Compare Deer Trail, CO Car Insurance Rates (2021)

Car insurance in Deer Trail, CO averages $353 a month. Deer Trail, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Deer Trail car insurance rates, compare quotes from the top car insurance companies in Deer Trail, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Deer Trail, CO are $4,231/year
  • Average car insurance rates in Deer Trail, CO after a DUI are $5,038/year
  • The cheapest car insurance company in Deer Trail for teen drivers is Liberty Mutual

If you need to buy Deer Trail, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Deer Trail, CO is right here.

You’ll find Deer Trail car insurance rates, the cheapest Deer Trail, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Deer Trail, Colorado car insurance rates to Boulder car insurance rates, Greeley car insurance rates, and Arvada car insurance rates.

Ready to find affordable Deer Trail, CO car insurance today? Enter your ZIP code for fast, free Deer Trail car insurance quotes.

Cheapest Deer Trail, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Deer Trail, CO car insurance rates? Every Deer Trail, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Deer Trail, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,357 $3,147 $3,020 $3,051 $11,577 $12,174 $3,710 $3,731
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,857 $3,837 $3,491 $3,737 $14,240 $14,432 $4,244 $4,324
GEICO $2,308 $2,502 $2,391 $2,676 $7,040 $7,472 $2,119 $2,177
Liberty Mutual $1,934 $1,891 $1,644 $1,805 $5,512 $5,999 $1,950 $1,972
Nationwide $2,847 $2,907 $2,537 $2,693 $7,160 $9,216 $3,269 $3,545
Progressive $2,724 $2,556 $2,344 $2,345 $8,929 $9,994 $3,078 $3,000
State Farm $2,177 $2,177 $1,933 $1,933 $6,004 $7,648 $2,427 $2,869
USAA $2,446 $2,446 $2,327 $2,334 $6,180 $7,089 $3,155 $3,439

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Minimum Car Insurance in Deer Trail, CO

Every driver must carry the minimum car insurance in Deer Trail, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Deer Trail, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Deer Trail, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Deer Trail, CO. Compare credit history car insurance rates in Deer Trail from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Deer Trail, Colorado

Insurance Company Poor Fair Good
Allstate $6,977 $5,378 $4,058
American Family $5,143 $3,648 $3,057
Farmers $7,559 $6,151 $5,851
GEICO $4,316 $3,586 $2,855
Liberty Mutual $4,068 $2,475 $1,972
Nationwide $5,176 $4,081 $3,558
Progressive $4,995 $4,240 $3,879
State Farm $4,722 $3,028 $2,437
USAA $5,452 $3,099 $2,480

Cheapest Deer Trail, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Deer Trail, CO to rates for a clean record with top companies.

Annual Deer Trail, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,674 $5,372 $6,550 $5,287
American Family $2,923 $4,133 $5,425 $3,315
Farmers $5,524 $7,068 $6,963 $6,525
GEICO $2,554 $3,934 $4,487 $3,369
Liberty Mutual $2,479 $2,909 $3,029 $2,937
Nationwide $3,262 $4,492 $5,732 $3,601
Progressive $3,792 $5,253 $4,004 $4,435
State Farm $3,145 $3,647 $3,396 $3,396
USAA $2,673 $3,266 $5,752 $3,017

Cheapest Deer Trail, CO Car Insurance for Teen Drivers

Teen car insurance in Deer Trail, CO can be expensive. Take a look at rates from the top car insurance companies in Deer Trail for teenagers.

Annual Car Insurance Rates for Teen Drivers in Deer Trail, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,577 $12,174
American Family $6,552 $8,774
Farmers $14,240 $14,432
GEICO $7,040 $7,472
Liberty Mutual $5,512 $5,999
Nationwide $7,160 $9,216
Progressive $8,929 $9,994
State Farm $6,004 $7,648
USAA $6,180 $7,089

Cheapest Deer Trail, CO Car Insurance for Seniors

Take a look at Deer Trail, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Deer Trail, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,020 $3,051
American Family $2,430 $2,430
Farmers $3,491 $3,737
GEICO $2,391 $2,676
Liberty Mutual $1,644 $1,805
Nationwide $2,537 $2,693
Progressive $2,344 $2,345
State Farm $1,933 $1,933
USAA $2,327 $2,334

Cheapest Deer Trail, CO Car Insurance Rates After a DUI

A DUI in Deer Trail, CO increases car insurance rates. Compare Deer Trail, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Deer Trail, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,550
American Family $5,425
Farmers $6,963
GEICO $4,487
Liberty Mutual $3,029
Nationwide $5,732
Progressive $4,004
State Farm $3,396
USAA $5,752

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Cheapest Deer Trail, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Deer Trail, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Deer Trail, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,471 $5,471
American Family $3,865 $4,034
Farmers $6,520 $6,520
GEICO $3,503 $3,668
Liberty Mutual $2,838 $2,838
Nationwide $4,272 $4,272
Progressive $4,371 $4,371
State Farm $3,313 $3,479
USAA $3,572 $3,782

The Best Cheap Car Insurance Companies in Deer Trail, CO

Take a look at a side-by-side comparison of the top car insurance companies in Deer Trail, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Deer Trail, Colorado

Insurance Company Average Annual Rates
Allstate $5,471
American Family $3,949
Farmers $6,520
GEICO $3,586
Liberty Mutual $2,838
Nationwide $4,272
Progressive $4,371
State Farm $3,396
USAA $3,677

Category Winners: Cheapest Car Insurance in Deer Trail, Colorado

Find the cheapest car insurance companies in Deer Trail, CO for each category right here.

Best Annual Car Insurance Rates by Company in Deer Trail, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Deer Trail, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Deer Trail car insurance rates. Find the cheapest Deer Trail, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Deer Trail, Colorado

Insurance Company Low Medium High
Allstate $5,170 $5,452 $5,790
American Family $3,759 $4,030 $4,059
Farmers $5,796 $6,438 $7,327
GEICO $3,267 $3,523 $3,967
Liberty Mutual $2,678 $2,826 $3,011
Nationwide $4,310 $4,274 $4,232
Progressive $4,060 $4,383 $4,671
State Farm $3,205 $3,398 $3,585
USAA $3,520 $3,677 $3,834

What affects car insurance rates in Deer Trail, Colorado?

What factors can have an impact on Deer Trail, CO car insurance? There are several reasons why Deer Trail car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Deer Trail, Colorado.

Commute Time in Deer Trail

The more time you spend in your car the higher the risk of an accident. The average commute length in Deer Trail, CO is 34.7 minutes according to City-Data.

Compare Car Insurance Quotes in Deer Trail, CO

Ready to find affordable Deer Trail, Colorado car insurance today? Enter your ZIP code for fast, free Deer Trail, CO car insurance quotes.

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