Compare De Witt, IL Car Insurance Rates (2021)

Car insurance in De Witt, IL averages $247 a month. De Witt, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap De Witt car insurance rates, compare quotes from the top car insurance companies in De Witt, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in De Witt, IL after a DUI are $3,462/year
  • The cheapest car insurance company in De Witt is State Farm
  • The cheapest car insurance company in De Witt for teen drivers is State Farm

If you need to buy De Witt, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in De Witt, IL is right here.

You’ll find De Witt car insurance rates, the cheapest De Witt, IL car insurance companies, and information on Illinois car insurance laws. You can also compare De Witt, Illinois car insurance rates to Springfield car insurance rates, Naperville car insurance rates, and Aurora car insurance rates.

Ready to find affordable De Witt, IL car insurance today? Enter your ZIP code for fast, free De Witt car insurance quotes.

Cheapest De Witt, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect De Witt, IL car insurance rates? Every De Witt, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in De Witt, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,159 $3,173 $3,297 $3,297 $8,180 $10,666 $3,800 $4,110
American Family $2,245 $2,245 $2,055 $2,055 $6,324 $8,770 $2,245 $2,896
Farmers $2,212 $2,211 $1,964 $2,074 $9,372 $9,766 $2,527 $2,648
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,362 $1,469 $1,131 $1,263 $4,498 $5,001 $1,425 $1,504
Nationwide $1,616 $1,647 $1,440 $1,526 $4,370 $5,607 $1,875 $2,029
Progressive $1,835 $1,746 $1,514 $1,575 $6,455 $7,253 $2,195 $2,378
State Farm $1,296 $1,296 $1,148 $1,148 $3,573 $4,543 $1,462 $1,674
Travelers $1,364 $1,438 $1,233 $1,314 $3,759 $4,672 $1,446 $1,522
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

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Minimum Car Insurance in De Witt, IL

Every driver must carry the minimum car insurance in De Witt, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in De Witt, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest De Witt, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in De Witt, IL. Compare credit history car insurance rates in De Witt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in De Witt, Illinois

Insurance Company Poor Fair Good
Allstate $6,324 $4,566 $3,990
American Family $4,795 $3,261 $2,757
Farmers $4,659 $3,910 $3,721
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,118 $1,949 $1,553
Nationwide $2,998 $2,421 $2,122
Progressive $3,558 $3,015 $2,784
State Farm $2,933 $1,757 $1,362
Travelers $2,561 $2,049 $1,671
USAA $3,672 $2,521 $2,077

Cheapest De Witt, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in De Witt, IL to rates for a clean record with top companies.

Annual De Witt, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,558 $6,011 $5,610 $4,662
American Family $2,647 $3,768 $4,998 $3,004
Farmers $3,460 $4,457 $4,346 $4,125
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,840 $2,606 $2,293 $2,087
Nationwide $2,030 $2,620 $3,077 $2,328
Progressive $2,577 $3,797 $2,848 $3,252
State Farm $1,853 $2,182 $2,017 $2,017
Travelers $1,676 $2,183 $2,423 $2,093
USAA $1,965 $2,823 $3,867 $2,370

Cheapest De Witt, IL Car Insurance for Teen Drivers

Teen car insurance in De Witt, IL can be expensive. Take a look at rates from the top car insurance companies in De Witt for teenagers.

Annual Car Insurance Rates for Teen Drivers in De Witt, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,180 $10,666
American Family $6,324 $8,770
Farmers $9,372 $9,766
GEICO $4,375 $4,641
Liberty Mutual $4,498 $5,001
Nationwide $4,370 $5,607
Progressive $6,455 $7,253
State Farm $3,573 $4,543
Travelers $3,759 $4,672
USAA $5,299 $5,845

Cheapest De Witt, IL Car Insurance for Seniors

Take a look at De Witt, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in De Witt, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,297 $3,297
American Family $2,055 $2,055
Farmers $1,964 $2,074
GEICO $1,364 $1,612
Liberty Mutual $1,131 $1,263
Nationwide $1,440 $1,526
Progressive $1,514 $1,575
State Farm $1,148 $1,148
Travelers $1,233 $1,314
USAA $1,530 $1,509

Cheapest De Witt, IL Car Insurance Rates After a DUI

A DUI in De Witt, IL increases car insurance rates. Compare De Witt, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in De Witt, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,610
American Family $4,998
Farmers $4,346
GEICO $3,141
Liberty Mutual $2,293
Nationwide $3,077
Progressive $2,848
State Farm $2,017
Travelers $2,423
USAA $3,867

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Cheapest De Witt, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in De Witt, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in De Witt, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,960 $4,960
American Family $3,558 $3,651
Farmers $4,097 $4,097
GEICO $2,263 $2,351
Liberty Mutual $2,207 $2,207
Nationwide $2,514 $2,514
Progressive $3,119 $3,119
State Farm $1,967 $2,068
Travelers $2,013 $2,174
USAA $2,679 $2,834

The Best Cheap Car Insurance Companies in De Witt, IL

Take a look at a side-by-side comparison of the top car insurance companies in De Witt, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in De Witt, Illinois

Insurance Company Average Annual Rates
Allstate $4,960
American Family $3,604
Farmers $4,097
GEICO $2,307
Liberty Mutual $2,207
Nationwide $2,514
Progressive $3,119
State Farm $2,017
Travelers $2,094
USAA $2,756

Category Winners: Cheapest Car Insurance in De Witt, Illinois

Find the cheapest car insurance companies in De Witt, IL for each category right here.

Best Annual Car Insurance Rates by Company in De Witt, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest De Witt, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your De Witt car insurance rates. Find the cheapest De Witt, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in De Witt, Illinois

Insurance Company Low Medium High
Allstate $4,828 $4,956 $5,097
American Family $3,484 $3,736 $3,593
Farmers $3,906 $4,005 $4,380
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,088 $2,202 $2,329
Nationwide $2,515 $2,530 $2,496
Progressive $2,898 $3,112 $3,346
State Farm $1,920 $2,021 $2,112
Travelers $1,976 $2,092 $2,213
USAA $2,572 $2,754 $2,944

What affects car insurance rates in De Witt, Illinois?

What factors can have an impact on De Witt, IL car insurance? There are several reasons why De Witt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in De Witt, Illinois.

Commute Time in De Witt

The more time you spend in your car the higher the risk of an accident. The average commute length in De Witt, IL is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in De Witt, IL

Ready to find affordable De Witt, Illinois car insurance today? Enter your ZIP code for fast, free De Witt, IL car insurance quotes.

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