Compare Deerfield, MI Car Insurance Rates (2021)

Car insurance in Deerfield, MI averages $755 a month. Deerfield, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Deerfield car insurance rates, compare quotes from the top car insurance companies in Deerfield, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Deerfield for teen drivers is USAA
  • Average car insurance rates in Deerfield, MI are $9,063/year
  • Average car insurance rates in Deerfield, MI after a DUI are $15,493/year

If you need to buy Deerfield, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Deerfield, MI is right here.

You’ll find Deerfield car insurance rates, the cheapest Deerfield, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Deerfield, Michigan car insurance rates to Detroit car insurance rates, Lansing car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Deerfield, MI car insurance today? Enter your ZIP code for fast, free Deerfield car insurance quotes.

Cheapest Deerfield, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Deerfield, MI car insurance rates? Every Deerfield, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Deerfield, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,567 $16,567 $15,386 $15,386 $41,246 $41,246 $17,456 $17,456
Farmers $3,660 $3,660 $3,419 $3,419 $8,213 $8,213 $4,107 $4,107
GEICO $4,401 $4,401 $4,516 $4,516 $12,241 $12,241 $4,192 $4,192
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $2,665 $2,482 $2,368 $2,625 $9,808 $10,484 $3,095 $2,874
State Farm $7,155 $7,155 $6,638 $6,638 $25,093 $25,093 $8,400 $8,400
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,385 $2,254 $2,246 $2,118 $5,755 $5,450 $2,890 $2,764

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Minimum Car Insurance in Deerfield, MI

Every driver must carry the minimum car insurance in Deerfield, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Deerfield, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Deerfield, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Deerfield, MI. Compare credit history car insurance rates in Deerfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Deerfield, Michigan

Insurance Company Poor Fair Good
Allstate $34,365 $19,040 $14,586
Farmers $6,388 $4,242 $3,919
GEICO $8,154 $5,989 $4,869
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $4,285 $3,243 $2,788
Progressive $5,229 $4,422 $3,999
State Farm $19,179 $9,701 $6,586
Travelers $6,813 $6,608 $6,525
USAA $4,818 $2,767 $2,113

Cheapest Deerfield, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Deerfield, MI to rates for a clean record with top companies.

Annual Deerfield, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,002 $14,722 $49,505 $15,425
Farmers $4,083 $5,193 $5,128 $4,995
GEICO $2,202 $4,719 $14,330 $4,098
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $3,870 $5,061 $4,556 $4,713
State Farm $7,517 $9,015 $19,495 $11,260
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,607 $3,246 $4,240 $2,838

Cheapest Deerfield, MI Car Insurance for Teen Drivers

Teen car insurance in Deerfield, MI can be expensive. Take a look at rates from the top car insurance companies in Deerfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Deerfield, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,246 $41,246
Farmers $8,213 $8,213
GEICO $12,241 $12,241
Liberty Mutual $31,726 $31,726
Nationwide $5,982 $5,982
Progressive $9,808 $10,484
State Farm $25,093 $25,093
Travelers $13,395 $13,395
USAA $5,755 $5,450

Cheapest Deerfield, MI Car Insurance for Seniors

Take a look at Deerfield, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Deerfield, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,386 $15,386
Farmers $3,419 $3,419
GEICO $4,516 $4,516
Liberty Mutual $13,369 $13,369
Nationwide $2,355 $2,355
Progressive $2,368 $2,625
State Farm $6,638 $6,638
Travelers $3,858 $3,858
USAA $2,246 $2,118

Cheapest Deerfield, MI Car Insurance Rates After a DUI

A DUI in Deerfield, MI increases car insurance rates. Compare Deerfield, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Deerfield, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,505
Farmers $5,128
GEICO $14,330
Liberty Mutual $28,276
Nationwide $3,573
Progressive $4,556
State Farm $19,495
Travelers $10,331
USAA $4,240

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Cheapest Deerfield, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Deerfield, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Deerfield, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,664 $22,664
Farmers $4,850 $4,850
GEICO $6,194 $6,481
Liberty Mutual $17,405 $18,644
Nationwide $3,438 $3,438
Progressive $4,550 $4,550
State Farm $11,502 $12,142
Travelers $6,611 $6,686
USAA $3,196 $3,269

The Best Cheap Car Insurance Companies in Deerfield, MI

Take a look at a side-by-side comparison of the top car insurance companies in Deerfield, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Deerfield, Michigan

Insurance Company Average Annual Rates
Allstate $22,664
Farmers $4,850
GEICO $6,338
Liberty Mutual $18,025
Nationwide $3,438
Progressive $4,550
State Farm $11,822
Travelers $6,649
USAA $3,233

Category Winners: Cheapest Car Insurance in Deerfield, Michigan

Find the cheapest car insurance companies in Deerfield, MI for each category right here.

Best Annual Car Insurance Rates by Company in Deerfield, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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Cheapest Deerfield, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Deerfield car insurance rates. Find the cheapest Deerfield, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Deerfield, Michigan

Insurance Company Low Medium High
Allstate $22,006 $22,722 $23,263
Farmers $4,708 $4,838 $5,003
GEICO $5,824 $6,264 $6,925
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $3,583 $3,386 $3,347
Progressive $4,389 $4,558 $4,704
State Farm $11,227 $11,895 $12,344
Travelers $6,575 $6,656 $6,715
USAA $3,136 $3,240 $3,321

What affects car insurance rates in Deerfield, Michigan?

What factors can have an impact on Deerfield, MI car insurance? There are several reasons why Deerfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Deerfield, Michigan.

Commute Time in Deerfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Deerfield, MI is 34.5 minutes according to City-Data.

Compare Car Insurance Quotes in Deerfield, MI

Ready to find affordable Deerfield, Michigan car insurance today? Enter your ZIP code for fast, free Deerfield, MI car insurance quotes.

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