Compare Denton, KY Car Insurance Rates (2021)

Car insurance in Denton, KY averages $395 a month. Denton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Denton car insurance rates, compare quotes from the top car insurance companies in Denton, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Denton is USAA
  • Average car insurance rates in Denton, KY after a DUI are $5,689/year
  • Average car insurance rates in Denton, KY are $4,744/year

If you need to buy Denton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Denton, KY is right here.

You’ll find Denton car insurance rates, the cheapest Denton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Denton, Kentucky car insurance rates to Richmond car insurance rates, Covington car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Denton, KY car insurance today? Enter your ZIP code for fast, free Denton car insurance quotes.

Cheapest Denton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Denton, KY car insurance rates? Every Denton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Denton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,253 $2,975 $3,171 $12,180 $13,685 $3,638 $3,844
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,316 $3,597 $2,856 $3,189 $13,447 $14,820 $3,437 $3,527
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,341 $2,226 $2,104 $2,107 $11,549 $13,117 $2,910 $2,983
State Farm $1,865 $1,865 $1,653 $1,653 $4,994 $6,217 $2,077 $2,279
Travelers $2,352 $2,395 $2,309 $2,313 $11,312 $18,188 $2,455 $2,841
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

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Minimum Car Insurance in Denton, KY

Every driver must carry the minimum car insurance in Denton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Denton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Denton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Denton, KY. Compare credit history car insurance rates in Denton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Denton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,623 $5,260 $4,380
GEICO $8,861 $4,424 $2,884
Liberty Mutual $8,632 $5,283 $4,156
Nationwide $5,864 $4,565 $3,953
Progressive $5,490 $4,793 $4,469
State Farm $4,077 $2,469 $1,930
Travelers $6,162 $5,210 $5,190
USAA $4,060 $2,272 $1,851

Cheapest Denton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Denton, KY to rates for a clean record with top companies.

Annual Denton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,772 $6,223 $6,640 $5,382
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,012 $7,739 $6,006 $5,339
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $4,063 $6,027 $4,636 $4,943
State Farm $2,602 $3,049 $2,825 $2,825
Travelers $4,813 $4,952 $7,154 $5,163
USAA $2,057 $2,908 $3,474 $2,473

Cheapest Denton, KY Car Insurance for Teen Drivers

Teen car insurance in Denton, KY can be expensive. Take a look at rates from the top car insurance companies in Denton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Denton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,180 $13,685
GEICO $8,902 $10,417
Liberty Mutual $13,447 $14,820
Nationwide $7,480 $9,251
Progressive $11,549 $13,117
State Farm $4,994 $6,217
Travelers $11,312 $18,188
USAA $4,861 $5,119

Cheapest Denton, KY Car Insurance for Seniors

Take a look at Denton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Denton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,975 $3,171
GEICO $4,595 $4,158
Liberty Mutual $2,856 $3,189
Nationwide $3,200 $3,331
Progressive $2,104 $2,107
State Farm $1,653 $1,653
Travelers $2,309 $2,313
USAA $1,649 $1,680

Cheapest Denton, KY Car Insurance Rates After a DUI

A DUI in Denton, KY increases car insurance rates. Compare Denton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Denton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,640
GEICO $8,597
Liberty Mutual $6,006
Nationwide $6,176
Progressive $4,636
State Farm $2,825
Travelers $7,154
USAA $3,474

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Cheapest Denton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Denton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Denton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,754 $5,754
GEICO $5,341 $5,438
Liberty Mutual $6,024 $6,024
Nationwide $4,794 $4,794
Progressive $4,917 $4,917
State Farm $2,754 $2,897
Travelers $5,521 $5,521
USAA $2,626 $2,829

The Best Cheap Car Insurance Companies in Denton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Denton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Denton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,754
GEICO $5,390
Liberty Mutual $6,024
Nationwide $4,794
Progressive $4,917
State Farm $2,825
Travelers $5,521
USAA $2,728

Category Winners: Cheapest Car Insurance in Denton, Kentucky

Find the cheapest car insurance companies in Denton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Denton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Denton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Denton car insurance rates. Find the cheapest Denton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Denton, Kentucky

Insurance Company Low Medium High
Allstate $5,359 $5,733 $6,171
GEICO $4,884 $5,352 $5,934
Liberty Mutual $5,689 $5,977 $6,405
Nationwide $4,753 $4,727 $4,902
Progressive $4,529 $4,845 $5,377
State Farm $2,679 $2,819 $2,978
Travelers $5,234 $5,542 $5,785
USAA $2,605 $2,721 $2,858

What affects car insurance rates in Denton, Kentucky?

What factors can have an impact on Denton, KY car insurance? There are several reasons why Denton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Denton, Kentucky.

Traffic in Denton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Denton, KY traffic data from INRIX ranks Denton as the 347th-most congested in the world.

Compare Car Insurance Quotes in Denton, KY

Ready to find affordable Denton, Kentucky car insurance today? Enter your ZIP code for fast, free Denton, KY car insurance quotes.

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