Compare Delaware, IA Car Insurance Rates (2021)

Car insurance in Delaware, IA averages $247 a month. Delaware, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Delaware car insurance rates, compare quotes from the top car insurance companies in Delaware, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Delaware is USAA
  • Average car insurance rates in Delaware, IA after a DUI are $3,581/year
  • The cheapest car insurance company in Delaware for teen drivers is USAA

If you need to buy Delaware, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Delaware, IA is right here.

You’ll find Delaware car insurance rates, the cheapest Delaware, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Delaware, Iowa car insurance rates to West Des Moines car insurance rates, Davenport car insurance rates, and Ames car insurance rates.

Ready to find affordable Delaware, IA car insurance today? Enter your ZIP code for fast, free Delaware car insurance quotes.

Cheapest Delaware, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Delaware, IA car insurance rates? Every Delaware, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delaware, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,881 $1,934 $1,674 $1,791 $4,304 $5,585 $2,127 $2,317
Progressive $1,796 $1,735 $1,482 $1,533 $4,346 $4,911 $2,165 $2,344
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,514 $2,567 $2,435 $2,443 $11,023 $17,517 $2,615 $3,106
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

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Minimum Car Insurance in Delaware, IA

Every driver must carry the minimum car insurance in Delaware, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Delaware, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Delaware, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Delaware, IA. Compare credit history car insurance rates in Delaware from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Delaware, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,862 $2,838 $2,385
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,287 $2,567 $2,250
Progressive $3,004 $2,421 $2,191
State Farm $3,182 $1,968 $1,552
Travelers $6,221 $5,307 $5,055
USAA $2,445 $1,677 $1,452

Cheapest Delaware, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Delaware, IA to rates for a clean record with top companies.

Annual Delaware, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,186 $3,201 $4,155 $2,570
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,948 $2,810 $3,841 $2,208
Progressive $2,043 $3,340 $2,214 $2,558
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $4,034 $5,372 $7,185 $5,520
USAA $1,420 $1,903 $2,478 $1,630

Cheapest Delaware, IA Car Insurance for Teen Drivers

Teen car insurance in Delaware, IA can be expensive. Take a look at rates from the top car insurance companies in Delaware for teenagers.

Annual Car Insurance Rates for Teen Drivers in Delaware, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,210 $7,309
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,304 $5,585
Progressive $4,346 $4,911
State Farm $3,928 $4,983
Travelers $11,023 $17,517
USAA $3,352 $3,562

Cheapest Delaware, IA Car Insurance for Seniors

Take a look at Delaware, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Delaware, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,747 $1,747
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,482 $1,533
State Farm $1,278 $1,278
Travelers $2,435 $2,443
USAA $1,139 $1,163

Cheapest Delaware, IA Car Insurance Rates After a DUI

A DUI in Delaware, IA increases car insurance rates. Compare Delaware, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Delaware, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,288
American Family $4,155
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,841
Progressive $2,214
State Farm $2,234
Travelers $7,185
USAA $2,478

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Cheapest Delaware, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Delaware, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Delaware, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,993 $3,063
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,702 $2,702
Progressive $2,539 $2,539
State Farm $2,180 $2,288
Travelers $5,528 $5,528
USAA $1,790 $1,925

The Best Cheap Car Insurance Companies in Delaware, IA

Take a look at a side-by-side comparison of the top car insurance companies in Delaware, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Delaware, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,028
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,702
Progressive $2,539
State Farm $2,234
Travelers $5,528
USAA $1,858

Category Winners: Cheapest Car Insurance in Delaware, Iowa

Find the cheapest car insurance companies in Delaware, IA for each category right here.

Best Annual Car Insurance Rates by Company in Delaware, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Delaware, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Delaware car insurance rates. Find the cheapest Delaware, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Delaware, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,044 $3,196 $2,844
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,824 $2,686 $2,595
Progressive $2,406 $2,547 $2,664
State Farm $2,125 $2,247 $2,330
Travelers $5,226 $5,610 $5,748
USAA $1,768 $1,863 $1,942

What affects car insurance rates in Delaware, Iowa?

What factors can have an impact on Delaware, IA car insurance? There are several reasons why Delaware car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Delaware, Iowa.

Commute Time in Delaware

The more time you spend in your car the higher the risk of an accident. The average commute length in Delaware, IA is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Delaware, IA

Ready to find affordable Delaware, Iowa car insurance today? Enter your ZIP code for fast, free Delaware, IA car insurance quotes.

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