Compare Deepwater, MO Car Insurance Rates (2021)

Car insurance in Deepwater, MO averages $260 a month. Deepwater, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Deepwater car insurance rates, compare quotes from the top car insurance companies in Deepwater, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Deepwater is Nationwide
  • The cheapest car insurance company in Deepwater for teen drivers is Nationwide
  • Average car insurance rates in Deepwater, MO are $3,124/year

If you need to buy Deepwater, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Deepwater, MO is right here.

You’ll find Deepwater car insurance rates, the cheapest Deepwater, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Deepwater, Missouri car insurance rates to Columbia car insurance rates, Kansas City car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Deepwater, MO car insurance today? Enter your ZIP code for fast, free Deepwater car insurance quotes.

Cheapest Deepwater, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Deepwater, MO car insurance rates? Every Deepwater, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Deepwater, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,171 $2,171 $1,931 $1,931 $5,880 $7,659 $2,171 $2,547
Farmers $2,222 $2,216 $1,986 $2,102 $9,097 $9,413 $2,535 $2,654
GEICO $1,783 $1,988 $1,397 $1,768 $5,431 $5,743 $1,651 $1,661
Liberty Mutual $2,506 $2,718 $2,070 $2,320 $8,471 $9,404 $2,639 $2,815
Nationwide $1,356 $1,383 $1,218 $1,287 $3,437 $4,389 $1,548 $1,671
Progressive $1,978 $1,843 $1,618 $1,666 $6,430 $7,232 $2,416 $2,478
State Farm $1,482 $1,482 $1,320 $1,320 $4,168 $5,274 $1,664 $1,887
USAA $1,488 $1,477 $1,338 $1,364 $4,405 $5,384 $1,855 $2,064

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Minimum Car Insurance in Deepwater, MO

Every driver must carry the minimum car insurance in Deepwater, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Deepwater, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Deepwater, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Deepwater, MO. Compare credit history car insurance rates in Deepwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Deepwater, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,325 $3,039 $2,559
Farmers $4,606 $3,833 $3,646
GEICO $3,695 $2,409 $1,929
Liberty Mutual $5,911 $3,603 $2,839
Nationwide $2,398 $1,984 $1,726
Progressive $3,716 $3,074 $2,833
State Farm $3,153 $2,088 $1,732
USAA $4,037 $1,881 $1,349

Cheapest Deepwater, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Deepwater, MO to rates for a clean record with top companies.

Annual Deepwater, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,494 $3,569 $4,332 $2,837
Farmers $3,494 $4,327 $4,233 $4,060
GEICO $2,110 $2,707 $3,614 $2,280
Liberty Mutual $2,997 $4,290 $4,428 $4,757
Nationwide $1,602 $2,053 $2,736 $1,753
Progressive $2,779 $3,718 $3,080 $3,255
State Farm $2,144 $2,505 $2,325 $2,325
USAA $1,947 $2,357 $3,260 $2,124

Cheapest Deepwater, MO Car Insurance for Teen Drivers

Teen car insurance in Deepwater, MO can be expensive. Take a look at rates from the top car insurance companies in Deepwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Deepwater, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,880 $7,659
Farmers $9,097 $9,413
GEICO $5,431 $5,743
Liberty Mutual $8,471 $9,404
Nationwide $3,437 $4,389
Progressive $6,430 $7,232
State Farm $4,168 $5,274
USAA $4,405 $5,384

Cheapest Deepwater, MO Car Insurance for Seniors

Take a look at Deepwater, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Deepwater, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,931 $1,931
Farmers $1,986 $2,102
GEICO $1,397 $1,768
Liberty Mutual $2,070 $2,320
Nationwide $1,218 $1,287
Progressive $1,618 $1,666
State Farm $1,320 $1,320
USAA $1,338 $1,364

Cheapest Deepwater, MO Car Insurance Rates After a DUI

A DUI in Deepwater, MO increases car insurance rates. Compare Deepwater, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Deepwater, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,332
Farmers $4,233
GEICO $3,614
Liberty Mutual $4,428
Nationwide $2,736
Progressive $3,080
State Farm $2,325
USAA $3,260

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Cheapest Deepwater, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Deepwater, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Deepwater, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,275 $3,341
Farmers $4,028 $4,028
GEICO $2,626 $2,730
Liberty Mutual $4,118 $4,118
Nationwide $2,036 $2,036
Progressive $3,208 $3,208
State Farm $2,267 $2,382
USAA $2,334 $2,509

The Best Cheap Car Insurance Companies in Deepwater, MO

Take a look at a side-by-side comparison of the top car insurance companies in Deepwater, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Deepwater, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,308
Farmers $4,028
GEICO $2,678
Liberty Mutual $4,118
Nationwide $2,036
Progressive $3,208
State Farm $2,325
USAA $2,422

Category Winners: Cheapest Car Insurance in Deepwater, Missouri

Find the cheapest car insurance companies in Deepwater, MO for each category right here.

Best Annual Car Insurance Rates by Company in Deepwater, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Deepwater, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Deepwater car insurance rates. Find the cheapest Deepwater, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Deepwater, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,216 $3,413 $3,295
Farmers $3,774 $3,989 $4,322
GEICO $2,505 $2,695 $2,834
Liberty Mutual $3,883 $4,138 $4,333
Nationwide $1,912 $2,055 $2,142
Progressive $2,880 $3,214 $3,529
State Farm $2,177 $2,333 $2,464
USAA $2,320 $2,414 $2,532

What affects car insurance rates in Deepwater, Missouri?

What factors can have an impact on Deepwater, MO car insurance? There are several reasons why Deepwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Deepwater, Missouri.

Commute Time in Deepwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Deepwater, MO is 32.7 minutes according to City-Data.

Compare Car Insurance Quotes in Deepwater, MO

Ready to find affordable Deepwater, Missouri car insurance today? Enter your ZIP code for fast, free Deepwater, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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