Compare Deerwood, MN Car Insurance Rates (2021)

Car insurance in Deerwood, MN averages $402 a month. Deerwood, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Deerwood car insurance rates, compare quotes from the top car insurance companies in Deerwood, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Deerwood for teen drivers is State Farm
  • Average car insurance rates in Deerwood, MN after a DUI are $6,557/year
  • The cheapest car insurance company in Deerwood is State Farm

If you need to buy Deerwood, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Deerwood, MN is right here.

You’ll find Deerwood car insurance rates, the cheapest Deerwood, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Deerwood, Minnesota car insurance rates to Duluth car insurance rates, Minneapolis car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Deerwood, MN car insurance today? Enter your ZIP code for fast, free Deerwood car insurance quotes.

Cheapest Deerwood, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Deerwood, MN car insurance rates? Every Deerwood, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Deerwood, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $3,043 $2,922 $2,922 $6,858 $9,932 $3,697 $3,886
American Family $2,305 $2,305 $2,084 $2,084 $6,215 $9,079 $2,305 $2,613
Farmers $1,938 $1,939 $1,868 $1,978 $5,650 $5,739 $2,545 $2,521
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,125 $2,132 $1,889 $2,005 $5,442 $6,611 $2,497 $2,592
State Farm $1,633 $1,633 $1,446 $1,446 $3,429 $4,200 $1,882 $1,566
USAA $1,932 $1,919 $1,756 $1,761 $5,073 $5,563 $2,523 $2,690

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Minimum Car Insurance in Deerwood, MN

Every driver must carry the minimum car insurance in Deerwood, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Deerwood, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Deerwood, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Deerwood, MN. Compare credit history car insurance rates in Deerwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Deerwood, Minnesota

Insurance Company Poor Fair Good
Allstate $6,667 $3,602 $3,343
American Family $4,918 $3,293 $2,660
Farmers $3,751 $2,747 $2,569
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,766 $3,032 $2,688
State Farm $3,142 $1,921 $1,400
USAA $4,565 $2,219 $1,922

Cheapest Deerwood, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Deerwood, MN to rates for a clean record with top companies.

Annual Deerwood, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,333 $4,785 $5,703 $4,331
American Family $2,439 $4,368 $4,922 $2,766
Farmers $2,587 $3,251 $3,307 $2,944
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,502 $3,333 $3,840 $2,972
State Farm $1,989 $2,320 $2,154 $2,154
USAA $2,159 $2,741 $4,136 $2,572

Cheapest Deerwood, MN Car Insurance for Teen Drivers

Teen car insurance in Deerwood, MN can be expensive. Take a look at rates from the top car insurance companies in Deerwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Deerwood, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,858 $9,932
American Family $6,215 $9,079
Farmers $5,650 $5,739
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,442 $6,611
State Farm $3,429 $4,200
USAA $5,073 $5,563

Cheapest Deerwood, MN Car Insurance for Seniors

Take a look at Deerwood, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Deerwood, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,922 $2,922
American Family $2,084 $2,084
Farmers $1,868 $1,978
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,889 $2,005
State Farm $1,446 $1,446
USAA $1,756 $1,761

Cheapest Deerwood, MN Car Insurance Rates After a DUI

A DUI in Deerwood, MN increases car insurance rates. Compare Deerwood, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Deerwood, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,703
American Family $4,922
Farmers $3,307
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,840
State Farm $2,154
USAA $4,136

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Cheapest Deerwood, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Deerwood, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Deerwood, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,538 $4,538
American Family $3,581 $3,667
Farmers $3,022 $3,022
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $3,162 $3,162
State Farm $2,096 $2,212
USAA $2,864 $2,940

The Best Cheap Car Insurance Companies in Deerwood, MN

Take a look at a side-by-side comparison of the top car insurance companies in Deerwood, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Deerwood, Minnesota

Insurance Company Average Annual Rates
Allstate $4,538
American Family $3,624
Farmers $3,022
GEICO $4,007
Liberty Mutual $15,229
Nationwide $3,162
State Farm $2,154
USAA $2,902

Category Winners: Cheapest Car Insurance in Deerwood, Minnesota

Find the cheapest car insurance companies in Deerwood, MN for each category right here.

Best Annual Car Insurance Rates by Company in Deerwood, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Deerwood, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Deerwood car insurance rates. Find the cheapest Deerwood, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Deerwood, Minnesota

Insurance Company Low Medium High
Allstate $4,473 $4,534 $4,606
American Family $3,625 $3,726 $3,520
Farmers $2,905 $3,036 $3,126
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $3,000 $3,186 $3,300
State Farm $2,077 $2,161 $2,225
USAA $2,821 $2,899 $2,986

What affects car insurance rates in Deerwood, Minnesota?

What factors can have an impact on Deerwood, MN car insurance? There are several reasons why Deerwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Deerwood, Minnesota.

Commute Time in Deerwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Deerwood, MN is 28.6 minutes according to City-Data.

Compare Car Insurance Quotes in Deerwood, MN

Ready to find affordable Deerwood, Minnesota car insurance today? Enter your ZIP code for fast, free Deerwood, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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