Compare Decatur, GA Car Insurance Rates (2021)

Car insurance in Decatur, GA averages $543 a month. Decatur, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Decatur car insurance rates, compare quotes from the top car insurance companies in Decatur, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Decatur, GA after a DUI are $7,994/year
  • The cheapest car insurance company in Decatur is USAA
  • Average car insurance rates in Decatur, GA are $6,513/year

If you need to buy Decatur, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Decatur, GA is right here.

You’ll find Decatur car insurance rates, the cheapest Decatur, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Decatur, Georgia car insurance rates to Columbus car insurance rates, Albany car insurance rates, and Warner Robins car insurance rates.

Ready to find affordable Decatur, GA car insurance today? Enter your ZIP code for fast, free Decatur car insurance quotes.

Cheapest Decatur, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Decatur, GA car insurance rates? Every Decatur, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Decatur, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,373 $3,373 $3,236 $3,236 $7,946 $10,219 $3,774 $4,119
GEICO $2,661 $2,644 $2,596 $2,596 $8,616 $10,303 $3,476 $3,865
Liberty Mutual $6,653 $7,245 $5,452 $6,213 $29,304 $32,746 $7,013 $7,423
Nationwide $4,771 $4,930 $4,742 $5,205 $15,042 $19,339 $5,839 $6,331
Progressive $4,415 $3,996 $3,797 $4,028 $14,376 $15,904 $5,047 $5,221
State Farm $2,889 $2,889 $2,597 $2,597 $7,831 $10,302 $3,177 $3,430
USAA $1,915 $1,911 $1,800 $1,796 $7,111 $8,371 $2,392 $2,637

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Minimum Car Insurance in Decatur, GA

Every driver must carry the minimum car insurance in Decatur, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Decatur, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Decatur, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Decatur, GA. Compare credit history car insurance rates in Decatur from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Decatur, Georgia

Insurance Company Poor Fair Good
Allstate $6,357 $4,426 $3,945
GEICO $6,085 $3,874 $3,825
Liberty Mutual $18,253 $11,226 $8,788
Nationwide $9,844 $7,992 $6,987
Progressive $7,954 $6,929 $6,411
State Farm $6,337 $3,939 $3,117
USAA $4,527 $3,205 $2,743

Cheapest Decatur, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Decatur, GA to rates for a clean record with top companies.

Annual Decatur, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,021 $6,274 $5,104 $4,238
GEICO $3,000 $3,724 $8,166 $3,488
Liberty Mutual $9,685 $13,248 $15,210 $12,881
Nationwide $6,371 $7,483 $11,519 $7,727
Progressive $5,486 $9,923 $6,584 $6,399
State Farm $4,058 $4,870 $4,464 $4,464
USAA $2,670 $3,402 $4,912 $2,983

Cheapest Decatur, GA Car Insurance for Teen Drivers

Teen car insurance in Decatur, GA can be expensive. Take a look at rates from the top car insurance companies in Decatur for teenagers.

Annual Car Insurance Rates for Teen Drivers in Decatur, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,946 $10,219
GEICO $8,616 $10,303
Liberty Mutual $29,304 $32,746
Nationwide $15,042 $19,339
Progressive $14,376 $15,904
State Farm $7,831 $10,302
USAA $7,111 $8,371

Cheapest Decatur, GA Car Insurance for Seniors

Take a look at Decatur, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Decatur, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,236 $3,236
GEICO $2,596 $2,596
Liberty Mutual $5,452 $6,213
Nationwide $4,742 $5,205
Progressive $3,797 $4,028
State Farm $2,597 $2,597
USAA $1,800 $1,796

Cheapest Decatur, GA Car Insurance Rates After a DUI

A DUI in Decatur, GA increases car insurance rates. Compare Decatur, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Decatur, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,104
GEICO $8,166
Liberty Mutual $15,210
Nationwide $11,519
Progressive $6,584
State Farm $4,464
USAA $4,912

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Cheapest Decatur, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Decatur, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Decatur, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,796 $5,023
GEICO $4,522 $4,667
Liberty Mutual $12,756 $12,756
Nationwide $8,275 $8,275
Progressive $7,098 $7,098
State Farm $4,464 $4,464
USAA $3,332 $3,651

Cheapest Decatur, GA Car Insurance Rates by ZIP Code

Decatur car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Decatur, GA.

Annual Car Insurance Rates by ZIP Code in Decatur, Georgia

ZIP Code Average Annual Rates
30033 $5,820
30034 $6,513
30035 $6,726

The Best Cheap Car Insurance Companies in Decatur, GA

Take a look at a side-by-side comparison of the top car insurance companies in Decatur, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Decatur, Georgia

Insurance Company Average Annual Rates
Allstate $4,909
GEICO $4,595
Liberty Mutual $12,756
Nationwide $8,275
Progressive $7,098
State Farm $4,464
USAA $3,491

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Category Winners: Cheapest Car Insurance in Decatur, Georgia

Find the cheapest car insurance companies in Decatur, GA for each category right here.

Best Annual Car Insurance Rates by Company in Decatur, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Decatur, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Decatur car insurance rates. Find the cheapest Decatur, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Decatur, Georgia

Insurance Company Low Medium High
Allstate $4,525 $4,961 $5,242
GEICO $4,189 $4,621 $4,974
Liberty Mutual $12,140 $12,673 $13,455
Nationwide $8,056 $8,437 $8,332
Progressive $6,331 $6,951 $8,011
State Farm $4,160 $4,470 $4,762
USAA $3,311 $3,472 $3,691

What affects car insurance rates in Decatur, Georgia?

What factors can have an impact on Decatur, GA car insurance? There are several reasons why Decatur car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Decatur, Georgia.

Commute Time in Decatur

The more time you spend in your car the higher the risk of an accident. The average commute length in Decatur, GA is 27.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Decatur, GA

Ready to find affordable Decatur, Georgia car insurance today? Enter your ZIP code for fast, free Decatur, GA car insurance quotes.

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