Compare Denver, PA Car Insurance Rates (2021)

Car insurance in Denver, PA averages $293 a month. Denver, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Denver car insurance rates, compare quotes from the top car insurance companies in Denver, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Denver, PA are $3,515/year
  • The cheapest car insurance company in Denver for teen drivers is USAA
  • Average car insurance rates in Denver, PA after a DUI are $3,828/year

If you need to buy Denver, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Denver, PA is right here.

You’ll find Denver car insurance rates, the cheapest Denver, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Denver, Pennsylvania car insurance rates to Lancaster car insurance rates, Erie car insurance rates, and Bethlehem car insurance rates.

Ready to find affordable Denver, PA car insurance today? Enter your ZIP code for fast, free Denver car insurance quotes.

Cheapest Denver, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Denver, PA car insurance rates? Every Denver, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Denver, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,412 $2,241 $2,241 $8,405 $8,405 $2,637 $2,637
GEICO $1,801 $1,560 $1,703 $1,476 $4,591 $3,982 $1,809 $1,567
Liberty Mutual $3,176 $3,176 $2,912 $2,912 $9,227 $9,227 $4,026 $4,026
Nationwide $1,727 $1,727 $1,638 $1,638 $4,923 $4,923 $1,941 $1,941
Progressive $2,612 $2,612 $2,334 $2,334 $8,609 $8,609 $3,340 $3,340
State Farm $1,423 $1,423 $1,265 $1,265 $5,195 $5,195 $1,576 $1,576
Travelers $1,412 $1,412 $1,533 $1,533 $20,430 $20,430 $1,685 $1,685
USAA $1,047 $1,047 $947 $947 $3,181 $3,181 $1,383 $1,383

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Minimum Car Insurance in Denver, PA

Every driver must carry the minimum car insurance in Denver, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Denver, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Denver, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Denver, PA. Compare credit history car insurance rates in Denver from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Denver, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,002 $3,748 $3,021
GEICO $3,463 $1,956 $1,514
Liberty Mutual $6,169 $4,426 $3,910
Nationwide $2,997 $2,471 $2,205
Progressive $5,584 $3,929 $3,157
State Farm $3,364 $2,084 $1,646
Travelers $6,811 $6,158 $5,825
USAA $2,040 $1,525 $1,354

Cheapest Denver, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Denver, PA to rates for a clean record with top companies.

Annual Denver, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,752 $4,438 $3,752 $3,752
GEICO $1,706 $2,922 $2,268 $2,349
Liberty Mutual $4,400 $5,065 $4,938 $4,938
Nationwide $1,849 $2,474 $3,438 $2,469
Progressive $3,821 $5,314 $3,934 $3,826
State Farm $2,152 $2,578 $2,365 $2,365
Travelers $4,419 $6,324 $7,991 $6,324
USAA $1,320 $1,823 $1,941 $1,474

Cheapest Denver, PA Car Insurance for Teen Drivers

Teen car insurance in Denver, PA can be expensive. Take a look at rates from the top car insurance companies in Denver for teenagers.

Annual Car Insurance Rates for Teen Drivers in Denver, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,405 $8,405
GEICO $4,591 $3,982
Liberty Mutual $9,227 $9,227
Nationwide $4,923 $4,923
Progressive $8,609 $8,609
State Farm $5,195 $5,195
Travelers $20,430 $20,430
USAA $3,181 $3,181

Cheapest Denver, PA Car Insurance for Seniors

Take a look at Denver, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Denver, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,241 $2,241
GEICO $1,703 $1,476
Liberty Mutual $2,912 $2,912
Nationwide $1,638 $1,638
Progressive $2,334 $2,334
State Farm $1,265 $1,265
Travelers $1,533 $1,533
USAA $947 $947

Cheapest Denver, PA Car Insurance Rates After a DUI

A DUI in Denver, PA increases car insurance rates. Compare Denver, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Denver, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,752
GEICO $2,268
Liberty Mutual $4,938
Nationwide $3,438
Progressive $3,934
State Farm $2,365
Travelers $7,991
USAA $1,941

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Cheapest Denver, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Denver, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Denver, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,842 $4,006
GEICO $2,276 $2,346
Liberty Mutual $4,712 $4,958
Nationwide $2,557 $2,557
Progressive $4,224 $4,224
State Farm $2,295 $2,435
Travelers $6,265 $6,265
USAA $1,593 $1,686

The Best Cheap Car Insurance Companies in Denver, PA

Take a look at a side-by-side comparison of the top car insurance companies in Denver, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Denver, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,924
GEICO $2,311
Liberty Mutual $4,835
Nationwide $2,557
Progressive $4,224
State Farm $2,365
Travelers $6,265
USAA $1,639

Category Winners: Cheapest Car Insurance in Denver, Pennsylvania

Find the cheapest car insurance companies in Denver, PA for each category right here.

Best Annual Car Insurance Rates by Company in Denver, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Denver, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Denver car insurance rates. Find the cheapest Denver, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Denver, Pennsylvania

Insurance Company Low Medium High
Allstate $3,771 $3,946 $4,054
GEICO $2,124 $2,334 $2,475
Liberty Mutual $4,588 $4,871 $5,046
Nationwide $2,572 $2,592 $2,508
Progressive $3,851 $4,258 $4,562
State Farm $2,191 $2,401 $2,503
Travelers $6,321 $6,270 $6,204
USAA $1,522 $1,655 $1,742

What affects car insurance rates in Denver, Pennsylvania?

What factors can have an impact on Denver, PA car insurance? There are several reasons why Denver car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Denver, Pennsylvania.

Commute Time in Denver

The more time you spend in your car the higher the risk of an accident. The average commute length in Denver, PA is 21.2 minutes according to City-Data.

Traffic in Denver

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Denver, PA traffic data from INRIX ranks Denver as the 144th-most congested in the world.

Compare Car Insurance Quotes in Denver, PA

Ready to find affordable Denver, Pennsylvania car insurance today? Enter your ZIP code for fast, free Denver, PA car insurance quotes.

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