Compare Dayton, MD Car Insurance Rates (2021)

Car insurance in Dayton, MD averages $376 a month. Dayton, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Dayton car insurance rates, compare quotes from the top car insurance companies in Dayton, MD.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dayton for teen drivers is USAA
  • Average car insurance rates in Dayton, MD are $4,516/year
  • Average car insurance rates in Dayton, MD after a DUI are $5,244/year

If you need to buy Dayton, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Dayton, MD is right here.

You’ll find Dayton car insurance rates, the cheapest Dayton, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Dayton, Maryland car insurance rates to Annapolis car insurance rates, Gaithersburg car insurance rates, and Frederick car insurance rates.

Ready to find affordable Dayton, MD car insurance today? Enter your ZIP code for fast, free Dayton car insurance quotes.

Cheapest Dayton, MD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dayton, MD car insurance rates? Every Dayton, Maryland car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dayton, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,886 $3,723 $3,722 $3,825 $11,764 $13,879 $3,490 $3,528
GEICO $2,420 $2,650 $2,758 $3,191 $7,409 $8,465 $2,073 $2,189
Liberty Mutual $5,863 $5,863 $5,796 $5,796 $11,399 $16,904 $5,863 $7,904
Nationwide $1,925 $1,930 $1,744 $1,793 $4,502 $5,902 $2,227 $2,396
Progressive $2,614 $2,353 $2,276 $2,325 $9,448 $10,333 $3,051 $2,983
State Farm $2,208 $2,208 $2,028 $2,028 $7,026 $9,025 $2,466 $2,791
USAA $1,885 $1,850 $1,765 $1,757 $4,187 $4,933 $2,165 $2,411

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Minimum Car Insurance in Dayton, MD

Every driver must carry the minimum car insurance in Dayton, MD. Take a look at the Maryland car insurance requirements.

Minimum Required Car Insurance Coverage in Dayton, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Dayton, MD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dayton, MD. Compare credit history car insurance rates in Dayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dayton, Maryland

Insurance Company Poor Fair Good
Allstate $7,758 $5,401 $4,773
GEICO $4,415 $3,657 $3,612
Liberty Mutual $11,691 $7,527 $5,304
Nationwide $3,575 $2,537 $2,296
Progressive $5,561 $4,191 $3,516
State Farm $5,449 $3,230 $2,489
USAA $3,487 $2,397 $1,973

Cheapest Dayton, MD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dayton, MD to rates for a clean record with top companies.

Annual Dayton, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,273 $7,063 $5,273 $6,300
GEICO $2,754 $4,299 $5,259 $3,266
Liberty Mutual $5,892 $7,751 $11,615 $7,437
Nationwide $2,469 $3,306 $2,640 $2,795
Progressive $3,771 $5,012 $4,569 $4,340
State Farm $3,337 $4,194 $3,680 $3,680
USAA $2,060 $2,529 $3,670 $2,218

Cheapest Dayton, MD Car Insurance for Teen Drivers

Teen car insurance in Dayton, MD can be expensive. Take a look at rates from the top car insurance companies in Dayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dayton, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,764 $13,879
GEICO $7,409 $8,465
Liberty Mutual $11,399 $16,904
Nationwide $4,502 $5,902
Progressive $9,448 $10,333
State Farm $7,026 $9,025
USAA $4,187 $4,933

Cheapest Dayton, MD Car Insurance for Seniors

Take a look at Dayton, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dayton, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,722 $3,825
GEICO $2,758 $3,191
Liberty Mutual $5,796 $5,796
Nationwide $1,744 $1,793
Progressive $2,276 $2,325
State Farm $2,028 $2,028
USAA $1,765 $1,757

Cheapest Dayton, MD Car Insurance Rates After a DUI

A DUI in Dayton, MD increases car insurance rates. Compare Dayton, Maryland DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dayton, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,273
GEICO $5,259
Liberty Mutual $11,615
Nationwide $2,640
Progressive $4,569
State Farm $3,680
USAA $3,670

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Cheapest Dayton, MD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dayton, MD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dayton, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,892 $6,062
GEICO $3,830 $3,959
Liberty Mutual $7,955 $8,393
Nationwide $2,802 $2,802
Progressive $4,423 $4,423
State Farm $3,628 $3,817
USAA $2,538 $2,700

The Best Cheap Car Insurance Companies in Dayton, MD

Take a look at a side-by-side comparison of the top car insurance companies in Dayton, MD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dayton, Maryland

Insurance Company Average Annual Rates
Allstate $5,977
GEICO $3,894
Liberty Mutual $8,174
Nationwide $2,802
Progressive $4,423
State Farm $3,723
USAA $2,619

Category Winners: Cheapest Car Insurance in Dayton, Maryland

Find the cheapest car insurance companies in Dayton, MD for each category right here.

Best Annual Car Insurance Rates by Company in Dayton, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Dayton, MD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dayton car insurance rates. Find the cheapest Dayton, MD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dayton, Maryland

Insurance Company Low Medium High
Allstate $5,819 $5,940 $6,172
GEICO $3,759 $3,873 $4,052
Liberty Mutual $7,936 $8,154 $8,432
Nationwide $2,681 $2,810 $2,916
Progressive $4,221 $4,426 $4,622
State Farm $3,527 $3,734 $3,907
USAA $2,479 $2,628 $2,750

What affects car insurance rates in Dayton, Maryland?

What factors can have an impact on Dayton, MD car insurance? There are several reasons why Dayton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dayton, Maryland.

Traffic in Dayton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dayton, MD traffic data from INRIX ranks Dayton as the 367th-most congested in the world.

Compare Car Insurance Quotes in Dayton, MD

Ready to find affordable Dayton, Maryland car insurance today? Enter your ZIP code for fast, free Dayton, MD car insurance quotes.

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