Compare Darnestown, MD Car Insurance Rates (2021)

Car insurance in Darnestown, MD averages $378 a month. Darnestown, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Darnestown car insurance rates, compare quotes from the top car insurance companies in Darnestown, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Darnestown for teen drivers is USAA
  • Average car insurance rates in Darnestown, MD after a DUI are $5,355/year
  • The cheapest car insurance company in Darnestown is USAA

If you need to buy Darnestown, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Darnestown, MD is right here.

You’ll find Darnestown car insurance rates, the cheapest Darnestown, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Darnestown, Maryland car insurance rates to Baltimore car insurance rates, Laurel car insurance rates, and Salisbury car insurance rates.

Ready to find affordable Darnestown, MD car insurance today? Enter your ZIP code for fast, free Darnestown car insurance quotes.

Cheapest Darnestown, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Darnestown, MD car insurance rates? Every Darnestown, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Darnestown, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,414 $3,270 $3,260 $3,343 $10,033 $11,757 $3,054 $3,099
GEICO $2,080 $2,275 $2,372 $2,740 $6,356 $7,241 $1,786 $1,878
Liberty Mutual $6,907 $6,907 $6,829 $6,829 $13,332 $19,720 $6,907 $9,275
Nationwide $2,017 $2,021 $1,827 $1,877 $4,763 $6,232 $2,338 $2,512
Progressive $2,266 $2,038 $1,980 $2,024 $8,158 $8,898 $2,633 $2,561
State Farm $2,467 $2,467 $2,275 $2,275 $7,851 $10,039 $2,758 $3,109
USAA $1,975 $1,935 $1,851 $1,839 $4,423 $5,207 $2,262 $2,518

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Minimum Car Insurance in Darnestown, MD

Every driver must carry the minimum car insurance in Darnestown, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Darnestown, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Darnestown, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Darnestown, MD. Compare credit history car insurance rates in Darnestown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Darnestown, Maryland

Insurance Company Poor Fair Good
Allstate $6,668 $4,663 $4,129
GEICO $3,786 $3,138 $3,100
Liberty Mutual $13,709 $8,831 $6,225
Nationwide $3,768 $2,666 $2,411
Progressive $4,808 $3,618 $3,033
State Farm $6,075 $3,607 $2,784
USAA $3,660 $2,518 $2,076

Cheapest Darnestown, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Darnestown, MD to rates for a clean record with top companies.

Annual Darnestown, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,559 $6,067 $4,559 $5,428
GEICO $2,365 $3,690 $4,510 $2,799
Liberty Mutual $6,851 $9,055 $13,741 $8,706
Nationwide $2,596 $3,480 $2,777 $2,941
Progressive $3,264 $4,329 $3,937 $3,749
State Farm $3,720 $4,687 $4,107 $4,107
USAA $2,162 $2,659 $3,857 $2,327

Cheapest Darnestown, MD Car Insurance for Teen Drivers

Teen car insurance in Darnestown, MD can be expensive. Take a look at rates from the top car insurance companies in Darnestown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Darnestown, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,033 $11,757
GEICO $6,356 $7,241
Liberty Mutual $13,332 $19,720
Nationwide $4,763 $6,232
Progressive $8,158 $8,898
State Farm $7,851 $10,039
USAA $4,423 $5,207

Cheapest Darnestown, MD Car Insurance for Seniors

Take a look at Darnestown, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Darnestown, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,343
GEICO $2,372 $2,740
Liberty Mutual $6,829 $6,829
Nationwide $1,827 $1,877
Progressive $1,980 $2,024
State Farm $2,275 $2,275
USAA $1,851 $1,839

Cheapest Darnestown, MD Car Insurance Rates After a DUI

A DUI in Darnestown, MD increases car insurance rates. Compare Darnestown, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Darnestown, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,559
GEICO $4,510
Liberty Mutual $13,741
Nationwide $2,777
Progressive $3,937
State Farm $4,107
USAA $3,857

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Cheapest Darnestown, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Darnestown, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Darnestown, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,081 $5,226
GEICO $3,288 $3,395
Liberty Mutual $9,334 $9,842
Nationwide $2,948 $2,948
Progressive $3,820 $3,820
State Farm $4,050 $4,261
USAA $2,667 $2,836

The Best Cheap Car Insurance Companies in Darnestown, MD

Take a look at a side-by-side comparison of the top car insurance companies in Darnestown, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Darnestown, Maryland

Insurance Company Average Annual Rates
Allstate $5,154
GEICO $3,341
Liberty Mutual $9,588
Nationwide $2,948
Progressive $3,820
State Farm $4,155
USAA $2,751

Category Winners: Cheapest Car Insurance in Darnestown, Maryland

Find the cheapest car insurance companies in Darnestown, MD for each category right here.

Best Annual Car Insurance Rates by Company in Darnestown, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Darnestown, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Darnestown car insurance rates. Find the cheapest Darnestown, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Darnestown, Maryland

Insurance Company Low Medium High
Allstate $5,043 $5,127 $5,291
GEICO $3,226 $3,324 $3,474
Liberty Mutual $9,296 $9,564 $9,904
Nationwide $2,825 $2,956 $3,064
Progressive $3,641 $3,823 $3,995
State Farm $3,929 $4,167 $4,370
USAA $2,607 $2,761 $2,887

What affects car insurance rates in Darnestown, Maryland?

What factors can have an impact on Darnestown, MD car insurance? There are several reasons why Darnestown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Darnestown, Maryland.

Commute Time in Darnestown

The more time you spend in your car the higher the risk of an accident. The average commute length in Darnestown, MD is 36.3 minutes according to City-Data.

Compare Car Insurance Quotes in Darnestown, MD

Ready to find affordable Darnestown, Maryland car insurance today? Enter your ZIP code for fast, free Darnestown, MD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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