Compare Darlington, IN Car Insurance Rates (2021)

Car insurance in Darlington, IN averages $252 a month. Darlington, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Darlington car insurance rates, compare quotes from the top car insurance companies in Darlington, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Darlington for teen drivers is USAA
  • Average car insurance rates in Darlington, IN after a DUI are $3,572/year
  • The cheapest car insurance company in Darlington is USAA

If you need to buy Darlington, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Darlington, IN is right here.

You’ll find Darlington car insurance rates, the cheapest Darlington, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Darlington, Indiana car insurance rates to Indianapolis car insurance rates, Hammond car insurance rates, and Carmel car insurance rates.

Ready to find affordable Darlington, IN car insurance today? Enter your ZIP code for fast, free Darlington car insurance quotes.

Cheapest Darlington, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Darlington, IN car insurance rates? Every Darlington, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Darlington, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,376 $2,433 $2,088 $2,283 $7,336 $9,244 $2,408 $2,621
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,423 $1,405 $1,215 $1,366 $7,649 $8,155 $1,878 $2,031
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,521 $1,441 $1,378 $1,387 $8,905 $10,018 $1,906 $1,950
State Farm $1,288 $1,288 $1,145 $1,145 $3,885 $4,975 $1,423 $1,586
Travelers $1,154 $1,175 $1,078 $1,079 $7,013 $11,084 $1,218 $1,417
USAA $1,116 $1,099 $1,040 $1,049 $3,108 $3,471 $1,510 $1,616

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Minimum Car Insurance in Darlington, IN

Every driver must carry the minimum car insurance in Darlington, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Darlington, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Darlington, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Darlington, IN. Compare credit history car insurance rates in Darlington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Darlington, Indiana

Insurance Company Poor Fair Good
Allstate $4,766 $3,553 $3,227
American Family $4,755 $3,090 $2,588
Farmers $3,663 $2,989 $2,769
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,876 $2,432 $2,274
Progressive $3,931 $3,479 $3,280
State Farm $3,047 $1,818 $1,410
Travelers $3,511 $2,974 $2,971
USAA $2,358 $1,559 $1,336

Cheapest Darlington, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Darlington, IN to rates for a clean record with top companies.

Annual Darlington, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,068 $4,510 $4,162 $3,654
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,806 $3,280 $3,375 $3,099
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,679 $4,666 $3,193 $3,715
State Farm $2,043 $2,238 $2,043 $2,043
Travelers $2,679 $3,308 $3,748 $2,874
USAA $1,322 $1,882 $2,158 $1,642

Cheapest Darlington, IN Car Insurance for Teen Drivers

Teen car insurance in Darlington, IN can be expensive. Take a look at rates from the top car insurance companies in Darlington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Darlington, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,336 $9,244
American Family $5,984 $8,674
Farmers $7,649 $8,155
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,497 $5,856
Progressive $8,905 $10,018
State Farm $3,885 $4,975
Travelers $7,013 $11,084
USAA $3,108 $3,471

Cheapest Darlington, IN Car Insurance for Seniors

Take a look at Darlington, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Darlington, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,088 $2,283
American Family $1,962 $1,962
Farmers $1,215 $1,366
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,376 $1,472
Progressive $1,378 $1,387
State Farm $1,145 $1,145
Travelers $1,078 $1,079
USAA $1,040 $1,049

Cheapest Darlington, IN Car Insurance Rates After a DUI

A DUI in Darlington, IN increases car insurance rates. Compare Darlington, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Darlington, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,162
American Family $4,834
Farmers $3,375
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,687
Progressive $3,193
State Farm $2,043
Travelers $3,748
USAA $2,158

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Cheapest Darlington, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Darlington, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Darlington, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,849 $3,849
American Family $3,436 $3,519
Farmers $3,140 $3,140
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,527 $2,527
Progressive $3,563 $3,563
State Farm $2,033 $2,151
Travelers $3,152 $3,152
USAA $1,728 $1,774

The Best Cheap Car Insurance Companies in Darlington, IN

Take a look at a side-by-side comparison of the top car insurance companies in Darlington, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Darlington, Indiana

Insurance Company Average Annual Rates
Allstate $3,849
American Family $3,477
Farmers $3,140
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,527
Progressive $3,563
State Farm $2,092
Travelers $3,152
USAA $1,751

Category Winners: Cheapest Car Insurance in Darlington, Indiana

Find the cheapest car insurance companies in Darlington, IN for each category right here.

Best Annual Car Insurance Rates by Company in Darlington, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Darlington, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Darlington car insurance rates. Find the cheapest Darlington, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Darlington, Indiana

Insurance Company Low Medium High
Allstate $3,673 $3,835 $4,039
American Family $3,445 $3,593 $3,394
Farmers $3,035 $3,134 $3,251
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,571 $2,506 $2,505
Progressive $3,382 $3,512 $3,795
State Farm $1,998 $2,090 $2,187
Travelers $3,095 $3,181 $3,180
USAA $1,689 $1,747 $1,817

What affects car insurance rates in Darlington, Indiana?

What factors can have an impact on Darlington, IN car insurance? There are several reasons why Darlington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Darlington, Indiana.

Commute Time in Darlington

The more time you spend in your car the higher the risk of an accident. The average commute length in Darlington, IN is 23.2 minutes according to City-Data.

Traffic in Darlington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Darlington, IN traffic data from INRIX ranks Darlington as the 386th-most congested in the world.

Compare Car Insurance Quotes in Darlington, IN

Ready to find affordable Darlington, Indiana car insurance today? Enter your ZIP code for fast, free Darlington, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State