Compare David, KY Car Insurance Rates (2021)

Car insurance in David, KY averages $578 a month. David, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap David car insurance rates, compare quotes from the top car insurance companies in David, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in David is USAA
  • The cheapest car insurance company in David for teen drivers is USAA
  • Average car insurance rates in David, KY after a DUI are $8,262/year

If you need to buy David, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in David, KY is right here.

You’ll find David car insurance rates, the cheapest David, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare David, Kentucky car insurance rates to Owensboro car insurance rates, Covington car insurance rates, and Richmond car insurance rates.

Ready to find affordable David, KY car insurance today? Enter your ZIP code for fast, free David car insurance quotes.

Cheapest David, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect David, KY car insurance rates? Every David, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in David, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,027 $5,918 $5,552 $5,899 $22,970 $25,415 $6,494 $6,761
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,657 $5,079 $3,998 $4,506 $18,458 $20,441 $4,806 $4,919
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,266 $3,085 $2,959 $2,963 $16,524 $18,732 $4,054 $4,083
State Farm $2,466 $2,466 $2,185 $2,185 $6,630 $8,414 $2,732 $3,016
Travelers $3,912 $3,985 $3,851 $3,859 $19,996 $32,496 $4,089 $4,734
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

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Minimum Car Insurance in David, KY

Every driver must carry the minimum car insurance in David, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in David, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest David, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in David, KY. Compare credit history car insurance rates in David from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in David, Kentucky

Insurance Company Poor Fair Good
Allstate $14,327 $9,643 $7,919
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,028 $7,309 $5,737
Nationwide $9,520 $7,384 $6,351
Progressive $7,769 $6,784 $6,322
State Farm $5,392 $3,297 $2,596
Travelers $10,741 $9,067 $9,038
USAA $4,520 $2,528 $2,059

Cheapest David, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in David, KY to rates for a clean record with top companies.

Annual David, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,756 $11,488 $12,345 $9,929
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,950 $10,757 $8,323 $7,402
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,734 $8,593 $6,533 $6,973
State Farm $3,480 $4,043 $3,762 $3,762
Travelers $8,356 $8,602 $12,529 $8,974
USAA $2,290 $3,241 $3,858 $2,753

Cheapest David, KY Car Insurance for Teen Drivers

Teen car insurance in David, KY can be expensive. Take a look at rates from the top car insurance companies in David for teenagers.

Annual Car Insurance Rates for Teen Drivers in David, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,970 $25,415
GEICO $8,902 $10,417
Liberty Mutual $18,458 $20,441
Nationwide $12,492 $15,331
Progressive $16,524 $18,732
State Farm $6,630 $8,414
Travelers $19,996 $32,496
USAA $5,350 $5,640

Cheapest David, KY Car Insurance for Seniors

Take a look at David, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in David, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,552 $5,899
GEICO $4,595 $4,158
Liberty Mutual $3,998 $4,506
Nationwide $5,035 $5,213
Progressive $2,959 $2,963
State Farm $2,185 $2,185
Travelers $3,851 $3,859
USAA $1,848 $1,893

Cheapest David, KY Car Insurance Rates After a DUI

A DUI in David, KY increases car insurance rates. Compare David, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in David, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,345
GEICO $8,597
Liberty Mutual $8,323
Nationwide $10,149
Progressive $6,533
State Farm $3,762
Travelers $12,529
USAA $3,858

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Cheapest David, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in David, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in David, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,630 $10,630
GEICO $5,341 $5,438
Liberty Mutual $8,358 $8,358
Nationwide $7,752 $7,752
Progressive $6,958 $6,958
State Farm $3,671 $3,852
Travelers $9,615 $9,615
USAA $2,919 $3,153

The Best Cheap Car Insurance Companies in David, KY

Take a look at a side-by-side comparison of the top car insurance companies in David, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in David, Kentucky

Insurance Company Average Annual Rates
Allstate $10,630
GEICO $5,390
Liberty Mutual $8,358
Nationwide $7,752
Progressive $6,958
State Farm $3,762
Travelers $9,615
USAA $3,036

Category Winners: Cheapest Car Insurance in David, Kentucky

Find the cheapest car insurance companies in David, KY for each category right here.

Best Annual Car Insurance Rates by Company in David, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest David, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your David car insurance rates. Find the cheapest David, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in David, Kentucky

Insurance Company Low Medium High
Allstate $9,166 $10,538 $12,185
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,739 $8,276 $9,059
Nationwide $7,743 $7,625 $7,887
Progressive $6,212 $6,791 $7,872
State Farm $3,523 $3,748 $4,013
Travelers $9,076 $9,643 $10,127
USAA $2,877 $3,027 $3,203

Compare Car Insurance Quotes in David, KY

Ready to find affordable David, Kentucky car insurance today? Enter your ZIP code for fast, free David, KY car insurance quotes.

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