Compare Delta, UT Car Insurance Rates (2021)

Car insurance in Delta, UT averages $279 a month. Delta, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Delta car insurance rates, compare quotes from the top car insurance companies in Delta, UT.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Delta is USAA
  • Average car insurance rates in Delta, UT are $3,349/year
  • The cheapest car insurance company in Delta for teen drivers is USAA

If you need to buy Delta, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Delta, UT is right here.

You’ll find Delta car insurance rates, the cheapest Delta, UT car insurance companies, and information on Utah car insurance laws. You can also compare Delta, Utah car insurance rates to Sandy car insurance rates, Provo car insurance rates, and Salt Lake City car insurance rates.

Ready to find affordable Delta, UT car insurance today? Enter your ZIP code for fast, free Delta car insurance quotes.

Cheapest Delta, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Delta, UT car insurance rates? Every Delta, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Delta, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,076 $1,916 $1,887 $1,881 $6,289 $6,984 $2,187 $2,166
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $1,955 $1,932 $1,727 $1,838 $8,308 $8,560 $2,215 $2,291
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,857 $1,884 $1,659 $1,752 $4,912 $6,270 $2,132 $2,289
Progressive $2,091 $1,947 $1,700 $1,819 $8,450 $9,405 $2,406 $2,534
State Farm $2,400 $2,400 $2,175 $2,175 $7,170 $8,915 $2,718 $3,099
USAA $1,348 $1,326 $1,209 $1,211 $4,672 $5,453 $1,640 $1,792

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Delta, UT

Every driver must carry the minimum car insurance in Delta, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Delta, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Delta, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Delta, UT. Compare credit history car insurance rates in Delta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Delta, Utah

Insurance Company Poor Fair Good
Allstate $4,251 $2,844 $2,424
American Family $4,324 $3,242 $2,752
Farmers $4,122 $3,430 $3,258
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,537 $2,654 $2,343
Progressive $4,300 $3,672 $3,409
State Farm $6,311 $3,181 $2,152
USAA $3,347 $2,130 $1,517

Cheapest Delta, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Delta, UT to rates for a clean record with top companies.

Annual Delta, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,689 $3,236 $3,747 $3,021
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,066 $3,989 $3,872 $3,486
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,255 $3,040 $3,566 $2,518
Progressive $3,212 $4,839 $3,360 $3,765
State Farm $3,537 $4,226 $3,882 $3,882
USAA $1,836 $2,316 $3,116 $2,057

Cheapest Delta, UT Car Insurance for Teen Drivers

Teen car insurance in Delta, UT can be expensive. Take a look at rates from the top car insurance companies in Delta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Delta, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,289 $6,984
American Family $6,929 $9,037
Farmers $8,308 $8,560
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,912 $6,270
Progressive $8,450 $9,405
State Farm $7,170 $8,915
USAA $4,672 $5,453

Cheapest Delta, UT Car Insurance for Seniors

Take a look at Delta, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Delta, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,887 $1,881
American Family $1,766 $1,766
Farmers $1,727 $1,838
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,659 $1,752
Progressive $1,700 $1,819
State Farm $2,175 $2,175
USAA $1,209 $1,211

Cheapest Delta, UT Car Insurance Rates After a DUI

A DUI in Delta, UT increases car insurance rates. Compare Delta, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Delta, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,747
American Family $4,190
Farmers $3,872
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,566
Progressive $3,360
State Farm $3,882
USAA $3,116

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Delta, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Delta, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Delta, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,173 $3,173
American Family $3,437 $3,441
Farmers $3,603 $3,603
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,845 $2,845
Progressive $3,794 $3,794
State Farm $3,783 $3,980
USAA $2,306 $2,357

The Best Cheap Car Insurance Companies in Delta, UT

Take a look at a side-by-side comparison of the top car insurance companies in Delta, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Delta, Utah

Insurance Company Average Annual Rates
Allstate $3,173
American Family $3,439
Farmers $3,603
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,845
Progressive $3,794
State Farm $3,882
USAA $2,331

Category Winners: Cheapest Car Insurance in Delta, Utah

Find the cheapest car insurance companies in Delta, UT for each category right here.

Best Annual Car Insurance Rates by Company in Delta, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Delta, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Delta car insurance rates. Find the cheapest Delta, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Delta, Utah

Insurance Company Low Medium High
Allstate $3,021 $3,166 $3,333
American Family $3,341 $3,484 $3,493
Farmers $3,295 $3,552 $3,963
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,126 $2,702 $2,706
Progressive $3,482 $3,649 $4,250
State Farm $3,645 $3,891 $4,109
USAA $2,236 $2,332 $2,426

What affects car insurance rates in Delta, Utah?

What factors can have an impact on Delta, UT car insurance? There are several reasons why Delta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Delta, Utah.

Commute Time in Delta

The more time you spend in your car the higher the risk of an accident. The average commute length in Delta, UT is 11.7 minutes according to City-Data.

Compare Car Insurance Quotes in Delta, UT

Ready to find affordable Delta, Utah car insurance today? Enter your ZIP code for fast, free Delta, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption