Compare Demarest, NJ Car Insurance Rates (2021)

Car insurance in Demarest, NJ averages $470 a month. Demarest, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Demarest car insurance rates, compare quotes from the top car insurance companies in Demarest, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Demarest, NJ after a DUI are $6,678/year
  • The cheapest car insurance company in Demarest for teen drivers is GEICO
  • Average car insurance rates in Demarest, NJ are $5,637/year

If you need to buy Demarest, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Demarest, NJ is right here.

You’ll find Demarest car insurance rates, the cheapest Demarest, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Demarest, New Jersey car insurance rates to Passaic car insurance rates, Paterson car insurance rates, and Newark car insurance rates.

Ready to find affordable Demarest, NJ car insurance today? Enter your ZIP code for fast, free Demarest car insurance quotes.

Cheapest Demarest, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Demarest, NJ car insurance rates? Every Demarest, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Demarest, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,786 $3,770 $3,696 $3,696 $11,793 $14,133 $4,475 $4,536
Farmers $4,615 $4,664 $4,504 $4,428 $13,705 $15,831 $5,513 $5,645
GEICO $2,525 $2,492 $2,480 $2,480 $4,660 $4,616 $2,925 $2,825
Liberty Mutual $4,058 $4,058 $4,454 $4,454 $10,540 $11,967 $4,454 $5,118
Progressive $1,984 $1,836 $1,794 $1,847 $8,975 $9,816 $2,345 $2,233
State Farm $4,483 $4,483 $4,066 $4,066 $14,778 $18,962 $5,117 $5,719
Travelers $3,870 $3,708 $3,585 $3,589 $8,580 $9,558 $3,716 $3,646

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Minimum Car Insurance in Demarest, NJ

Every driver must carry the minimum car insurance in Demarest, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Demarest, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Demarest, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Demarest, NJ. Compare credit history car insurance rates in Demarest from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Demarest, New Jersey

Insurance Company Poor Fair Good
Allstate $8,751 $5,574 $4,382
Farmers $8,772 $6,850 $6,467
GEICO $4,720 $2,703 $1,952
Liberty Mutual $7,770 $5,768 $4,874
Progressive $4,311 $3,768 $3,482
State Farm $11,158 $6,727 $5,243
Travelers $6,832 $4,946 $3,316

Cheapest Demarest, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Demarest, NJ to rates for a clean record with top companies.

Annual Demarest, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,659 $7,803 $6,796 $5,684
Farmers $5,703 $9,703 $7,866 $6,181
GEICO $2,427 $3,196 $4,452 $2,427
Liberty Mutual $5,896 $6,740 $6,019 $5,896
Progressive $3,313 $4,457 $3,788 $3,858
State Farm $4,186 $7,629 $12,263 $6,758
Travelers $3,847 $5,790 $5,565 $4,924

Cheapest Demarest, NJ Car Insurance for Teen Drivers

Teen car insurance in Demarest, NJ can be expensive. Take a look at rates from the top car insurance companies in Demarest for teenagers.

Annual Car Insurance Rates for Teen Drivers in Demarest, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,793 $14,133
Farmers $13,705 $15,831
GEICO $4,660 $4,616
Liberty Mutual $10,540 $11,967
Progressive $8,975 $9,816
State Farm $14,778 $18,962
Travelers $8,580 $9,558

Cheapest Demarest, NJ Car Insurance for Seniors

Take a look at Demarest, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Demarest, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,696 $3,696
Farmers $4,504 $4,428
GEICO $2,480 $2,480
Liberty Mutual $4,454 $4,454
Progressive $1,794 $1,847
State Farm $4,066 $4,066
Travelers $3,585 $3,589

Cheapest Demarest, NJ Car Insurance Rates After a DUI

A DUI in Demarest, NJ increases car insurance rates. Compare Demarest, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Demarest, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,796
Farmers $7,866
GEICO $4,452
Liberty Mutual $6,019
Progressive $3,788
State Farm $12,263
Travelers $5,565

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Cheapest Demarest, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Demarest, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Demarest, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,223 $6,248
Farmers $7,363 $7,363
GEICO $3,098 $3,152
Liberty Mutual $6,078 $6,197
Progressive $3,854 $3,854
State Farm $7,510 $7,909
Travelers $5,031 $5,031

The Best Cheap Car Insurance Companies in Demarest, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Demarest, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Demarest, New Jersey

Insurance Company Average Annual Rates
Allstate $6,236
Farmers $7,363
GEICO $3,125
Liberty Mutual $6,138
Progressive $3,854
State Farm $7,709
Travelers $5,031

Category Winners: Cheapest Car Insurance in Demarest, New Jersey

Find the cheapest car insurance companies in Demarest, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Demarest, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Demarest, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Demarest car insurance rates. Find the cheapest Demarest, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Demarest, New Jersey

Insurance Company Low Medium High
Allstate $5,691 $6,338 $6,678
Farmers $6,540 $7,321 $8,229
GEICO $2,771 $3,193 $3,413
Liberty Mutual $5,493 $6,322 $6,598
Progressive $3,446 $3,920 $4,195
State Farm $7,155 $7,811 $8,162
Travelers $4,599 $5,029 $5,466

What affects car insurance rates in Demarest, New Jersey?

What factors can have an impact on Demarest, NJ car insurance? There are several reasons why Demarest car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Demarest, New Jersey.

Commute Time in Demarest

The more time you spend in your car the higher the risk of an accident. The average commute length in Demarest, NJ is 40.0 minutes according to City-Data.

Compare Car Insurance Quotes in Demarest, NJ

Ready to find affordable Demarest, New Jersey car insurance today? Enter your ZIP code for fast, free Demarest, NJ car insurance quotes.

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