Compare Deerfield, MO Car Insurance Rates (2021)

Car insurance in Deerfield, MO averages $260 a month. Deerfield, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Deerfield car insurance rates, compare quotes from the top car insurance companies in Deerfield, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Deerfield for teen drivers is Nationwide
  • Average car insurance rates in Deerfield, MO after a DUI are $3,628/year
  • Average car insurance rates in Deerfield, MO are $3,118/year

If you need to buy Deerfield, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Deerfield, MO is right here.

You’ll find Deerfield car insurance rates, the cheapest Deerfield, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Deerfield, Missouri car insurance rates to St. Louis car insurance rates, Independence car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Deerfield, MO car insurance today? Enter your ZIP code for fast, free Deerfield car insurance quotes.

Cheapest Deerfield, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Deerfield, MO car insurance rates? Every Deerfield, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Deerfield, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,855 $2,767 $2,563 $2,646 $7,835 $8,472 $2,743 $2,836
American Family $2,086 $2,086 $1,854 $1,854 $5,582 $7,284 $2,086 $2,450
Farmers $2,184 $2,182 $1,955 $2,067 $8,792 $9,103 $2,479 $2,593
GEICO $1,863 $2,067 $1,456 $1,831 $5,627 $5,943 $1,735 $1,747
Liberty Mutual $2,517 $2,732 $2,076 $2,330 $8,275 $9,193 $2,656 $2,840
Nationwide $1,322 $1,353 $1,182 $1,255 $3,302 $4,240 $1,504 $1,630
Progressive $1,990 $1,870 $1,627 $1,672 $6,197 $6,980 $2,432 $2,498
State Farm $1,609 $1,609 $1,426 $1,426 $4,478 $5,674 $1,806 $2,049
USAA $1,463 $1,450 $1,323 $1,344 $4,358 $5,323 $1,819 $2,023

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Minimum Car Insurance in Deerfield, MO

Every driver must carry the minimum car insurance in Deerfield, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Deerfield, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Deerfield, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Deerfield, MO. Compare credit history car insurance rates in Deerfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Deerfield, Missouri

Insurance Company Poor Fair Good
Allstate $5,647 $3,626 $2,996
American Family $4,136 $2,902 $2,443
Farmers $4,484 $3,728 $3,547
GEICO $3,843 $2,504 $2,004
Liberty Mutual $5,858 $3,562 $2,812
Nationwide $2,330 $1,919 $1,672
Progressive $3,667 $3,023 $2,785
State Farm $3,387 $2,260 $1,882
USAA $3,967 $1,859 $1,337

Cheapest Deerfield, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Deerfield, MO to rates for a clean record with top companies.

Annual Deerfield, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $3,961 $4,908 $3,972
American Family $2,401 $3,416 $4,106 $2,718
Farmers $3,419 $4,202 $4,113 $3,944
GEICO $2,205 $2,817 $3,735 $2,377
Liberty Mutual $2,978 $4,241 $4,388 $4,703
Nationwide $1,567 $1,989 $2,630 $1,708
Progressive $2,764 $3,627 $3,040 $3,202
State Farm $2,319 $2,701 $2,510 $2,510
USAA $1,911 $2,325 $3,225 $2,091

Cheapest Deerfield, MO Car Insurance for Teen Drivers

Teen car insurance in Deerfield, MO can be expensive. Take a look at rates from the top car insurance companies in Deerfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Deerfield, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,835 $8,472
American Family $5,582 $7,284
Farmers $8,792 $9,103
GEICO $5,627 $5,943
Liberty Mutual $8,275 $9,193
Nationwide $3,302 $4,240
Progressive $6,197 $6,980
State Farm $4,478 $5,674
USAA $4,358 $5,323

Cheapest Deerfield, MO Car Insurance for Seniors

Take a look at Deerfield, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Deerfield, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,646
American Family $1,854 $1,854
Farmers $1,955 $2,067
GEICO $1,456 $1,831
Liberty Mutual $2,076 $2,330
Nationwide $1,182 $1,255
Progressive $1,627 $1,672
State Farm $1,426 $1,426
USAA $1,323 $1,344

Cheapest Deerfield, MO Car Insurance Rates After a DUI

A DUI in Deerfield, MO increases car insurance rates. Compare Deerfield, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Deerfield, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,908
American Family $4,106
Farmers $4,113
GEICO $3,735
Liberty Mutual $4,388
Nationwide $2,630
Progressive $3,040
State Farm $2,510
USAA $3,225

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Cheapest Deerfield, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Deerfield, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Deerfield, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,089 $4,089
American Family $3,128 $3,192
Farmers $3,919 $3,919
GEICO $2,729 $2,838
Liberty Mutual $4,077 $4,077
Nationwide $1,974 $1,974
Progressive $3,158 $3,158
State Farm $2,448 $2,572
USAA $2,302 $2,474

The Best Cheap Car Insurance Companies in Deerfield, MO

Take a look at a side-by-side comparison of the top car insurance companies in Deerfield, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Deerfield, Missouri

Insurance Company Average Annual Rates
Allstate $4,089
American Family $3,160
Farmers $3,919
GEICO $2,783
Liberty Mutual $4,077
Nationwide $1,974
Progressive $3,158
State Farm $2,510
USAA $2,388

Category Winners: Cheapest Car Insurance in Deerfield, Missouri

Find the cheapest car insurance companies in Deerfield, MO for each category right here.

Best Annual Car Insurance Rates by Company in Deerfield, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Deerfield, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Deerfield car insurance rates. Find the cheapest Deerfield, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Deerfield, Missouri

Insurance Company Low Medium High
Allstate $3,930 $4,081 $4,258
American Family $3,071 $3,261 $3,149
Farmers $3,670 $3,881 $4,206
GEICO $2,608 $2,803 $2,939
Liberty Mutual $3,852 $4,097 $4,283
Nationwide $1,859 $1,990 $2,071
Progressive $2,863 $3,165 $3,447
State Farm $2,362 $2,519 $2,648
USAA $2,281 $2,380 $2,503

What affects car insurance rates in Deerfield, Missouri?

What factors can have an impact on Deerfield, MO car insurance? There are several reasons why Deerfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Deerfield, Missouri.

Commute Time in Deerfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Deerfield, MO is 42.9 minutes according to City-Data.

Compare Car Insurance Quotes in Deerfield, MO

Ready to find affordable Deerfield, Missouri car insurance today? Enter your ZIP code for fast, free Deerfield, MO car insurance quotes.

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