Compare Denison, TX Car Insurance Rates (2021)

Car insurance in Denison, TX averages $287 a month. Denison, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Denison car insurance rates, compare quotes from the top car insurance companies in Denison, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Denison is USAA
  • Average car insurance rates in Denison, TX after a DUI are $3,946/year
  • Average car insurance rates in Denison, TX are $3,449/year

If you need to buy Denison, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Denison, TX is right here.

You’ll find Denison car insurance rates, the cheapest Denison, TX car insurance companies, and information on Texas car insurance laws. You can also compare Denison, Texas car insurance rates to Fort Worth car insurance rates, Austin car insurance rates, and Arlington car insurance rates.

Ready to find affordable Denison, TX car insurance today? Enter your ZIP code for fast, free Denison car insurance quotes.

Cheapest Denison, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Denison, TX car insurance rates? Every Denison, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Denison, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,525 $3,552 $3,483 $3,483 $9,290 $11,193 $4,347 $4,516
American Family $2,197 $2,433 $2,048 $2,331 $5,637 $7,384 $3,110 $3,540
GEICO $2,111 $2,267 $2,042 $2,293 $4,502 $4,684 $2,270 $2,266
Nationwide $2,079 $2,115 $1,845 $1,950 $5,738 $7,349 $2,427 $2,620
Progressive $2,177 $2,065 $1,938 $1,977 $8,989 $10,007 $2,566 $2,596
State Farm $1,910 $1,910 $1,704 $1,704 $4,639 $5,925 $2,081 $2,147
USAA $1,453 $1,459 $1,389 $1,376 $4,084 $4,441 $1,932 $2,066

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Minimum Car Insurance in Denison, TX

Every driver must carry the minimum car insurance in Denison, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Denison, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Denison, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Denison, TX. Compare credit history car insurance rates in Denison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Denison, Texas

Insurance Company Poor Fair Good
Allstate $6,909 $5,046 $4,316
American Family $4,947 $3,093 $2,714
GEICO $4,311 $2,455 $1,648
Nationwide $3,918 $3,144 $2,734
Progressive $4,549 $3,929 $3,640
State Farm $3,896 $2,427 $1,935
USAA $3,337 $1,932 $1,556

Cheapest Denison, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Denison, TX to rates for a clean record with top companies.

Annual Denison, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,203 $6,513 $6,776 $4,203
American Family $3,281 $4,136 $3,642 $3,281
GEICO $2,385 $3,133 $2,636 $3,064
Nationwide $2,842 $2,842 $4,176 $3,201
Progressive $3,528 $4,549 $4,114 $3,967
State Farm $2,440 $2,806 $3,324 $2,440
USAA $1,697 $2,503 $2,954 $1,946

Cheapest Denison, TX Car Insurance for Teen Drivers

Teen car insurance in Denison, TX can be expensive. Take a look at rates from the top car insurance companies in Denison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Denison, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,290 $11,193
American Family $5,637 $7,384
GEICO $4,502 $4,684
Nationwide $5,738 $7,349
Progressive $8,989 $10,007
State Farm $4,639 $5,925
USAA $4,084 $4,441

Cheapest Denison, TX Car Insurance for Seniors

Take a look at Denison, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Denison, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,483 $3,483
American Family $2,048 $2,331
GEICO $2,042 $2,293
Nationwide $1,845 $1,950
Progressive $1,938 $1,977
State Farm $1,704 $1,704
USAA $1,389 $1,376

Cheapest Denison, TX Car Insurance Rates After a DUI

A DUI in Denison, TX increases car insurance rates. Compare Denison, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Denison, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,776
American Family $3,642
GEICO $2,636
Nationwide $4,176
Progressive $4,114
State Farm $3,324
USAA $2,954

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Cheapest Denison, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Denison, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Denison, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,293 $5,555
American Family $3,585 $3,585
GEICO $2,754 $2,855
Nationwide $3,265 $3,265
Progressive $4,039 $4,039
State Farm $2,753 $2,753
USAA $2,246 $2,304

Cheapest Denison, TX Car Insurance Rates by ZIP Code

Denison car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Denison, TX.

Annual Car Insurance Rates by ZIP Code in Denison, Texas

ZIP Code Average Annual Rates
75020 $5,027
75021 $5,074

The Best Cheap Car Insurance Companies in Denison, TX

Take a look at a side-by-side comparison of the top car insurance companies in Denison, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Denison, Texas

Insurance Company Average Annual Rates
Allstate $5,424
American Family $3,585
GEICO $2,804
Nationwide $3,265
Progressive $4,039
State Farm $2,753
USAA $2,275

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Category Winners: Cheapest Car Insurance in Denison, Texas

Find the cheapest car insurance companies in Denison, TX for each category right here.

Best Annual Car Insurance Rates by Company in Denison, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Denison, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Denison car insurance rates. Find the cheapest Denison, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Denison, Texas

Insurance Company Low Medium High
Allstate $5,273 $5,367 $5,631
American Family $3,340 $3,456 $3,958
GEICO $2,662 $2,771 $2,980
Nationwide $3,515 $3,126 $3,155
Progressive $3,840 $4,018 $4,260
State Farm $2,611 $2,744 $2,902
USAA $2,198 $2,266 $2,361

What affects car insurance rates in Denison, Texas?

What factors can have an impact on Denison, TX car insurance? There are several reasons why Denison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Denison, Texas.

Car Theft in Denison

High levels of vehicle theft can make car insurance more expensive. Denison, TX car theft statistics from the FBI indicate 54 vehicle thefts a year.

Commute Time in Denison

The more time you spend in your car the higher the risk of an accident. The average commute length in Denison, TX is 21.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Denison, TX

Ready to find affordable Denison, Texas car insurance today? Enter your ZIP code for fast, free Denison, TX car insurance quotes.

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