Compare Dayton, VA Car Insurance Rates (2021)

Car insurance in Dayton, VA averages $171 a month. Dayton, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Dayton car insurance rates, compare quotes from the top car insurance companies in Dayton, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dayton for teen drivers is USAA
  • Average car insurance rates in Dayton, VA after a DUI are $2,434/year
  • The cheapest car insurance company in Dayton is USAA

If you need to buy Dayton, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Dayton, VA is right here.

You’ll find Dayton car insurance rates, the cheapest Dayton, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Dayton, Virginia car insurance rates to Newport News car insurance rates, Chesapeake car insurance rates, and Roanoke car insurance rates.

Ready to find affordable Dayton, VA car insurance today? Enter your ZIP code for fast, free Dayton car insurance quotes.

Cheapest Dayton, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dayton, VA car insurance rates? Every Dayton, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dayton, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,834 $1,733 $1,824 $1,824 $5,743 $6,627 $2,389 $2,397
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,311 $1,317 $1,167 $1,196 $3,107 $3,991 $1,444 $1,567
Progressive $1,005 $955 $914 $915 $4,578 $5,135 $1,211 $1,236
State Farm $1,094 $1,094 $992 $992 $3,381 $4,227 $1,238 $1,433
USAA $976 $961 $915 $919 $3,014 $3,586 $1,253 $1,375

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Minimum Car Insurance in Dayton, VA

Every driver must carry the minimum car insurance in Dayton, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Dayton, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Dayton, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dayton, VA. Compare credit history car insurance rates in Dayton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dayton, Virginia

Insurance Company Poor Fair Good
Allstate $3,713 $2,977 $2,450
GEICO $2,135 $1,815 $1,815
Nationwide $2,236 $1,795 $1,631
Progressive $2,218 $1,944 $1,819
State Farm $2,566 $1,593 $1,260
USAA $2,170 $1,481 $1,224

Cheapest Dayton, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dayton, VA to rates for a clean record with top companies.

Annual Dayton, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,288 $3,620 $3,338 $2,941
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,646 $1,646 $2,396 $1,863
Progressive $1,706 $2,255 $2,032 $1,981
State Farm $1,644 $1,969 $1,806 $1,806
USAA $1,260 $1,634 $2,156 $1,450

Cheapest Dayton, VA Car Insurance for Teen Drivers

Teen car insurance in Dayton, VA can be expensive. Take a look at rates from the top car insurance companies in Dayton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dayton, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,743 $6,627
GEICO $2,916 $3,915
Nationwide $3,107 $3,991
Progressive $4,578 $5,135
State Farm $3,381 $4,227
USAA $3,014 $3,586

Cheapest Dayton, VA Car Insurance for Seniors

Take a look at Dayton, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dayton, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,824 $1,824
GEICO $1,304 $1,304
Nationwide $1,167 $1,196
Progressive $914 $915
State Farm $992 $992
USAA $915 $919

Cheapest Dayton, VA Car Insurance Rates After a DUI

A DUI in Dayton, VA increases car insurance rates. Compare Dayton, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dayton, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,338
GEICO $2,874
Nationwide $2,396
Progressive $2,032
State Farm $1,806
USAA $2,156

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Cheapest Dayton, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dayton, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dayton, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,957 $3,137
GEICO $1,885 $1,957
Nationwide $1,887 $1,887
Progressive $1,994 $1,994
State Farm $1,763 $1,850
USAA $1,565 $1,685

The Best Cheap Car Insurance Companies in Dayton, VA

Take a look at a side-by-side comparison of the top car insurance companies in Dayton, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dayton, Virginia

Insurance Company Average Annual Rates
Allstate $3,047
GEICO $1,921
Nationwide $1,887
Progressive $1,994
State Farm $1,806
USAA $1,625

Category Winners: Cheapest Car Insurance in Dayton, Virginia

Find the cheapest car insurance companies in Dayton, VA for each category right here.

Best Annual Car Insurance Rates by Company in Dayton, Virginia

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Dayton, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dayton car insurance rates. Find the cheapest Dayton, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dayton, Virginia

Insurance Company Low Medium High
Allstate $2,971 $3,048 $3,120
GEICO $1,857 $1,920 $1,987
Nationwide $1,986 $1,869 $1,808
Progressive $1,911 $1,973 $2,097
State Farm $1,697 $1,802 $1,920
USAA $1,563 $1,628 $1,683

What affects car insurance rates in Dayton, Virginia?

What factors can have an impact on Dayton, VA car insurance? There are several reasons why Dayton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dayton, Virginia.

Commute Time in Dayton

The more time you spend in your car the higher the risk of an accident. The average commute length in Dayton, VA is 15.2 minutes according to City-Data.

Traffic in Dayton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dayton, VA traffic data from INRIX ranks Dayton as the 367th-most congested in the world.

Compare Car Insurance Quotes in Dayton, VA

Ready to find affordable Dayton, Virginia car insurance today? Enter your ZIP code for fast, free Dayton, VA car insurance quotes.

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