Compare Delray Beach, FL Car Insurance Rates (2021)

Car insurance in Delray Beach, FL averages $510 a month. Delray Beach, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Delray Beach car insurance rates, compare quotes from the top car insurance companies in Delray Beach, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Delray Beach for teen drivers is USAA
  • Average car insurance rates in Delray Beach, FL after a DUI are $7,382/year
  • Average car insurance rates in Delray Beach, FL are $6,124/year

If you need to buy Delray Beach, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Delray Beach, FL is right here.

You’ll find Delray Beach car insurance rates, the cheapest Delray Beach, FL car insurance companies, and information on Florida car insurance laws. You can also compare Delray Beach, Florida car insurance rates to Fort Lauderdale car insurance rates, Cape Coral car insurance rates, and Tampa car insurance rates.

Ready to find affordable Delray Beach, FL car insurance today? Enter your ZIP code for fast, free Delray Beach car insurance quotes.

Cheapest Delray Beach, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Delray Beach, FL car insurance rates? Every Delray Beach, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delray Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,624 $5,327 $4,896 $4,945 $19,512 $21,124 $5,462 $5,487
GEICO $4,206 $4,217 $3,935 $3,935 $7,627 $9,535 $4,638 $4,680
Liberty Mutual $4,755 $4,755 $4,343 $4,343 $10,217 $15,827 $4,755 $6,509
Nationwide $4,109 $4,049 $3,658 $3,785 $9,983 $12,287 $4,531 $4,709
Progressive $5,069 $4,704 $4,288 $4,616 $14,389 $15,523 $6,057 $5,635
State Farm $2,911 $2,911 $2,646 $2,646 $8,166 $10,395 $3,248 $3,425
USAA $2,034 $1,994 $1,915 $1,889 $7,175 $8,283 $2,541 $2,735

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Minimum Car Insurance in Delray Beach, FL

Every driver must carry the minimum car insurance in Delray Beach, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Delray Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Delray Beach, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Delray Beach, FL. Compare credit history car insurance rates in Delray Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Delray Beach, Florida

Insurance Company Poor Fair Good
Allstate $12,724 $7,989 $6,428
GEICO $7,877 $4,690 $3,473
Liberty Mutual $8,984 $6,550 $5,279
Nationwide $7,400 $5,399 $4,868
Progressive $9,802 $7,001 $5,804
State Farm $6,274 $4,058 $3,298
USAA $5,780 $2,855 $2,077

Cheapest Delray Beach, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Delray Beach, FL to rates for a clean record with top companies.

Annual Delray Beach, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,778 $9,382 $10,383 $8,646
GEICO $3,662 $4,737 $7,152 $5,835
Liberty Mutual $4,897 $6,467 $9,562 $6,824
Nationwide $5,004 $5,510 $7,468 $5,574
Progressive $5,948 $8,794 $7,422 $7,977
State Farm $4,140 $4,947 $4,543 $4,543
USAA $2,774 $3,450 $5,146 $2,913

Cheapest Delray Beach, FL Car Insurance for Teen Drivers

Teen car insurance in Delray Beach, FL can be expensive. Take a look at rates from the top car insurance companies in Delray Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Delray Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,512 $21,124
GEICO $7,627 $9,535
Liberty Mutual $10,217 $15,827
Nationwide $9,983 $12,287
Progressive $14,389 $15,523
State Farm $8,166 $10,395
USAA $7,175 $8,283

Cheapest Delray Beach, FL Car Insurance for Seniors

Take a look at Delray Beach, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Delray Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,896 $4,945
GEICO $3,935 $3,935
Liberty Mutual $4,343 $4,343
Nationwide $3,658 $3,785
Progressive $4,288 $4,616
State Farm $2,646 $2,646
USAA $1,915 $1,889

Cheapest Delray Beach, FL Car Insurance Rates After a DUI

A DUI in Delray Beach, FL increases car insurance rates. Compare Delray Beach, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Delray Beach, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,383
GEICO $7,152
Liberty Mutual $9,562
Nationwide $7,468
Progressive $7,422
State Farm $4,543
USAA $5,146

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Cheapest Delray Beach, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Delray Beach, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Delray Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,790 $9,304
GEICO $5,321 $5,372
Liberty Mutual $6,708 $7,168
Nationwide $5,889 $5,889
Progressive $7,535 $7,535
State Farm $4,378 $4,709
USAA $3,530 $3,611

Cheapest Delray Beach, FL Car Insurance Rates by ZIP Code

Delray Beach car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Delray Beach, FL.

Annual Car Insurance Rates by ZIP Code in Delray Beach, Florida

ZIP Code Average Annual Rates
33444 $4,678
33445 $4,751
33446 $4,710
33483 $4,668
33484 $4,678

The Best Cheap Car Insurance Companies in Delray Beach, FL

Take a look at a side-by-side comparison of the top car insurance companies in Delray Beach, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Delray Beach, Florida

Insurance Company Average Annual Rates
Allstate $9,047
GEICO $5,347
Liberty Mutual $6,938
Nationwide $5,889
Progressive $7,535
State Farm $4,543
USAA $3,571

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Category Winners: Cheapest Car Insurance in Delray Beach, Florida

Find the cheapest car insurance companies in Delray Beach, FL for each category right here.

Best Annual Car Insurance Rates by Company in Delray Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Delray Beach, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Delray Beach car insurance rates. Find the cheapest Delray Beach, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Delray Beach, Florida

Insurance Company Low Medium High
Allstate $6,789 $9,559 $10,794
GEICO $4,298 $5,550 $6,192
Liberty Mutual $6,315 $7,062 $7,436
Nationwide $4,487 $6,151 $7,029
Progressive $5,978 $7,752 $8,875
State Farm $3,836 $4,660 $5,133
USAA $2,995 $3,722 $3,995

What affects car insurance rates in Delray Beach, Florida?

What factors can have an impact on Delray Beach, FL car insurance? There are several reasons why Delray Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Delray Beach, Florida.

Car Theft in Delray Beach

High levels of vehicle theft can make car insurance more expensive. Delray Beach, FL car theft statistics from the FBI indicate 205 vehicle thefts a year.

Commute Time in Delray Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Delray Beach, FL is 22.2 minutes according to City-Data.

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Compare Car Insurance Quotes in Delray Beach, FL

Ready to find affordable Delray Beach, Florida car insurance today? Enter your ZIP code for fast, free Delray Beach, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State