Compare Dearborn, MO Car Insurance Rates (2021)

Car insurance in Dearborn, MO averages $276 a month. Dearborn, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Dearborn car insurance rates, compare quotes from the top car insurance companies in Dearborn, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Dearborn, MO are $3,318/year
  • The cheapest car insurance company in Dearborn for teen drivers is Nationwide
  • The cheapest car insurance company in Dearborn is Nationwide

If you need to buy Dearborn, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Dearborn, MO is right here.

You’ll find Dearborn car insurance rates, the cheapest Dearborn, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Dearborn, Missouri car insurance rates to Springfield car insurance rates, Columbia car insurance rates, and St. Joseph car insurance rates.

Ready to find affordable Dearborn, MO car insurance today? Enter your ZIP code for fast, free Dearborn car insurance quotes.

Cheapest Dearborn, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dearborn, MO car insurance rates? Every Dearborn, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dearborn, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,171 $2,171 $1,931 $1,931 $5,880 $7,659 $2,171 $2,547
Farmers $2,303 $2,293 $2,057 $2,177 $9,435 $9,755 $2,633 $2,760
GEICO $1,843 $2,067 $1,429 $1,831 $5,787 $6,134 $1,684 $1,696
Liberty Mutual $2,865 $3,108 $2,356 $2,644 $9,687 $10,762 $3,025 $3,234
Nationwide $1,471 $1,502 $1,318 $1,395 $3,738 $4,782 $1,679 $1,815
Progressive $2,131 $1,978 $1,747 $1,793 $7,074 $7,947 $2,600 $2,689
State Farm $1,675 $1,675 $1,498 $1,498 $4,791 $6,035 $1,882 $2,149
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in Dearborn, MO

Every driver must carry the minimum car insurance in Dearborn, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Dearborn, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Dearborn, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dearborn, MO. Compare credit history car insurance rates in Dearborn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dearborn, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $4,325 $3,039 $2,559
Farmers $4,774 $3,975 $3,780
GEICO $3,878 $2,527 $2,022
Liberty Mutual $6,767 $4,119 $3,244
Nationwide $2,611 $2,155 $1,872
Progressive $4,037 $3,352 $3,096
State Farm $3,623 $2,373 $1,954
USAA $4,127 $1,897 $1,352

Cheapest Dearborn, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dearborn, MO to rates for a clean record with top companies.

Annual Dearborn, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,494 $3,569 $4,332 $2,837
Farmers $3,613 $4,489 $4,390 $4,215
GEICO $2,182 $2,843 $3,841 $2,370
Liberty Mutual $3,428 $4,906 $5,068 $5,439
Nationwide $1,742 $2,231 $2,973 $1,905
Progressive $3,019 $4,064 $3,352 $3,545
State Farm $2,438 $2,862 $2,650 $2,650
USAA $1,998 $2,393 $3,276 $2,169

Cheapest Dearborn, MO Car Insurance for Teen Drivers

Teen car insurance in Dearborn, MO can be expensive. Take a look at rates from the top car insurance companies in Dearborn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dearborn, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,880 $7,659
Farmers $9,435 $9,755
GEICO $5,787 $6,134
Liberty Mutual $9,687 $10,762
Nationwide $3,738 $4,782
Progressive $7,074 $7,947
State Farm $4,791 $6,035
USAA $4,422 $5,416

Cheapest Dearborn, MO Car Insurance for Seniors

Take a look at Dearborn, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dearborn, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,931 $1,931
Farmers $2,057 $2,177
GEICO $1,429 $1,831
Liberty Mutual $2,356 $2,644
Nationwide $1,318 $1,395
Progressive $1,747 $1,793
State Farm $1,498 $1,498
USAA $1,356 $1,392

Cheapest Dearborn, MO Car Insurance Rates After a DUI

A DUI in Dearborn, MO increases car insurance rates. Compare Dearborn, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dearborn, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $4,332
Farmers $4,390
GEICO $3,841
Liberty Mutual $5,068
Nationwide $2,973
Progressive $3,352
State Farm $2,650
USAA $3,276

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Cheapest Dearborn, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dearborn, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dearborn, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,275 $3,341
Farmers $4,177 $4,177
GEICO $2,757 $2,861
Liberty Mutual $4,710 $4,710
Nationwide $2,213 $2,213
Progressive $3,495 $3,495
State Farm $2,586 $2,714
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in Dearborn, MO

Take a look at a side-by-side comparison of the top car insurance companies in Dearborn, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dearborn, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,308
Farmers $4,177
GEICO $2,809
Liberty Mutual $4,710
Nationwide $2,213
Progressive $3,495
State Farm $2,650
USAA $2,459

Category Winners: Cheapest Car Insurance in Dearborn, Missouri

Find the cheapest car insurance companies in Dearborn, MO for each category right here.

Best Annual Car Insurance Rates by Company in Dearborn, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Dearborn, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dearborn car insurance rates. Find the cheapest Dearborn, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dearborn, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $3,216 $3,413 $3,295
Farmers $3,925 $4,139 $4,466
GEICO $2,632 $2,829 $2,965
Liberty Mutual $4,456 $4,733 $4,942
Nationwide $2,081 $2,231 $2,326
Progressive $3,181 $3,505 $3,799
State Farm $2,487 $2,658 $2,806
USAA $2,371 $2,452 $2,554

What affects car insurance rates in Dearborn, Missouri?

What factors can have an impact on Dearborn, MO car insurance? There are several reasons why Dearborn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dearborn, Missouri.

Commute Time in Dearborn

The more time you spend in your car the higher the risk of an accident. The average commute length in Dearborn, MO is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in Dearborn, MO

Ready to find affordable Dearborn, Missouri car insurance today? Enter your ZIP code for fast, free Dearborn, MO car insurance quotes.

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