Compare Decorah, IA Car Insurance Rates (2021)

Car insurance in Decorah, IA averages $247 a month. Decorah, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Decorah car insurance rates, compare quotes from the top car insurance companies in Decorah, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Decorah is USAA
  • The cheapest car insurance company in Decorah for teen drivers is USAA
  • Average car insurance rates in Decorah, IA after a DUI are $3,568/year

If you need to buy Decorah, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Decorah, IA is right here.

You’ll find Decorah car insurance rates, the cheapest Decorah, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Decorah, Iowa car insurance rates to Ankeny car insurance rates, Ames car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Decorah, IA car insurance today? Enter your ZIP code for fast, free Decorah car insurance quotes.

Cheapest Decorah, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Decorah, IA car insurance rates? Every Decorah, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Decorah, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $1,938 $1,938 $1,734 $1,734 $5,181 $7,262 $1,938 $2,335
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,739 $1,686 $1,431 $1,483 $4,057 $4,591 $2,092 $2,259
State Farm $1,474 $1,474 $1,283 $1,283 $3,828 $4,869 $1,654 $1,879
Travelers $2,464 $2,516 $2,384 $2,390 $10,718 $17,031 $2,559 $3,048
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

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Minimum Car Insurance in Decorah, IA

Every driver must carry the minimum car insurance in Decorah, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Decorah, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Decorah, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Decorah, IA. Compare credit history car insurance rates in Decorah from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Decorah, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $3,834 $2,819 $2,370
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $2,873 $2,302 $2,077
State Farm $3,159 $1,954 $1,541
Travelers $6,068 $5,173 $4,925
USAA $2,419 $1,660 $1,437

Cheapest Decorah, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Decorah, IA to rates for a clean record with top companies.

Annual Decorah, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,171 $3,180 $4,126 $2,553
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $1,950 $3,164 $2,113 $2,443
State Farm $2,064 $2,372 $2,218 $2,218
Travelers $3,935 $5,232 $7,001 $5,386
USAA $1,405 $1,885 $2,451 $1,613

Cheapest Decorah, IA Car Insurance for Teen Drivers

Teen car insurance in Decorah, IA can be expensive. Take a look at rates from the top car insurance companies in Decorah for teenagers.

Annual Car Insurance Rates for Teen Drivers in Decorah, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,181 $7,262
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,057 $4,591
State Farm $3,828 $4,869
Travelers $10,718 $17,031
USAA $3,305 $3,514

Cheapest Decorah, IA Car Insurance for Seniors

Take a look at Decorah, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Decorah, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,734 $1,734
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,431 $1,483
State Farm $1,283 $1,283
Travelers $2,384 $2,390
USAA $1,130 $1,155

Cheapest Decorah, IA Car Insurance Rates After a DUI

A DUI in Decorah, IA increases car insurance rates. Compare Decorah, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Decorah, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,359
American Family $4,126
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,113
State Farm $2,218
Travelers $7,001
USAA $2,451

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Cheapest Decorah, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Decorah, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Decorah, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $2,973 $3,043
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,417 $2,417
State Farm $2,165 $2,271
Travelers $5,389 $5,389
USAA $1,771 $1,905

The Best Cheap Car Insurance Companies in Decorah, IA

Take a look at a side-by-side comparison of the top car insurance companies in Decorah, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Decorah, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,008
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,417
State Farm $2,218
Travelers $5,389
USAA $1,838

Category Winners: Cheapest Car Insurance in Decorah, Iowa

Find the cheapest car insurance companies in Decorah, IA for each category right here.

Best Annual Car Insurance Rates by Company in Decorah, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Decorah, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Decorah car insurance rates. Find the cheapest Decorah, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Decorah, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,024 $3,174 $2,824
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,285 $2,423 $2,544
State Farm $2,126 $2,228 $2,300
Travelers $5,093 $5,469 $5,605
USAA $1,745 $1,844 $1,926

What affects car insurance rates in Decorah, Iowa?

What factors can have an impact on Decorah, IA car insurance? There are several reasons why Decorah car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Decorah, Iowa.

Commute Time in Decorah

The more time you spend in your car the higher the risk of an accident. The average commute length in Decorah, IA is 13.3 minutes according to City-Data.

Compare Car Insurance Quotes in Decorah, IA

Ready to find affordable Decorah, Iowa car insurance today? Enter your ZIP code for fast, free Decorah, IA car insurance quotes.

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