Compare Davis, IL Car Insurance Rates (2021)

Car insurance in Davis, IL averages $251 a month. Davis, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Davis car insurance rates, compare quotes from the top car insurance companies in Davis, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Davis, IL after a DUI are $3,496/year
  • Average car insurance rates in Davis, IL are $3,009/year
  • The cheapest car insurance company in Davis is State Farm

If you need to buy Davis, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Davis, IL is right here.

You’ll find Davis car insurance rates, the cheapest Davis, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Davis, Illinois car insurance rates to Elgin car insurance rates, Joliet car insurance rates, and Rockford car insurance rates.

Ready to find affordable Davis, IL car insurance today? Enter your ZIP code for fast, free Davis car insurance quotes.

Cheapest Davis, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Davis, IL car insurance rates? Every Davis, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Davis, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,209 $3,224 $3,354 $3,354 $8,342 $10,860 $3,860 $4,174
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,250 $2,249 $1,998 $2,110 $9,532 $9,929 $2,574 $2,700
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,499 $1,620 $1,238 $1,390 $5,206 $5,808 $1,567 $1,655
Nationwide $1,487 $1,513 $1,329 $1,405 $3,961 $5,072 $1,719 $1,858
Progressive $1,931 $1,850 $1,589 $1,656 $6,449 $7,255 $2,307 $2,487
State Farm $1,370 $1,370 $1,215 $1,215 $3,823 $4,849 $1,546 $1,779
Travelers $1,448 $1,527 $1,311 $1,397 $4,051 $5,039 $1,537 $1,619
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

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Minimum Car Insurance in Davis, IL

Every driver must carry the minimum car insurance in Davis, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Davis, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Davis, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Davis, IL. Compare credit history car insurance rates in Davis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Davis, Illinois

Insurance Company Poor Fair Good
Allstate $6,434 $4,645 $4,062
American Family $4,795 $3,261 $2,757
Farmers $4,741 $3,978 $3,784
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,541 $2,204 $1,749
Nationwide $2,730 $2,209 $1,940
Progressive $3,658 $3,079 $2,834
State Farm $3,121 $1,868 $1,449
Travelers $2,741 $2,195 $1,788
USAA $3,347 $2,303 $1,900

Cheapest Davis, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Davis, IL to rates for a clean record with top companies.

Annual Davis, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,605 $6,130 $5,712 $4,740
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,518 $4,533 $4,420 $4,199
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $2,074 $2,963 $2,595 $2,359
Nationwide $1,857 $2,389 $2,800 $2,126
Progressive $2,644 $3,858 $2,920 $3,340
State Farm $1,968 $2,323 $2,146 $2,146
Travelers $1,790 $2,336 $2,598 $2,241
USAA $1,794 $2,581 $3,528 $2,162

Cheapest Davis, IL Car Insurance for Teen Drivers

Teen car insurance in Davis, IL can be expensive. Take a look at rates from the top car insurance companies in Davis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Davis, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,342 $10,860
American Family $6,324 $8,770
Farmers $9,532 $9,929
GEICO $4,524 $4,715
Liberty Mutual $5,206 $5,808
Nationwide $3,961 $5,072
Progressive $6,449 $7,255
State Farm $3,823 $4,849
Travelers $4,051 $5,039
USAA $4,862 $5,356

Cheapest Davis, IL Car Insurance for Seniors

Take a look at Davis, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Davis, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,354
American Family $2,055 $2,055
Farmers $1,998 $2,110
GEICO $1,429 $1,724
Liberty Mutual $1,238 $1,390
Nationwide $1,329 $1,405
Progressive $1,589 $1,656
State Farm $1,215 $1,215
Travelers $1,311 $1,397
USAA $1,395 $1,371

Cheapest Davis, IL Car Insurance Rates After a DUI

A DUI in Davis, IL increases car insurance rates. Compare Davis, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Davis, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,712
American Family $4,998
Farmers $4,420
GEICO $3,243
Liberty Mutual $2,595
Nationwide $2,800
Progressive $2,920
State Farm $2,146
Travelers $2,598
USAA $3,528

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Cheapest Davis, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Davis, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Davis, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,047 $5,047
American Family $3,558 $3,651
Farmers $4,168 $4,168
GEICO $2,338 $2,425
Liberty Mutual $2,498 $2,498
Nationwide $2,293 $2,293
Progressive $3,190 $3,190
State Farm $2,093 $2,199
Travelers $2,154 $2,328
USAA $2,446 $2,587

The Best Cheap Car Insurance Companies in Davis, IL

Take a look at a side-by-side comparison of the top car insurance companies in Davis, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Davis, Illinois

Insurance Company Average Annual Rates
Allstate $5,047
American Family $3,604
Farmers $4,168
GEICO $2,382
Liberty Mutual $2,498
Nationwide $2,293
Progressive $3,190
State Farm $2,146
Travelers $2,241
USAA $2,516

Category Winners: Cheapest Car Insurance in Davis, Illinois

Find the cheapest car insurance companies in Davis, IL for each category right here.

Best Annual Car Insurance Rates by Company in Davis, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Davis, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Davis car insurance rates. Find the cheapest Davis, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Davis, Illinois

Insurance Company Low Medium High
Allstate $4,902 $5,043 $5,197
American Family $3,484 $3,736 $3,593
Farmers $3,977 $4,075 $4,451
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,334 $2,491 $2,668
Nationwide $2,276 $2,311 $2,292
Progressive $2,966 $3,177 $3,428
State Farm $2,045 $2,149 $2,244
Travelers $2,113 $2,239 $2,372
USAA $2,344 $2,513 $2,692

What affects car insurance rates in Davis, Illinois?

What factors can have an impact on Davis, IL car insurance? There are several reasons why Davis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Davis, Illinois.

Commute Time in Davis

The more time you spend in your car the higher the risk of an accident. The average commute length in Davis, IL is 30.0 minutes according to City-Data.

Traffic in Davis

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Davis, IL traffic data from INRIX ranks Davis as the 250th-most congested in the world.

Compare Car Insurance Quotes in Davis, IL

Ready to find affordable Davis, Illinois car insurance today? Enter your ZIP code for fast, free Davis, IL car insurance quotes.

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