Compare De Witt, MO Car Insurance Rates (2021)

Car insurance in De Witt, MO averages $257 a month. De Witt, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap De Witt car insurance rates, compare quotes from the top car insurance companies in De Witt, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in De Witt for teen drivers is Nationwide
  • Average car insurance rates in De Witt, MO are $3,089/year
  • Average car insurance rates in De Witt, MO after a DUI are $3,599/year

If you need to buy De Witt, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in De Witt, MO is right here.

You’ll find De Witt car insurance rates, the cheapest De Witt, MO car insurance companies, and information on Missouri car insurance laws. You can also compare De Witt, Missouri car insurance rates to Independence car insurance rates, Springfield car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable De Witt, MO car insurance today? Enter your ZIP code for fast, free De Witt car insurance quotes.

Cheapest De Witt, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect De Witt, MO car insurance rates? Every De Witt, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in De Witt, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,924 $1,924 $1,712 $1,712 $5,195 $6,763 $1,924 $2,253
Farmers $2,118 $2,111 $1,895 $2,006 $8,579 $8,866 $2,415 $2,530
GEICO $1,874 $2,089 $1,453 $1,830 $5,703 $6,060 $1,737 $1,762
Liberty Mutual $2,632 $2,859 $2,170 $2,435 $8,553 $9,502 $2,781 $2,978
Nationwide $1,398 $1,435 $1,246 $1,328 $3,486 $4,496 $1,591 $1,729
Progressive $1,939 $1,827 $1,584 $1,628 $5,939 $6,692 $2,369 $2,427
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,508 $1,499 $1,350 $1,381 $4,430 $5,421 $1,886 $2,103

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Minimum Car Insurance in De Witt, MO

Every driver must carry the minimum car insurance in De Witt, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in De Witt, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest De Witt, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in De Witt, MO. Compare credit history car insurance rates in De Witt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in De Witt, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,823 $2,689 $2,265
Farmers $4,365 $3,629 $3,451
GEICO $3,884 $2,531 $2,025
Liberty Mutual $6,096 $3,700 $2,920
Nationwide $2,469 $2,029 $1,768
Progressive $3,545 $2,919 $2,688
State Farm $3,290 $2,228 $1,873
USAA $4,091 $1,895 $1,355

Cheapest De Witt, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in De Witt, MO to rates for a clean record with top companies.

Annual De Witt, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,201 $3,179 $3,821 $2,502
Farmers $3,313 $4,094 $4,006 $3,848
GEICO $2,224 $2,842 $3,785 $2,402
Liberty Mutual $3,098 $4,406 $4,564 $4,888
Nationwide $1,663 $2,105 $2,775 $1,811
Progressive $2,681 $3,491 $2,940 $3,091
State Farm $2,284 $2,644 $2,464 $2,464
USAA $1,976 $2,382 $3,279 $2,152

Cheapest De Witt, MO Car Insurance for Teen Drivers

Teen car insurance in De Witt, MO can be expensive. Take a look at rates from the top car insurance companies in De Witt for teenagers.

Annual Car Insurance Rates for Teen Drivers in De Witt, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,195 $6,763
Farmers $8,579 $8,866
GEICO $5,703 $6,060
Liberty Mutual $8,553 $9,502
Nationwide $3,486 $4,496
Progressive $5,939 $6,692
State Farm $4,343 $5,508
USAA $4,430 $5,421

Cheapest De Witt, MO Car Insurance for Seniors

Take a look at De Witt, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in De Witt, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,712 $1,712
Farmers $1,895 $2,006
GEICO $1,453 $1,830
Liberty Mutual $2,170 $2,435
Nationwide $1,246 $1,328
Progressive $1,584 $1,628
State Farm $1,412 $1,412
USAA $1,350 $1,381

Cheapest De Witt, MO Car Insurance Rates After a DUI

A DUI in De Witt, MO increases car insurance rates. Compare De Witt, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in De Witt, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,821
Farmers $4,006
GEICO $3,785
Liberty Mutual $4,564
Nationwide $2,775
Progressive $2,940
State Farm $2,464
USAA $3,279

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Cheapest De Witt, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in De Witt, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in De Witt, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,897 $2,955
Farmers $3,815 $3,815
GEICO $2,758 $2,868
Liberty Mutual $4,239 $4,239
Nationwide $2,089 $2,089
Progressive $3,051 $3,051
State Farm $2,404 $2,523
USAA $2,358 $2,536

The Best Cheap Car Insurance Companies in De Witt, MO

Take a look at a side-by-side comparison of the top car insurance companies in De Witt, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in De Witt, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,926
Farmers $3,815
GEICO $2,813
Liberty Mutual $4,239
Nationwide $2,089
Progressive $3,051
State Farm $2,464
USAA $2,447

Category Winners: Cheapest Car Insurance in De Witt, Missouri

Find the cheapest car insurance companies in De Witt, MO for each category right here.

Best Annual Car Insurance Rates by Company in De Witt, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest De Witt, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your De Witt car insurance rates. Find the cheapest De Witt, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in De Witt, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,838 $3,019 $2,920
Farmers $3,582 $3,780 $4,084
GEICO $2,652 $2,830 $2,958
Liberty Mutual $4,013 $4,258 $4,445
Nationwide $1,969 $2,107 $2,190
Progressive $2,761 $3,057 $3,334
State Farm $2,332 $2,470 $2,588
USAA $2,351 $2,439 $2,551

What affects car insurance rates in De Witt, Missouri?

What factors can have an impact on De Witt, MO car insurance? There are several reasons why De Witt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in De Witt, Missouri.

Commute Time in De Witt

The more time you spend in your car the higher the risk of an accident. The average commute length in De Witt, MO is 25.8 minutes according to City-Data.

Compare Car Insurance Quotes in De Witt, MO

Ready to find affordable De Witt, Missouri car insurance today? Enter your ZIP code for fast, free De Witt, MO car insurance quotes.

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