Compare Delaware City, DE Car Insurance Rates (2021)

Car insurance in Delaware City, DE averages $613 a month. Delaware City, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Delaware City car insurance rates, compare quotes from the top car insurance companies in Delaware City, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Delaware City, DE after a DUI are $9,675/year
  • Average car insurance rates in Delaware City, DE are $7,358/year
  • The cheapest car insurance company in Delaware City for teen drivers is USAA

If you need to buy Delaware City, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Delaware City, DE is right here.

You’ll find Delaware City car insurance rates, the cheapest Delaware City, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Delaware City, Delaware car insurance rates to Wilmington car insurance rates, Smyrna car insurance rates, and Laurel car insurance rates.

Ready to find affordable Delaware City, DE car insurance today? Enter your ZIP code for fast, free Delaware City car insurance quotes.

Cheapest Delaware City, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Delaware City, DE car insurance rates? Every Delaware City, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delaware City, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,336 $4,252 $3,807 $4,015 $15,897 $18,582 $4,549 $4,816
GEICO $3,355 $3,700 $3,279 $3,802 $7,808 $8,009 $3,498 $3,307
Liberty Mutual $15,079 $15,079 $14,895 $14,895 $33,641 $50,999 $15,079 $20,924
Nationwide $3,861 $3,824 $3,519 $3,500 $9,220 $11,691 $4,281 $4,568
Progressive $2,424 $2,234 $2,129 $2,171 $12,564 $13,912 $2,975 $2,890
State Farm $3,788 $3,788 $3,509 $3,509 $10,946 $14,129 $4,257 $4,419
Travelers $1,727 $1,732 $1,707 $1,661 $10,016 $15,377 $1,842 $1,982
USAA $1,574 $1,546 $1,459 $1,453 $5,966 $7,003 $1,986 $2,185

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Minimum Car Insurance in Delaware City, DE

Every driver must carry the minimum car insurance in Delaware City, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Delaware City, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Delaware City, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Delaware City, DE. Compare credit history car insurance rates in Delaware City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Delaware City, Delaware

Insurance Company Poor Fair Good
Allstate $9,684 $6,846 $6,064
GEICO $7,138 $3,948 $2,697
Liberty Mutual $30,639 $20,560 $16,524
Nationwide $6,471 $5,347 $4,855
Progressive $5,764 $5,053 $4,670
State Farm $9,261 $5,094 $3,775
Travelers $5,027 $4,147 $4,343
USAA $4,760 $2,288 $1,641

Cheapest Delaware City, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Delaware City, DE to rates for a clean record with top companies.

Annual Delaware City, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,347 $7,633 $8,924 $7,223
GEICO $3,534 $4,881 $5,929 $4,034
Liberty Mutual $18,096 $20,781 $32,881 $18,539
Nationwide $4,425 $4,425 $8,146 $5,236
Progressive $4,433 $5,916 $5,060 $5,240
State Farm $5,468 $6,618 $6,043 $6,043
Travelers $3,838 $3,849 $6,314 $4,022
USAA $2,378 $2,378 $4,106 $2,723

Cheapest Delaware City, DE Car Insurance for Teen Drivers

Teen car insurance in Delaware City, DE can be expensive. Take a look at rates from the top car insurance companies in Delaware City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Delaware City, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,897 $18,582
GEICO $7,808 $8,009
Liberty Mutual $33,641 $50,999
Nationwide $9,220 $11,691
Progressive $12,564 $13,912
State Farm $10,946 $14,129
Travelers $10,016 $15,377
USAA $5,966 $7,003

Cheapest Delaware City, DE Car Insurance for Seniors

Take a look at Delaware City, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Delaware City, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,807 $4,015
GEICO $3,279 $3,802
Liberty Mutual $14,895 $14,895
Nationwide $3,519 $3,500
Progressive $2,129 $2,171
State Farm $3,509 $3,509
Travelers $1,707 $1,661
USAA $1,459 $1,453

Cheapest Delaware City, DE Car Insurance Rates After a DUI

A DUI in Delaware City, DE increases car insurance rates. Compare Delaware City, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Delaware City, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,924
GEICO $5,929
Liberty Mutual $32,881
Nationwide $8,146
Progressive $5,060
State Farm $6,043
Travelers $6,314
USAA $4,106

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Cheapest Delaware City, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Delaware City, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Delaware City, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,532 $7,532
GEICO $4,523 $4,666
Liberty Mutual $21,947 $23,201
Nationwide $5,558 $5,558
Progressive $5,162 $5,162
State Farm $5,834 $6,252
Travelers $4,506 $4,506
USAA $2,866 $2,927

The Best Cheap Car Insurance Companies in Delaware City, DE

Take a look at a side-by-side comparison of the top car insurance companies in Delaware City, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Delaware City, Delaware

Insurance Company Average Annual Rates
Allstate $7,532
GEICO $4,595
Liberty Mutual $22,574
Nationwide $5,558
Progressive $5,163
State Farm $6,043
Travelers $4,506
USAA $2,896

Category Winners: Cheapest Car Insurance in Delaware City, Delaware

Find the cheapest car insurance companies in Delaware City, DE for each category right here.

Best Annual Car Insurance Rates by Company in Delaware City, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Delaware City, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Delaware City car insurance rates. Find the cheapest Delaware City, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Delaware City, Delaware

Insurance Company Low Medium High
Allstate $6,833 $7,628 $8,133
GEICO $4,064 $4,655 $5,064
Liberty Mutual $21,422 $22,273 $24,027
Nationwide $5,512 $5,464 $5,698
Progressive $4,476 $5,225 $5,786
State Farm $5,613 $6,061 $6,455
Travelers $4,211 $4,656 $4,650
USAA $2,709 $2,894 $3,086

What affects car insurance rates in Delaware City, Delaware?

What factors can have an impact on Delaware City, DE car insurance? There are several reasons why Delaware City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Delaware City, Delaware.

Commute Time in Delaware City

The more time you spend in your car the higher the risk of an accident. The average commute length in Delaware City, DE is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Delaware City, DE

Ready to find affordable Delaware City, Delaware car insurance today? Enter your ZIP code for fast, free Delaware City, DE car insurance quotes.

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Average Monthly Car Insurance Rates by State