Compare Denton, TX Car Insurance Rates (2021)

Car insurance in Denton, TX averages $302 a month. Denton, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Denton car insurance rates, compare quotes from the top car insurance companies in Denton, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Denton, TX after a DUI are $4,127/year
  • Average car insurance rates in Denton, TX are $3,624/year
  • The cheapest ZIP code in Denton is 76205

If you need to buy Denton, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Denton, TX is right here.

You’ll find Denton car insurance rates, the cheapest Denton, TX car insurance companies, and information on Texas car insurance laws. You can also compare Denton, Texas car insurance rates to San Antonio car insurance rates, Austin car insurance rates, and Dallas car insurance rates.

Ready to find affordable Denton, TX car insurance today? Enter your ZIP code for fast, free Denton car insurance quotes.

Cheapest Denton, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Denton, TX car insurance rates? Every Denton, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Denton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,211 $3,233 $3,169 $3,169 $8,623 $10,385 $3,969 $4,123
American Family $2,659 $2,971 $2,515 $2,891 $7,262 $9,475 $3,860 $4,399
GEICO $2,394 $2,587 $2,309 $2,624 $5,291 $5,491 $2,595 $2,590
Nationwide $2,093 $2,123 $1,855 $1,958 $5,924 $7,579 $2,459 $2,654
Progressive $2,094 $1,997 $1,871 $1,904 $8,758 $9,770 $2,484 $2,528
State Farm $2,060 $2,060 $1,843 $1,843 $5,088 $6,509 $2,251 $2,315
USAA $1,513 $1,511 $1,452 $1,429 $4,356 $4,711 $2,010 $2,131

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Minimum Car Insurance in Denton, TX

Every driver must carry the minimum car insurance in Denton, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Denton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Denton, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Denton, TX. Compare credit history car insurance rates in Denton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Denton, Texas

Insurance Company Poor Fair Good
Allstate $6,330 $4,646 $3,981
American Family $6,150 $3,932 $3,430
GEICO $4,992 $2,827 $1,887
Nationwide $3,984 $3,212 $2,795
Progressive $4,411 $3,821 $3,545
State Farm $4,241 $2,642 $2,106
USAA $3,489 $2,035 $1,643

Cheapest Denton, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Denton, TX to rates for a clean record with top companies.

Annual Denton, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,842 $5,992 $6,266 $3,842
American Family $4,096 $5,238 $4,586 $4,096
GEICO $2,746 $3,637 $3,026 $3,532
Nationwide $2,896 $2,896 $4,266 $3,264
Progressive $3,429 $4,423 $3,995 $3,856
State Farm $2,646 $3,056 $3,637 $2,646
USAA $1,774 $2,633 $3,115 $2,035

Cheapest Denton, TX Car Insurance for Teen Drivers

Teen car insurance in Denton, TX can be expensive. Take a look at rates from the top car insurance companies in Denton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Denton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,623 $10,385
American Family $7,262 $9,475
GEICO $5,291 $5,491
Nationwide $5,924 $7,579
Progressive $8,758 $9,770
State Farm $5,088 $6,509
USAA $4,356 $4,711

Cheapest Denton, TX Car Insurance for Seniors

Take a look at Denton, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Denton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,169
American Family $2,515 $2,891
GEICO $2,309 $2,624
Nationwide $1,855 $1,958
Progressive $1,871 $1,904
State Farm $1,843 $1,843
USAA $1,452 $1,429

Cheapest Denton, TX Car Insurance Rates After a DUI

A DUI in Denton, TX increases car insurance rates. Compare Denton, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Denton, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,266
American Family $4,586
GEICO $3,026
Nationwide $4,266
Progressive $3,995
State Farm $3,637
USAA $3,115

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Cheapest Denton, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Denton, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Denton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,865 $5,106
American Family $4,504 $4,504
GEICO $3,176 $3,295
Nationwide $3,330 $3,330
Progressive $3,926 $3,926
State Farm $2,996 $2,996
USAA $2,359 $2,419

Cheapest Denton, TX Car Insurance Rates by ZIP Code

Denton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Denton, TX.

Annual Car Insurance Rates by ZIP Code in Denton, Texas

ZIP Code Average Annual Rates
76201 $5,316
76205 $5,253
76207 $5,516
76208 $5,407
76209 $5,271
76210 $5,481

The Best Cheap Car Insurance Companies in Denton, TX

Take a look at a side-by-side comparison of the top car insurance companies in Denton, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Denton, Texas

Insurance Company Average Annual Rates
Allstate $4,985
American Family $4,504
GEICO $3,235
Nationwide $3,331
Progressive $3,926
State Farm $2,996
USAA $2,389

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Category Winners: Cheapest Car Insurance in Denton, Texas

Find the cheapest car insurance companies in Denton, TX for each category right here.

Best Annual Car Insurance Rates by Company in Denton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Denton, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Denton car insurance rates. Find the cheapest Denton, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Denton, Texas

Insurance Company Low Medium High
Allstate $4,866 $4,941 $5,150
American Family $4,190 $4,339 $4,983
GEICO $3,067 $3,198 $3,441
Nationwide $3,577 $3,193 $3,222
Progressive $3,756 $3,910 $4,111
State Farm $2,830 $2,989 $3,169
USAA $2,301 $2,379 $2,487

What affects car insurance rates in Denton, Texas?

What factors can have an impact on Denton, TX car insurance? There are several reasons why Denton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Denton, Texas.

Car Theft in Denton

High levels of vehicle theft can make car insurance more expensive. Denton, TX car theft statistics from the FBI indicate 224 vehicle thefts a year.

Commute Time in Denton

The more time you spend in your car the higher the risk of an accident. The average commute length in Denton, TX is 24.5 minutes according to City-Data.

Traffic in Denton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Denton, TX traffic data from INRIX ranks Denton as the 347th-most congested in the world.

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Compare Car Insurance Quotes in Denton, TX

Ready to find affordable Denton, Texas car insurance today? Enter your ZIP code for fast, free Denton, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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