Compare Denham Springs, LA Car Insurance Rates (2021)

Car insurance in Denham Springs, LA averages $557 a month. Denham Springs, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Denham Springs car insurance rates, compare quotes from the top car insurance companies in Denham Springs, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Denham Springs is 70706
  • Average car insurance rates in Denham Springs, LA after a DUI are $7,685/year
  • Average car insurance rates in Denham Springs, LA are $6,679/year

If you need to buy Denham Springs, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Denham Springs, LA is right here.

You’ll find Denham Springs car insurance rates, the cheapest Denham Springs, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Denham Springs, Louisiana car insurance rates to Lake Charles car insurance rates, Bossier City car insurance rates, and Baton Rouge car insurance rates.

Ready to find affordable Denham Springs, LA car insurance today? Enter your ZIP code for fast, free Denham Springs car insurance quotes.

Cheapest Denham Springs, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Denham Springs, LA car insurance rates? Every Denham Springs, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Denham Springs, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,842 $4,842 $5,024 $5,024 $10,470 $13,133 $5,331 $5,759
GEICO $3,942 $4,547 $4,778 $5,854 $14,625 $15,334 $3,786 $3,622
Progressive $5,128 $4,751 $4,304 $4,687 $20,573 $22,808 $5,802 $5,829
State Farm $3,284 $3,284 $3,034 $3,034 $9,992 $12,525 $3,674 $4,129
USAA $3,044 $2,992 $2,982 $2,952 $9,056 $10,592 $3,717 $4,057

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Minimum Car Insurance in Denham Springs, LA

Every driver must carry the minimum car insurance in Denham Springs, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Denham Springs, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Denham Springs, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Denham Springs, LA. Compare credit history car insurance rates in Denham Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Denham Springs, Louisiana

Insurance Company Poor Fair Good
Allstate $8,858 $6,155 $5,397
GEICO $8,403 $7,289 $5,490
Progressive $10,411 $8,956 $8,339
State Farm $7,456 $4,789 $3,863
USAA $6,800 $4,345 $3,628

Cheapest Denham Springs, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Denham Springs, LA to rates for a clean record with top companies.

Annual Denham Springs, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,381 $8,195 $7,318 $6,318
GEICO $4,776 $7,746 $9,592 $6,131
Progressive $7,682 $10,347 $9,926 $8,987
State Farm $4,903 $5,836 $5,369 $5,369
USAA $3,761 $5,220 $6,222 $4,493

Cheapest Denham Springs, LA Car Insurance for Teen Drivers

Teen car insurance in Denham Springs, LA can be expensive. Take a look at rates from the top car insurance companies in Denham Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Denham Springs, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,470 $13,133
GEICO $14,625 $15,334
Progressive $20,573 $22,808
State Farm $9,992 $12,525
USAA $9,056 $10,592

Cheapest Denham Springs, LA Car Insurance for Seniors

Take a look at Denham Springs, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Denham Springs, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,024 $5,024
GEICO $4,778 $5,854
Progressive $4,304 $4,687
State Farm $3,034 $3,034
USAA $2,982 $2,952

Cheapest Denham Springs, LA Car Insurance Rates After a DUI

A DUI in Denham Springs, LA increases car insurance rates. Compare Denham Springs, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Denham Springs, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,318
GEICO $9,592
Progressive $9,926
State Farm $5,369
USAA $6,222

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Cheapest Denham Springs, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Denham Springs, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Denham Springs, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,803 $6,803
GEICO $6,927 $7,195
Progressive $9,235 $9,235
State Farm $5,230 $5,509
USAA $4,771 $5,078

Cheapest Denham Springs, LA Car Insurance Rates by ZIP Code

Denham Springs car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Denham Springs, LA.

Annual Car Insurance Rates by ZIP Code in Denham Springs, Louisiana

ZIP Code Average Annual Rates
70706 $6,178
70726 $6,367

The Best Cheap Car Insurance Companies in Denham Springs, LA

Take a look at a side-by-side comparison of the top car insurance companies in Denham Springs, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Denham Springs, Louisiana

Insurance Company Average Annual Rates
Allstate $6,803
GEICO $7,061
Progressive $9,235
State Farm $5,369
USAA $4,924

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Category Winners: Cheapest Car Insurance in Denham Springs, Louisiana

Find the cheapest car insurance companies in Denham Springs, LA for each category right here.

Best Annual Car Insurance Rates by Company in Denham Springs, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Denham Springs, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Denham Springs car insurance rates. Find the cheapest Denham Springs, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Denham Springs, Louisiana

Insurance Company Low Medium High
Allstate $5,828 $6,931 $7,650
GEICO $5,749 $7,090 $8,343
Progressive $7,409 $9,143 $11,155
State Farm $4,615 $5,357 $6,136
USAA $4,254 $5,003 $5,514

What affects car insurance rates in Denham Springs, Louisiana?

What factors can have an impact on Denham Springs, LA car insurance? There are several reasons why Denham Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Denham Springs, Louisiana.

Car Theft in Denham Springs

High levels of vehicle theft can make car insurance more expensive. Denham Springs, LA car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Denham Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Denham Springs, LA is 25.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Denham Springs, LA

Ready to find affordable Denham Springs, Louisiana car insurance today? Enter your ZIP code for fast, free Denham Springs, LA car insurance quotes.

Free Car Insurance Comparison

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