Compare Decker, MI Car Insurance Rates (2021)

Car insurance in Decker, MI averages $834 a month. Decker, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Decker car insurance rates, compare quotes from the top car insurance companies in Decker, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Decker is USAA
  • Average car insurance rates in Decker, MI after a DUI are $16,495/year
  • The cheapest car insurance company in Decker for teen drivers is USAA

If you need to buy Decker, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Decker, MI is right here.

You’ll find Decker car insurance rates, the cheapest Decker, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Decker, Michigan car insurance rates to Flint car insurance rates, Dearborn car insurance rates, and Livonia car insurance rates.

Ready to find affordable Decker, MI car insurance today? Enter your ZIP code for fast, free Decker car insurance quotes.

Cheapest Decker, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Decker, MI car insurance rates? Every Decker, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Decker, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,690 $4,690 $4,377 $4,377 $10,155 $10,155 $5,258 $5,258
GEICO $4,090 $4,090 $4,166 $4,166 $11,022 $11,022 $3,896 $3,896
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,154 $2,927 $2,784 $3,115 $11,399 $12,106 $3,670 $3,375
State Farm $6,800 $6,800 $6,264 $6,264 $23,061 $23,061 $7,952 $7,952
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,634 $2,490 $2,477 $2,339 $6,327 $5,988 $3,199 $3,061

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Decker, MI

Every driver must carry the minimum car insurance in Decker, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Decker, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Decker, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Decker, MI. Compare credit history car insurance rates in Decker from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Decker, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,155 $5,312 $4,893
GEICO $7,450 $5,476 $4,455
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,490 $7,103 $6,015
Progressive $6,147 $5,161 $4,641
State Farm $17,865 $9,046 $6,147
Travelers $8,206 $7,958 $7,858
USAA $5,334 $3,046 $2,314

Cheapest Decker, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Decker, MI to rates for a clean record with top companies.

Annual Decker, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,156 $6,545 $6,472 $6,309
GEICO $2,060 $4,319 $13,022 $3,773
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,495 $5,921 $5,333 $5,517
State Farm $7,184 $8,518 $17,856 $10,519
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,870 $3,576 $4,685 $3,126

Cheapest Decker, MI Car Insurance for Teen Drivers

Teen car insurance in Decker, MI can be expensive. Take a look at rates from the top car insurance companies in Decker for teenagers.

Annual Car Insurance Rates for Teen Drivers in Decker, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,155 $10,155
GEICO $11,022 $11,022
Liberty Mutual $35,654 $35,654
Nationwide $14,203 $14,203
Progressive $11,399 $12,106
State Farm $23,061 $23,061
Travelers $16,180 $16,180
USAA $6,327 $5,988

Cheapest Decker, MI Car Insurance for Seniors

Take a look at Decker, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Decker, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,377 $4,377
GEICO $4,166 $4,166
Liberty Mutual $14,972 $14,972
Nationwide $4,738 $4,738
Progressive $2,784 $3,115
State Farm $6,264 $6,264
Travelers $4,626 $4,626
USAA $2,477 $2,339

Cheapest Decker, MI Car Insurance Rates After a DUI

A DUI in Decker, MI increases car insurance rates. Compare Decker, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Decker, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,169
Farmers $6,472
GEICO $13,022
Liberty Mutual $31,609
Nationwide $7,832
Progressive $5,333
State Farm $17,856
Travelers $12,473
USAA $4,685

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Decker, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Decker, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Decker, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,120 $6,120
GEICO $5,660 $5,927
Liberty Mutual $19,520 $20,916
Nationwide $7,536 $7,536
Progressive $5,316 $5,316
State Farm $10,719 $11,320
Travelers $7,961 $8,053
USAA $3,523 $3,606

The Best Cheap Car Insurance Companies in Decker, MI

Take a look at a side-by-side comparison of the top car insurance companies in Decker, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Decker, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,120
GEICO $5,794
Liberty Mutual $20,218
Nationwide $7,536
Progressive $5,316
State Farm $11,019
Travelers $8,007
USAA $3,565

Category Winners: Cheapest Car Insurance in Decker, Michigan

Find the cheapest car insurance companies in Decker, MI for each category right here.

Best Annual Car Insurance Rates by Company in Decker, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Decker, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Decker car insurance rates. Find the cheapest Decker, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Decker, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,959 $6,105 $6,297
GEICO $5,373 $5,738 $6,271
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,885 $7,409 $7,314
Progressive $5,115 $5,326 $5,508
State Farm $10,472 $11,087 $11,499
Travelers $7,920 $8,016 $8,086
USAA $3,458 $3,573 $3,662

What affects car insurance rates in Decker, Michigan?

What factors can have an impact on Decker, MI car insurance? There are several reasons why Decker car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Decker, Michigan.

Commute Time in Decker

The more time you spend in your car the higher the risk of an accident. The average commute length in Decker, MI is 19.1 minutes according to City-Data.

Compare Car Insurance Quotes in Decker, MI

Ready to find affordable Decker, Michigan car insurance today? Enter your ZIP code for fast, free Decker, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption