Compare Delta, CO Car Insurance Rates (2021)

Car insurance in Delta, CO averages $286 a month. Delta, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Delta car insurance rates, compare quotes from the top car insurance companies in Delta, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Delta, CO are $3,436/year
  • The cheapest car insurance company in Delta for teen drivers is GEICO
  • The cheapest car insurance company in Delta is GEICO

If you need to buy Delta, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Delta, CO is right here.

You’ll find Delta car insurance rates, the cheapest Delta, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Delta, Colorado car insurance rates to Centennial car insurance rates, Boulder car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Delta, CO car insurance today? Enter your ZIP code for fast, free Delta car insurance quotes.

Cheapest Delta, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Delta, CO car insurance rates? Every Delta, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delta, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,544 $3,315 $3,165 $3,203 $12,136 $12,737 $3,936 $3,983
American Family $2,369 $2,369 $2,141 $2,141 $5,736 $7,705 $2,369 $2,905
Farmers $2,765 $2,725 $2,520 $2,742 $10,140 $10,051 $3,002 $2,988
GEICO $1,334 $1,459 $1,410 $1,590 $4,172 $4,424 $1,224 $1,248
Liberty Mutual $1,725 $1,714 $1,456 $1,594 $4,752 $5,184 $1,745 $1,784
Nationwide $2,053 $2,092 $1,839 $1,943 $5,148 $6,579 $2,357 $2,543
Progressive $2,310 $2,167 $1,987 $1,988 $7,556 $8,458 $2,610 $2,547
State Farm $1,611 $1,611 $1,446 $1,446 $4,601 $5,820 $1,801 $2,136
USAA $2,124 $2,131 $2,017 $2,032 $5,229 $6,000 $2,732 $2,984

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Minimum Car Insurance in Delta, CO

Every driver must carry the minimum car insurance in Delta, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Delta, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Delta, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Delta, CO. Compare credit history car insurance rates in Delta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Delta, Colorado

Insurance Company Poor Fair Good
Allstate $7,339 $5,649 $4,269
American Family $4,499 $3,210 $2,691
Farmers $5,401 $4,335 $4,115
GEICO $2,524 $2,107 $1,691
Liberty Mutual $3,572 $2,173 $1,739
Nationwide $3,706 $2,939 $2,563
Progressive $4,221 $3,593 $3,295
State Farm $3,550 $2,284 $1,843
USAA $4,679 $2,660 $2,129

Cheapest Delta, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Delta, CO to rates for a clean record with top companies.

Annual Delta, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,904 $5,631 $6,915 $5,561
American Family $2,562 $3,647 $4,754 $2,905
Farmers $3,896 $5,015 $4,954 $4,602
GEICO $1,494 $2,313 $2,687 $1,936
Liberty Mutual $2,175 $2,553 $2,670 $2,579
Nationwide $2,368 $3,224 $4,083 $2,603
Progressive $3,222 $4,433 $3,399 $3,758
State Farm $2,356 $2,762 $2,559 $2,559
USAA $2,313 $2,809 $4,894 $2,607

Cheapest Delta, CO Car Insurance for Teen Drivers

Teen car insurance in Delta, CO can be expensive. Take a look at rates from the top car insurance companies in Delta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Delta, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,136 $12,737
American Family $5,736 $7,705
Farmers $10,140 $10,051
GEICO $4,172 $4,424
Liberty Mutual $4,752 $5,184
Nationwide $5,148 $6,579
Progressive $7,556 $8,458
State Farm $4,601 $5,820
USAA $5,229 $6,000

Cheapest Delta, CO Car Insurance for Seniors

Take a look at Delta, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Delta, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,165 $3,203
American Family $2,141 $2,141
Farmers $2,520 $2,742
GEICO $1,410 $1,590
Liberty Mutual $1,456 $1,594
Nationwide $1,839 $1,943
Progressive $1,987 $1,988
State Farm $1,446 $1,446
USAA $2,017 $2,032

Cheapest Delta, CO Car Insurance Rates After a DUI

A DUI in Delta, CO increases car insurance rates. Compare Delta, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Delta, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,915
American Family $4,754
Farmers $4,954
GEICO $2,687
Liberty Mutual $2,670
Nationwide $4,083
Progressive $3,399
State Farm $2,559
USAA $4,894

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Cheapest Delta, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Delta, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Delta, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,753 $5,753
American Family $3,393 $3,541
Farmers $4,617 $4,617
GEICO $2,066 $2,149
Liberty Mutual $2,494 $2,494
Nationwide $3,069 $3,069
Progressive $3,703 $3,703
State Farm $2,497 $2,621
USAA $3,067 $3,245

The Best Cheap Car Insurance Companies in Delta, CO

Take a look at a side-by-side comparison of the top car insurance companies in Delta, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Delta, Colorado

Insurance Company Average Annual Rates
Allstate $5,753
American Family $3,467
Farmers $4,617
GEICO $2,107
Liberty Mutual $2,494
Nationwide $3,069
Progressive $3,703
State Farm $2,559
USAA $3,156

Category Winners: Cheapest Car Insurance in Delta, Colorado

Find the cheapest car insurance companies in Delta, CO for each category right here.

Best Annual Car Insurance Rates by Company in Delta, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Delta, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Delta car insurance rates. Find the cheapest Delta, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Delta, Colorado

Insurance Company Low Medium High
Allstate $5,514 $5,737 $6,007
American Family $3,297 $3,539 $3,565
Farmers $4,003 $4,548 $5,299
GEICO $1,921 $2,076 $2,326
Liberty Mutual $2,375 $2,487 $2,622
Nationwide $3,080 $3,067 $3,061
Progressive $3,471 $3,712 $3,926
State Farm $2,394 $2,559 $2,724
USAA $3,024 $3,155 $3,288

What affects car insurance rates in Delta, Colorado?

What factors can have an impact on Delta, CO car insurance? There are several reasons why Delta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Delta, Colorado.

Commute Time in Delta

The more time you spend in your car the higher the risk of an accident. The average commute length in Delta, CO is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Delta, CO

Ready to find affordable Delta, Colorado car insurance today? Enter your ZIP code for fast, free Delta, CO car insurance quotes.

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