmers $4,700
GEICO $4,129
Liberty Mutual $4,807
Nationwide $3,203
Progressive $3,720
State Farm $2,838
USAA $3,627

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Cheapest Dardenne Prairie, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dardenne Prairie, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dardenne Prairie, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,058 $4,058
American Family $3,231 $3,294
Farmers $4,452 $4,452
GEICO $2,901 $3,001
Liberty Mutual $4,481 $4,481
Nationwide $2,348 $2,348
Progressive $3,896 $3,896
State Farm $2,766 $2,909
USAA $2,571 $2,760

The Best Cheap Car Insurance Companies in Dardenne Prairie, MO

Take a look at a side-by-side comparison of the top car insurance companies in Dardenne Prairie, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dardenne Prairie, Missouri

Insurance Company Average Annual Rates
Allstate $4,058
American Family $3,263
Farmers $4,452
GEICO $2,951
Liberty Mutual $4,481
Nationwide $2,348
Progressive $3,896
State Farm $2,838
USAA $2,665

Category Winners: Cheapest Car Insurance in Dardenne Prairie, Missouri

Find the cheapest car insurance companies in Dardenne Prairie, MO for each category right here.

Best Annual Car Insurance Rates by Company in Dardenne Prairie, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Dardenne Prairie, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dardenne Prairie car insurance rates. Find the cheapest Dardenne Prairie, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dardenne Prairie, Missouri

Insurance Company Low Medium High
Allstate $3,901 $4,050 $4,224
American Family $3,154 $3,365 $3,268
Farmers $4,175 $4,414 $4,765
GEICO $2,735 $2,985 $3,133
Liberty Mutual $4,194 $4,509 $4,741
Nationwide $2,200 $2,372 $2,472
Progressive $3,492 $3,905 $4,292
State Farm $2,625 $2,853 $3,035
USAA $2,548 $2,657 $2,791

What affects car insurance rates in Dardenne Prairie, Missouri?

What factors can have an impact on Dardenne Prairie, MO car insurance? There are several reasons why Dardenne Prairie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dardenne Prairie, Missouri.

Commute Time in Dardenne Prairie

The more time you spend in your car the higher the risk of an accident. The average commute length in Dardenne Prairie, MO is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in Dardenne Prairie, MO

Ready to find affordable Dardenne Prairie, Missouri car insurance today? Enter your ZIP code for fast, free Dardenne Prairie, MO car insurance quotes.

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