Compare Davis, WV Car Insurance Rates (2021)

Car insurance in Davis, WV averages $318 a month. Davis, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Davis car insurance rates, compare quotes from the top car insurance companies in Davis, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Davis, WV after a DUI are $4,682/year
  • Average car insurance rates in Davis, WV are $3,818/year
  • The cheapest car insurance company in Davis for teen drivers is State Farm

If you need to buy Davis, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Davis, WV is right here.

You’ll find Davis car insurance rates, the cheapest Davis, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Davis, West Virginia car insurance rates to St. Albans car insurance rates, Charleston car insurance rates, and Huntington car insurance rates.

Ready to find affordable Davis, WV car insurance today? Enter your ZIP code for fast, free Davis car insurance quotes.

Cheapest Davis, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Davis, WV car insurance rates? Every Davis, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Davis, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,525 $2,350 $2,252 $2,258 $8,859 $9,226 $2,805 $2,817
GEICO $2,562 $2,529 $2,446 $2,371 $6,181 $7,456 $2,465 $2,569
Liberty Mutual $3,567 $3,875 $2,867 $3,486 $13,288 $14,992 $3,694 $4,073
Nationwide $1,971 $2,014 $1,788 $1,888 $4,905 $6,256 $2,200 $2,366
Progressive $2,461 $2,382 $2,246 $2,252 $10,446 $11,790 $2,974 $3,094
State Farm $1,708 $1,708 $1,514 $1,514 $3,611 $4,667 $2,010 $1,603
USAA $1,706 $1,684 $1,579 $1,598 $5,576 $6,187 $2,207 $2,377

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Minimum Car Insurance in Davis, WV

Every driver must carry the minimum car insurance in Davis, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Davis, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Davis, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Davis, WV. Compare credit history car insurance rates in Davis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Davis, West Virginia

Insurance Company Poor Fair Good
Allstate $5,013 $3,985 $3,412
GEICO $4,309 $3,502 $2,907
Liberty Mutual $8,923 $5,467 $4,300
Nationwide $3,333 $2,818 $2,619
Progressive $5,299 $4,577 $4,241
State Farm $3,295 $2,006 $1,575
USAA $4,234 $2,423 $1,935

Cheapest Davis, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Davis, WV to rates for a clean record with top companies.

Annual Davis, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,508 $4,143 $4,924 $3,971
GEICO $2,200 $3,551 $6,179 $2,360
Liberty Mutual $5,112 $6,437 $7,138 $6,234
Nationwide $2,327 $3,095 $3,653 $2,618
Progressive $3,994 $5,330 $4,792 $4,706
State Farm $2,124 $2,460 $2,292 $2,292
USAA $2,255 $2,659 $3,796 $2,746

Cheapest Davis, WV Car Insurance for Teen Drivers

Teen car insurance in Davis, WV can be expensive. Take a look at rates from the top car insurance companies in Davis for teenagers.

Annual Car Insurance Rates for Teen Drivers in Davis, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,859 $9,226
GEICO $6,181 $7,456
Liberty Mutual $13,288 $14,992
Nationwide $4,905 $6,256
Progressive $10,446 $11,790
State Farm $3,611 $4,667
USAA $5,576 $6,187

Cheapest Davis, WV Car Insurance for Seniors

Take a look at Davis, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Davis, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,258
GEICO $2,446 $2,371
Liberty Mutual $2,867 $3,486
Nationwide $1,788 $1,888
Progressive $2,246 $2,252
State Farm $1,514 $1,514
USAA $1,579 $1,598

Cheapest Davis, WV Car Insurance Rates After a DUI

A DUI in Davis, WV increases car insurance rates. Compare Davis, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Davis, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,924
GEICO $6,179
Liberty Mutual $7,138
Nationwide $3,653
Progressive $4,792
State Farm $2,292
USAA $3,796

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Cheapest Davis, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Davis, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Davis, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,137 $4,137
GEICO $3,535 $3,610
Liberty Mutual $6,230 $6,230
Nationwide $2,923 $2,923
Progressive $4,706 $4,706
State Farm $2,233 $2,351
USAA $2,831 $2,898

The Best Cheap Car Insurance Companies in Davis, WV

Take a look at a side-by-side comparison of the top car insurance companies in Davis, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Davis, West Virginia

Insurance Company Average Annual Rates
Allstate $4,137
GEICO $3,572
Liberty Mutual $6,230
Nationwide $2,923
Progressive $4,706
State Farm $2,292
USAA $2,864

Category Winners: Cheapest Car Insurance in Davis, West Virginia

Find the cheapest car insurance companies in Davis, WV for each category right here.

Best Annual Car Insurance Rates by Company in Davis, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Davis, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Davis car insurance rates. Find the cheapest Davis, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Davis, West Virginia

Insurance Company Low Medium High
Allstate $4,006 $4,130 $4,274
GEICO $3,401 $3,578 $3,738
Liberty Mutual $5,931 $6,216 $6,544
Nationwide $2,915 $2,899 $2,956
Progressive $4,565 $4,668 $4,884
State Farm $2,179 $2,285 $2,412
USAA $2,769 $2,859 $2,964

What affects car insurance rates in Davis, West Virginia?

What factors can have an impact on Davis, WV car insurance? There are several reasons why Davis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Davis, West Virginia.

Commute Time in Davis

The more time you spend in your car the higher the risk of an accident. The average commute length in Davis, WV is 17.6 minutes according to City-Data.

Traffic in Davis

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Davis, WV traffic data from INRIX ranks Davis as the 250th-most congested in the world.

Compare Car Insurance Quotes in Davis, WV

Ready to find affordable Davis, West Virginia car insurance today? Enter your ZIP code for fast, free Davis, WV car insurance quotes.

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