Compare Darlington, MO Car Insurance Rates (2021)

Car insurance in Darlington, MO averages $268 a month. Darlington, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Darlington car insurance rates, compare quotes from the top car insurance companies in Darlington, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Darlington, MO after a DUI are $3,736/year
  • The cheapest car insurance company in Darlington is Nationwide
  • The cheapest car insurance company in Darlington for teen drivers is Nationwide

If you need to buy Darlington, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Darlington, MO is right here.

You’ll find Darlington car insurance rates, the cheapest Darlington, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Darlington, Missouri car insurance rates to Blue Springs car insurance rates, Kansas City car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Darlington, MO car insurance today? Enter your ZIP code for fast, free Darlington car insurance quotes.

Cheapest Darlington, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Darlington, MO car insurance rates? Every Darlington, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Darlington, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,776 $2,683 $2,503 $2,581 $7,819 $8,487 $2,651 $2,735
American Family $2,063 $2,063 $1,833 $1,833 $5,507 $7,187 $2,063 $2,425
Farmers $2,327 $2,321 $2,084 $2,201 $9,301 $9,620 $2,652 $2,784
GEICO $2,009 $2,221 $1,556 $1,927 $5,934 $6,311 $1,888 $1,926
Liberty Mutual $2,616 $2,841 $2,157 $2,419 $8,499 $9,439 $2,766 $2,963
Nationwide $1,482 $1,525 $1,315 $1,407 $3,685 $4,778 $1,686 $1,839
Progressive $2,103 $1,983 $1,722 $1,766 $6,485 $7,309 $2,573 $2,643
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in Darlington, MO

Every driver must carry the minimum car insurance in Darlington, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Darlington, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Darlington, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Darlington, MO. Compare credit history car insurance rates in Darlington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Darlington, Missouri

Insurance Company Poor Fair Good
Allstate $5,553 $3,579 $2,956
American Family $4,084 $2,867 $2,414
Farmers $4,763 $3,957 $3,764
GEICO $4,104 $2,672 $2,137
Liberty Mutual $6,060 $3,676 $2,901
Nationwide $2,622 $2,149 $1,873
Progressive $3,853 $3,183 $2,934
State Farm $3,290 $2,228 $1,873
USAA $4,127 $1,897 $1,352

Cheapest Darlington, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Darlington, MO to rates for a clean record with top companies.

Annual Darlington, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,448 $3,895 $4,864 $3,910
American Family $2,372 $3,377 $4,053 $2,685
Farmers $3,623 $4,459 $4,365 $4,197
GEICO $2,388 $3,000 $3,932 $2,565
Liberty Mutual $3,078 $4,378 $4,536 $4,858
Nationwide $1,770 $2,232 $2,933 $1,924
Progressive $2,921 $3,804 $3,203 $3,366
State Farm $2,284 $2,644 $2,464 $2,464
USAA $1,998 $2,393 $3,276 $2,169

Cheapest Darlington, MO Car Insurance for Teen Drivers

Teen car insurance in Darlington, MO can be expensive. Take a look at rates from the top car insurance companies in Darlington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Darlington, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,819 $8,487
American Family $5,507 $7,187
Farmers $9,301 $9,620
GEICO $5,934 $6,311
Liberty Mutual $8,499 $9,439
Nationwide $3,685 $4,778
Progressive $6,485 $7,309
State Farm $4,343 $5,508
USAA $4,422 $5,416

Cheapest Darlington, MO Car Insurance for Seniors

Take a look at Darlington, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Darlington, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,503 $2,581
American Family $1,833 $1,833
Farmers $2,084 $2,201
GEICO $1,556 $1,927
Liberty Mutual $2,157 $2,419
Nationwide $1,315 $1,407
Progressive $1,722 $1,766
State Farm $1,412 $1,412
USAA $1,356 $1,392

Cheapest Darlington, MO Car Insurance Rates After a DUI

A DUI in Darlington, MO increases car insurance rates. Compare Darlington, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Darlington, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,864
American Family $4,053
Farmers $4,365
GEICO $3,932
Liberty Mutual $4,536
Nationwide $2,933
Progressive $3,203
State Farm $2,464
USAA $3,276

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Cheapest Darlington, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Darlington, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Darlington, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,029 $4,029
American Family $3,090 $3,153
Farmers $4,161 $4,161
GEICO $2,910 $3,032
Liberty Mutual $4,212 $4,212
Nationwide $2,215 $2,215
Progressive $3,323 $3,323
State Farm $2,404 $2,523
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in Darlington, MO

Take a look at a side-by-side comparison of the top car insurance companies in Darlington, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Darlington, Missouri

Insurance Company Average Annual Rates
Allstate $4,029
American Family $3,122
Farmers $4,161
GEICO $2,971
Liberty Mutual $4,212
Nationwide $2,215
Progressive $3,323
State Farm $2,464
USAA $2,459

Category Winners: Cheapest Car Insurance in Darlington, Missouri

Find the cheapest car insurance companies in Darlington, MO for each category right here.

Best Annual Car Insurance Rates by Company in Darlington, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Darlington, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Darlington car insurance rates. Find the cheapest Darlington, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Darlington, Missouri

Insurance Company Low Medium High
Allstate $3,892 $4,021 $4,174
American Family $3,038 $3,221 $3,106
Farmers $3,919 $4,125 $4,440
GEICO $2,815 $2,987 $3,111
Liberty Mutual $3,993 $4,231 $4,413
Nationwide $2,095 $2,233 $2,316
Progressive $3,021 $3,331 $3,618
State Farm $2,332 $2,470 $2,588
USAA $2,371 $2,452 $2,554

What affects car insurance rates in Darlington, Missouri?

What factors can have an impact on Darlington, MO car insurance? There are several reasons why Darlington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Darlington, Missouri.

Commute Time in Darlington

The more time you spend in your car the higher the risk of an accident. The average commute length in Darlington, MO is 53.9 minutes according to City-Data.

Traffic in Darlington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Darlington, MO traffic data from INRIX ranks Darlington as the 386th-most congested in the world.

Compare Car Insurance Quotes in Darlington, MO

Ready to find affordable Darlington, Missouri car insurance today? Enter your ZIP code for fast, free Darlington, MO car insurance quotes.

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