Compare Delhi, NY Car Insurance Rates (2021)

Car insurance in Delhi, NY averages $291 a month. Delhi, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Delhi car insurance rates, compare quotes from the top car insurance companies in Delhi, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Delhi is GEICO
  • Average car insurance rates in Delhi, NY are $3,497/year
  • The cheapest car insurance company in Delhi for teen drivers is GEICO

If you need to buy Delhi, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Delhi, NY is right here.

You’ll find Delhi car insurance rates, the cheapest Delhi, NY car insurance companies, and information on New York car insurance laws. You can also compare Delhi, New York car insurance rates to Schenectady car insurance rates, Utica car insurance rates, and Albany car insurance rates.

Ready to find affordable Delhi, NY car insurance today? Enter your ZIP code for fast, free Delhi car insurance quotes.

Cheapest Delhi, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Delhi, NY car insurance rates? Every Delhi, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delhi, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,271 $2,228 $2,265 $6,758 $7,248 $2,420 $2,459
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $2,026 $1,911 $1,630 $1,653 $6,546 $7,292 $2,603 $2,544
State Farm $2,233 $2,233 $1,941 $1,941 $6,492 $8,390 $2,449 $2,596
Travelers $2,416 $2,432 $2,192 $2,348 $5,495 $6,462 $2,562 $2,668
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Delhi, NY

Every driver must carry the minimum car insurance in Delhi, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Delhi, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Delhi, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Delhi, NY. Compare credit history car insurance rates in Delhi from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Delhi, New York

Insurance Company Poor Fair Good
Allstate $4,990 $2,954 $2,572
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $5,224 $2,665 $1,938
State Farm $4,991 $3,129 $2,483
Travelers $4,550 $2,893 $2,522
USAA $5,185 $2,565 $2,265

Cheapest Delhi, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Delhi, NY to rates for a clean record with top companies.

Annual Delhi, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,297 $3,734
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $3,188 $3,188 $3,520 $3,207
State Farm $3,371 $3,371 $3,698 $3,698
Travelers $2,850 $3,542 $3,593 $3,302
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Delhi, NY Car Insurance for Teen Drivers

Teen car insurance in Delhi, NY can be expensive. Take a look at rates from the top car insurance companies in Delhi for teenagers.

Annual Car Insurance Rates for Teen Drivers in Delhi, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $7,248
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $6,546 $7,292
State Farm $6,492 $8,390
Travelers $5,495 $6,462
USAA $6,993 $8,362

Cheapest Delhi, NY Car Insurance for Seniors

Take a look at Delhi, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Delhi, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,265
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,630 $1,653
State Farm $1,941 $1,941
Travelers $2,192 $2,348
USAA $1,576 $1,583

Cheapest Delhi, NY Car Insurance Rates After a DUI

A DUI in Delhi, NY increases car insurance rates. Compare Delhi, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Delhi, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $3,520
State Farm $3,698
Travelers $3,593
USAA $4,343

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Cheapest Delhi, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Delhi, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Delhi, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,552
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $3,276 $3,276
State Farm $3,411 $3,658
Travelers $3,322 $3,322
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Delhi, NY

Take a look at a side-by-side comparison of the top car insurance companies in Delhi, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Delhi, New York

Insurance Company Average Annual Rates
Allstate $3,505
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $3,276
State Farm $3,534
Travelers $3,322
USAA $3,339

Category Winners: Cheapest Car Insurance in Delhi, New York

Find the cheapest car insurance companies in Delhi, NY for each category right here.

Best Annual Car Insurance Rates by Company in Delhi, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Delhi, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Delhi car insurance rates. Find the cheapest Delhi, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Delhi, New York

Insurance Company Low Medium High
Allstate $3,338 $3,495 $3,683
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $3,135 $3,260 $3,431
State Farm $3,373 $3,552 $3,678
Travelers $3,189 $3,298 $3,478
USAA $3,250 $3,324 $3,442

What affects car insurance rates in Delhi, New York?

What factors can have an impact on Delhi, NY car insurance? There are several reasons why Delhi car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Delhi, New York.

Commute Time in Delhi

The more time you spend in your car the higher the risk of an accident. The average commute length in Delhi, NY is 16.4 minutes according to City-Data.

Compare Car Insurance Quotes in Delhi, NY

Ready to find affordable Delhi, New York car insurance today? Enter your ZIP code for fast, free Delhi, NY car insurance quotes.

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