Compare Decatur, AR Car Insurance Rates (2021)

Car insurance in Decatur, AR averages $316 a month. Decatur, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Decatur car insurance rates, compare quotes from the top car insurance companies in Decatur, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Decatur, AR are $3,792/year
  • Average car insurance rates in Decatur, AR after a DUI are $4,559/year
  • The cheapest car insurance company in Decatur is USAA

If you need to buy Decatur, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Decatur, AR is right here.

You’ll find Decatur car insurance rates, the cheapest Decatur, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Decatur, Arkansas car insurance rates to Rogers car insurance rates, Pine Bluff car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Decatur, AR car insurance today? Enter your ZIP code for fast, free Decatur car insurance quotes.

Cheapest Decatur, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Decatur, AR car insurance rates? Every Decatur, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Decatur, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,693 $2,706 $2,412 $2,576 $9,910 $11,893 $2,961 $3,208
Farmers $2,092 $2,073 $1,866 $1,969 $9,074 $9,381 $2,413 $2,538
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,482 $2,333 $2,042 $2,145 $10,937 $12,291 $2,964 $3,208
State Farm $1,547 $1,547 $1,401 $1,401 $4,672 $5,852 $1,747 $2,013
Travelers $2,067 $2,101 $2,070 $2,070 $12,458 $20,004 $2,228 $2,532
USAA $1,269 $1,277 $1,182 $1,184 $4,036 $4,216 $1,628 $1,749

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Minimum Car Insurance in Decatur, AR

Every driver must carry the minimum car insurance in Decatur, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Decatur, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Decatur, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Decatur, AR. Compare credit history car insurance rates in Decatur from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Decatur, Arkansas

Insurance Company Poor Fair Good
Allstate $6,014 $4,621 $3,750
Farmers $4,460 $3,749 $3,568
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $5,414 $4,650 $4,336
State Farm $3,652 $2,201 $1,715
Travelers $6,515 $5,455 $5,103
USAA $2,731 $1,873 $1,599

Cheapest Decatur, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Decatur, AR to rates for a clean record with top companies.

Annual Decatur, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $4,971 $5,537 $4,726
Farmers $3,306 $4,258 $4,160 $3,980
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $4,130 $5,778 $4,345 $4,949
State Farm $2,302 $2,743 $2,523 $2,523
Travelers $4,762 $4,918 $7,240 $5,844
USAA $1,588 $2,017 $2,904 $1,762

Cheapest Decatur, AR Car Insurance for Teen Drivers

Teen car insurance in Decatur, AR can be expensive. Take a look at rates from the top car insurance companies in Decatur for teenagers.

Annual Car Insurance Rates for Teen Drivers in Decatur, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,893
Farmers $9,074 $9,381
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $10,937 $12,291
State Farm $4,672 $5,852
Travelers $12,458 $20,004
USAA $4,036 $4,216

Cheapest Decatur, AR Car Insurance for Seniors

Take a look at Decatur, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Decatur, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,412 $2,576
Farmers $1,866 $1,969
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $2,042 $2,145
State Farm $1,401 $1,401
Travelers $2,070 $2,070
USAA $1,182 $1,184

Cheapest Decatur, AR Car Insurance Rates After a DUI

A DUI in Decatur, AR increases car insurance rates. Compare Decatur, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Decatur, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,537
Farmers $4,160
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,345
State Farm $2,523
Travelers $7,240
USAA $2,904

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Cheapest Decatur, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Decatur, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Decatur, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,926 $3,926
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,800 $4,800
State Farm $2,461 $2,584
Travelers $5,691 $5,691
USAA $2,010 $2,126

The Best Cheap Car Insurance Companies in Decatur, AR

Take a look at a side-by-side comparison of the top car insurance companies in Decatur, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Decatur, Arkansas

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,926
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,800
State Farm $2,523
Travelers $5,691
USAA $2,068

Category Winners: Cheapest Car Insurance in Decatur, Arkansas

Find the cheapest car insurance companies in Decatur, AR for each category right here.

Best Annual Car Insurance Rates by Company in Decatur, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Decatur, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Decatur car insurance rates. Find the cheapest Decatur, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Decatur, Arkansas

Insurance Company Low Medium High
Allstate $4,665 $4,792 $4,928
Farmers $3,730 $3,885 $4,162
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,383 $4,715 $5,303
State Farm $2,385 $2,520 $2,662
Travelers $5,408 $5,706 $5,960
USAA $1,979 $2,060 $2,164

What affects car insurance rates in Decatur, Arkansas?

What factors can have an impact on Decatur, AR car insurance? There are several reasons why Decatur car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Decatur, Arkansas.

Commute Time in Decatur

The more time you spend in your car the higher the risk of an accident. The average commute length in Decatur, AR is 20.8 minutes according to City-Data.

Compare Car Insurance Quotes in Decatur, AR

Ready to find affordable Decatur, Arkansas car insurance today? Enter your ZIP code for fast, free Decatur, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State