Compare De Ruyter, NY Car Insurance Rates (2021)

Car insurance in De Ruyter, NY averages $266 a month. De Ruyter, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap De Ruyter car insurance rates, compare quotes from the top car insurance companies in De Ruyter, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in De Ruyter, NY are $3,196/year
  • The cheapest car insurance company in De Ruyter is GEICO
  • The cheapest car insurance company in De Ruyter for teen drivers is GEICO

If you need to buy De Ruyter, New York car insurance, the options can be confusing. Everything you need to know about car insurance in De Ruyter, NY is right here.

You’ll find De Ruyter car insurance rates, the cheapest De Ruyter, NY car insurance companies, and information on New York car insurance laws. You can also compare De Ruyter, New York car insurance rates to Rochester car insurance rates, Buffalo car insurance rates, and Schenectady car insurance rates.

Ready to find affordable De Ruyter, NY car insurance today? Enter your ZIP code for fast, free De Ruyter car insurance quotes.

Cheapest De Ruyter, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect De Ruyter, NY car insurance rates? Every De Ruyter, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in De Ruyter, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,660 $1,573 $1,347 $1,363 $5,358 $5,983 $2,134 $2,093
State Farm $2,384 $2,384 $2,068 $2,068 $6,839 $8,856 $2,609 $2,765
Travelers $2,549 $2,587 $2,334 $2,512 $5,979 $7,134 $2,715 $2,842
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in De Ruyter, NY

Every driver must carry the minimum car insurance in De Ruyter, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in De Ruyter, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest De Ruyter, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in De Ruyter, NY. Compare credit history car insurance rates in De Ruyter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in De Ruyter, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,598 $2,598 $2,598
Progressive $4,256 $2,200 $1,610
State Farm $5,291 $3,317 $2,632
Travelers $4,914 $3,118 $2,713
USAA $4,512 $2,242 $1,983

Cheapest De Ruyter, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in De Ruyter, NY to rates for a clean record with top companies.

Annual De Ruyter, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,618 $2,618 $2,885 $2,633
State Farm $3,577 $3,577 $3,916 $3,916
Travelers $3,066 $3,820 $3,877 $3,562
USAA $2,589 $2,631 $3,799 $2,631

Cheapest De Ruyter, NY Car Insurance for Teen Drivers

Teen car insurance in De Ruyter, NY can be expensive. Take a look at rates from the top car insurance companies in De Ruyter for teenagers.

Annual Car Insurance Rates for Teen Drivers in De Ruyter, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,454 $5,122
Progressive $5,358 $5,983
State Farm $6,839 $8,856
Travelers $5,979 $7,134
USAA $6,103 $7,296

Cheapest De Ruyter, NY Car Insurance for Seniors

Take a look at De Ruyter, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in De Ruyter, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,874 $1,874
Progressive $1,347 $1,363
State Farm $2,068 $2,068
Travelers $2,334 $2,512
USAA $1,379 $1,382

Cheapest De Ruyter, NY Car Insurance Rates After a DUI

A DUI in De Ruyter, NY increases car insurance rates. Compare De Ruyter, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in De Ruyter, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,357
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,360
Progressive $2,885
State Farm $3,916
Travelers $3,877
USAA $3,799

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Cheapest De Ruyter, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in De Ruyter, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in De Ruyter, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,598 $2,598
Progressive $2,689 $2,689
State Farm $3,615 $3,878
Travelers $3,581 $3,581
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in De Ruyter, NY

Take a look at a side-by-side comparison of the top car insurance companies in De Ruyter, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in De Ruyter, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,598
Progressive $2,689
State Farm $3,746
Travelers $3,581
USAA $2,912

Category Winners: Cheapest Car Insurance in De Ruyter, New York

Find the cheapest car insurance companies in De Ruyter, NY for each category right here.

Best Annual Car Insurance Rates by Company in De Ruyter, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest De Ruyter, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your De Ruyter car insurance rates. Find the cheapest De Ruyter, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in De Ruyter, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,461 $2,579 $2,754
Progressive $2,573 $2,677 $2,816
State Farm $3,581 $3,765 $3,893
Travelers $3,406 $3,548 $3,791
USAA $2,839 $2,901 $2,997

Compare Car Insurance Quotes in De Ruyter, NY

Ready to find affordable De Ruyter, New York car insurance today? Enter your ZIP code for fast, free De Ruyter, NY car insurance quotes.

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