Compare Davenport, NY Car Insurance Rates (2021)

Car insurance in Davenport, NY averages $297 a month. Davenport, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Davenport car insurance rates, compare quotes from the top car insurance companies in Davenport, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Davenport is GEICO
  • The cheapest car insurance company in Davenport for teen drivers is GEICO
  • Average car insurance rates in Davenport, NY after a DUI are $4,721/year

If you need to buy Davenport, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Davenport, NY is right here.

You’ll find Davenport car insurance rates, the cheapest Davenport, NY car insurance companies, and information on New York car insurance laws. You can also compare Davenport, New York car insurance rates to Syracuse car insurance rates, Buffalo car insurance rates, and Utica car insurance rates.

Ready to find affordable Davenport, NY car insurance today? Enter your ZIP code for fast, free Davenport car insurance quotes.

Cheapest Davenport, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Davenport, NY car insurance rates? Every Davenport, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Davenport, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,271 $2,228 $2,265 $6,758 $7,248 $2,420 $2,459
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $1,991 $1,872 $1,596 $1,621 $6,505 $7,244 $2,562 $2,505
State Farm $2,164 $2,164 $1,881 $1,881 $6,280 $8,119 $2,373 $2,515
Travelers $2,865 $2,895 $2,608 $2,802 $6,652 $7,876 $3,044 $3,180
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Davenport, NY

Every driver must carry the minimum car insurance in Davenport, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Davenport, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Davenport, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Davenport, NY. Compare credit history car insurance rates in Davenport from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Davenport, New York

Insurance Company Poor Fair Good
Allstate $4,990 $2,954 $2,572
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $5,161 $2,634 $1,916
State Farm $4,833 $3,030 $2,405
Travelers $5,486 $3,469 $3,015
USAA $5,185 $2,565 $2,265

Cheapest Davenport, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Davenport, NY to rates for a clean record with top companies.

Annual Davenport, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,297 $3,734
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $3,149 $3,149 $3,481 $3,168
State Farm $3,265 $3,265 $3,580 $3,580
Travelers $3,414 $4,258 $4,322 $3,967
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Davenport, NY Car Insurance for Teen Drivers

Teen car insurance in Davenport, NY can be expensive. Take a look at rates from the top car insurance companies in Davenport for teenagers.

Annual Car Insurance Rates for Teen Drivers in Davenport, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $7,248
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $6,505 $7,244
State Farm $6,280 $8,119
Travelers $6,652 $7,876
USAA $6,993 $8,362

Cheapest Davenport, NY Car Insurance for Seniors

Take a look at Davenport, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Davenport, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,265
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,596 $1,621
State Farm $1,881 $1,881
Travelers $2,608 $2,802
USAA $1,576 $1,583

Cheapest Davenport, NY Car Insurance Rates After a DUI

A DUI in Davenport, NY increases car insurance rates. Compare Davenport, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Davenport, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $3,481
State Farm $3,580
Travelers $4,322
USAA $4,343

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Cheapest Davenport, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Davenport, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Davenport, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,552
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $3,237 $3,237
State Farm $3,303 $3,542
Travelers $3,990 $3,990
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Davenport, NY

Take a look at a side-by-side comparison of the top car insurance companies in Davenport, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Davenport, New York

Insurance Company Average Annual Rates
Allstate $3,505
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $3,237
State Farm $3,422
Travelers $3,990
USAA $3,339

Category Winners: Cheapest Car Insurance in Davenport, New York

Find the cheapest car insurance companies in Davenport, NY for each category right here.

Best Annual Car Insurance Rates by Company in Davenport, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Davenport, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Davenport car insurance rates. Find the cheapest Davenport, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Davenport, New York

Insurance Company Low Medium High
Allstate $3,338 $3,495 $3,683
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $3,097 $3,221 $3,393
State Farm $3,265 $3,440 $3,562
Travelers $3,811 $3,956 $4,203
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Davenport, New York?

What factors can have an impact on Davenport, NY car insurance? There are several reasons why Davenport car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Davenport, New York.

Commute Time in Davenport

The more time you spend in your car the higher the risk of an accident. The average commute length in Davenport, NY is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Davenport, NY

Ready to find affordable Davenport, New York car insurance today? Enter your ZIP code for fast, free Davenport, NY car insurance quotes.

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