Compare De Kalb, TX Car Insurance Rates (2021)

Car insurance in De Kalb, TX averages $311 a month. De Kalb, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap De Kalb car insurance rates, compare quotes from the top car insurance companies in De Kalb, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in De Kalb, TX are $3,735/year
  • The cheapest car insurance company in De Kalb is USAA
  • The cheapest car insurance company in De Kalb for teen drivers is USAA

If you need to buy De Kalb, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in De Kalb, TX is right here.

You’ll find De Kalb car insurance rates, the cheapest De Kalb, TX car insurance companies, and information on Texas car insurance laws. You can also compare De Kalb, Texas car insurance rates to Laredo car insurance rates, Corpus Christi car insurance rates, and Houston car insurance rates.

Ready to find affordable De Kalb, TX car insurance today? Enter your ZIP code for fast, free De Kalb car insurance quotes.

Cheapest De Kalb, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect De Kalb, TX car insurance rates? Every De Kalb, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in De Kalb, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,438 $3,473 $3,396 $3,396 $8,974 $10,845 $4,251 $4,436
American Family $2,501 $2,778 $2,326 $2,658 $6,495 $8,495 $3,564 $4,056
GEICO $2,315 $2,483 $2,208 $2,483 $4,945 $5,147 $2,500 $2,504
Nationwide $2,286 $2,329 $2,018 $2,141 $6,409 $8,249 $2,677 $2,900
Progressive $2,434 $2,302 $2,172 $2,209 $10,350 $11,553 $2,878 $2,913
State Farm $2,089 $2,089 $1,854 $1,854 $4,937 $6,280 $2,267 $2,340
USAA $1,602 $1,619 $1,527 $1,526 $4,425 $4,840 $2,140 $2,310

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Minimum Car Insurance in De Kalb, TX

Every driver must carry the minimum car insurance in De Kalb, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in De Kalb, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest De Kalb, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in De Kalb, TX. Compare credit history car insurance rates in De Kalb from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in De Kalb, Texas

Insurance Company Poor Fair Good
Allstate $6,712 $4,913 $4,203
American Family $5,655 $3,559 $3,114
GEICO $4,736 $2,687 $1,797
Nationwide $4,353 $3,490 $3,035
Progressive $5,171 $4,479 $4,154
State Farm $4,201 $2,611 $2,079
USAA $3,678 $2,117 $1,701

Cheapest De Kalb, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in De Kalb, TX to rates for a clean record with top companies.

Annual De Kalb, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,118 $6,302 $6,565 $4,118
American Family $3,756 $4,748 $4,176 $3,756
GEICO $2,610 $3,416 $2,897 $3,369
Nationwide $3,143 $3,143 $4,667 $3,552
Progressive $4,010 $5,204 $4,683 $4,509
State Farm $2,641 $3,019 $3,553 $2,641
USAA $1,868 $2,747 $3,235 $2,144

Cheapest De Kalb, TX Car Insurance for Teen Drivers

Teen car insurance in De Kalb, TX can be expensive. Take a look at rates from the top car insurance companies in De Kalb for teenagers.

Annual Car Insurance Rates for Teen Drivers in De Kalb, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,974 $10,845
American Family $6,495 $8,495
GEICO $4,945 $5,147
Nationwide $6,409 $8,249
Progressive $10,350 $11,553
State Farm $4,937 $6,280
USAA $4,425 $4,840

Cheapest De Kalb, TX Car Insurance for Seniors

Take a look at De Kalb, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in De Kalb, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,396 $3,396
American Family $2,326 $2,658
GEICO $2,208 $2,483
Nationwide $2,018 $2,141
Progressive $2,172 $2,209
State Farm $1,854 $1,854
USAA $1,527 $1,526

Cheapest De Kalb, TX Car Insurance Rates After a DUI

A DUI in De Kalb, TX increases car insurance rates. Compare De Kalb, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in De Kalb, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,565
American Family $4,176
GEICO $2,897
Nationwide $4,667
Progressive $4,683
State Farm $3,553
USAA $3,235

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Cheapest De Kalb, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in De Kalb, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in De Kalb, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,151 $5,401
American Family $4,109 $4,109
GEICO $3,012 $3,134
Nationwide $3,626 $3,626
Progressive $4,602 $4,602
State Farm $2,964 $2,964
USAA $2,467 $2,530

The Best Cheap Car Insurance Companies in De Kalb, TX

Take a look at a side-by-side comparison of the top car insurance companies in De Kalb, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in De Kalb, Texas

Insurance Company Average Annual Rates
Allstate $5,276
American Family $4,109
GEICO $3,073
Nationwide $3,626
Progressive $4,602
State Farm $2,964
USAA $2,498

Category Winners: Cheapest Car Insurance in De Kalb, Texas

Find the cheapest car insurance companies in De Kalb, TX for each category right here.

Best Annual Car Insurance Rates by Company in De Kalb, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest De Kalb, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your De Kalb car insurance rates. Find the cheapest De Kalb, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in De Kalb, Texas

Insurance Company Low Medium High
Allstate $5,154 $5,230 $5,443
American Family $3,812 $3,951 $4,565
GEICO $2,916 $3,033 $3,270
Nationwide $3,916 $3,469 $3,494
Progressive $4,366 $4,579 $4,860
State Farm $2,817 $2,954 $3,120
USAA $2,416 $2,488 $2,592

What affects car insurance rates in De Kalb, Texas?

What factors can have an impact on De Kalb, TX car insurance? There are several reasons why De Kalb car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in De Kalb, Texas.

Car Theft in De Kalb

High levels of vehicle theft can make car insurance more expensive. De Kalb, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in De Kalb

The more time you spend in your car the higher the risk of an accident. The average commute length in De Kalb, TX is 28.6 minutes according to City-Data.

Compare Car Insurance Quotes in De Kalb, TX

Ready to find affordable De Kalb, Texas car insurance today? Enter your ZIP code for fast, free De Kalb, TX car insurance quotes.

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