Compare Deer River, MN Car Insurance Rates (2021)

Car insurance in Deer River, MN averages $399 a month. Deer River, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Deer River car insurance rates, compare quotes from the top car insurance companies in Deer River, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Deer River, MN are $4,793/year
  • The cheapest car insurance company in Deer River for teen drivers is State Farm
  • The cheapest car insurance company in Deer River is State Farm

If you need to buy Deer River, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Deer River, MN is right here.

You’ll find Deer River car insurance rates, the cheapest Deer River, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Deer River, Minnesota car insurance rates to Duluth car insurance rates, Brooklyn Park car insurance rates, and Plymouth car insurance rates.

Ready to find affordable Deer River, MN car insurance today? Enter your ZIP code for fast, free Deer River car insurance quotes.

Cheapest Deer River, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Deer River, MN car insurance rates? Every Deer River, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Deer River, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,955 $2,955 $2,834 $2,834 $6,684 $9,715 $3,589 $3,781
American Family $2,246 $2,246 $2,034 $2,034 $6,099 $8,859 $2,246 $2,537
Farmers $1,932 $1,931 $1,862 $1,964 $5,481 $5,536 $2,529 $2,511
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,065 $2,081 $1,834 $1,951 $5,172 $6,315 $2,412 $2,513
State Farm $1,635 $1,635 $1,450 $1,450 $3,465 $4,264 $1,889 $1,566
USAA $2,071 $2,068 $1,875 $1,889 $5,456 $6,016 $2,719 $2,912

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Minimum Car Insurance in Deer River, MN

Every driver must carry the minimum car insurance in Deer River, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Deer River, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Deer River, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Deer River, MN. Compare credit history car insurance rates in Deer River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Deer River, Minnesota

Insurance Company Poor Fair Good
Allstate $6,500 $3,505 $3,250
American Family $4,822 $3,209 $2,583
Farmers $3,694 $2,693 $2,518
GEICO $4,627 $3,778 $3,150
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,626 $2,915 $2,588
State Farm $3,164 $1,934 $1,410
USAA $4,943 $2,380 $2,055

Cheapest Deer River, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Deer River, MN to rates for a clean record with top companies.

Annual Deer River, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,249 $4,659 $5,550 $4,216
American Family $2,378 $4,277 $4,800 $2,696
Farmers $2,542 $3,196 $3,236 $2,899
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,403 $3,208 $3,701 $2,859
State Farm $2,001 $2,337 $2,169 $2,169
USAA $2,323 $2,948 $4,464 $2,769

Cheapest Deer River, MN Car Insurance for Teen Drivers

Teen car insurance in Deer River, MN can be expensive. Take a look at rates from the top car insurance companies in Deer River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Deer River, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,684 $9,715
American Family $6,099 $8,859
Farmers $5,481 $5,536
GEICO $5,955 $7,614
Liberty Mutual $21,303 $32,066
Nationwide $5,172 $6,315
State Farm $3,465 $4,264
USAA $5,456 $6,016

Cheapest Deer River, MN Car Insurance for Seniors

Take a look at Deer River, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Deer River, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $2,834
American Family $2,034 $2,034
Farmers $1,862 $1,964
GEICO $2,860 $2,780
Liberty Mutual $10,624 $10,624
Nationwide $1,834 $1,951
State Farm $1,450 $1,450
USAA $1,875 $1,889

Cheapest Deer River, MN Car Insurance Rates After a DUI

A DUI in Deer River, MN increases car insurance rates. Compare Deer River, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Deer River, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,550
American Family $4,800
Farmers $3,236
GEICO $6,102
Liberty Mutual $22,059
Nationwide $3,701
State Farm $2,169
USAA $4,464

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Cheapest Deer River, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Deer River, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Deer River, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,418 $4,418
American Family $3,496 $3,580
Farmers $2,968 $2,968
GEICO $3,803 $3,901
Liberty Mutual $14,776 $15,681
Nationwide $3,043 $3,043
State Farm $2,111 $2,228
USAA $3,085 $3,167

The Best Cheap Car Insurance Companies in Deer River, MN

Take a look at a side-by-side comparison of the top car insurance companies in Deer River, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Deer River, Minnesota

Insurance Company Average Annual Rates
Allstate $4,418
American Family $3,538
Farmers $2,968
GEICO $3,852
Liberty Mutual $15,229
Nationwide $3,043
State Farm $2,169
USAA $3,126

Category Winners: Cheapest Car Insurance in Deer River, Minnesota

Find the cheapest car insurance companies in Deer River, MN for each category right here.

Best Annual Car Insurance Rates by Company in Deer River, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Deer River, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Deer River car insurance rates. Find the cheapest Deer River, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Deer River, Minnesota

Insurance Company Low Medium High
Allstate $4,358 $4,415 $4,481
American Family $3,532 $3,636 $3,446
Farmers $2,867 $2,980 $3,058
GEICO $3,762 $3,850 $3,944
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,896 $3,060 $3,172
State Farm $2,086 $2,177 $2,245
USAA $3,044 $3,124 $3,210

What affects car insurance rates in Deer River, Minnesota?

What factors can have an impact on Deer River, MN car insurance? There are several reasons why Deer River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Deer River, Minnesota.

Commute Time in Deer River

The more time you spend in your car the higher the risk of an accident. The average commute length in Deer River, MN is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Deer River, MN

Ready to find affordable Deer River, Minnesota car insurance today? Enter your ZIP code for fast, free Deer River, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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