Compare Depoe Bay, OR Car Insurance Rates (2021)

Car insurance in Depoe Bay, OR averages $278 a month. Depoe Bay, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Depoe Bay car insurance rates, compare quotes from the top car insurance companies in Depoe Bay, OR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Depoe Bay, OR after a DUI are $3,943/year
  • The cheapest car insurance company in Depoe Bay is USAA
  • Average car insurance rates in Depoe Bay, OR are $3,334/year

If you need to buy Depoe Bay, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Depoe Bay, OR is right here.

You’ll find Depoe Bay car insurance rates, the cheapest Depoe Bay, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Depoe Bay, Oregon car insurance rates to Eugene car insurance rates, Portland car insurance rates, and Salem car insurance rates.

Ready to find affordable Depoe Bay, OR car insurance today? Enter your ZIP code for fast, free Depoe Bay car insurance quotes.

Cheapest Depoe Bay, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Depoe Bay, OR car insurance rates? Every Depoe Bay, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Depoe Bay, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $2,833 $2,777 $2,808 $9,189 $10,259 $3,192 $3,209
American Family $2,362 $2,362 $2,105 $2,105 $5,847 $9,162 $2,362 $2,481
Farmers $1,909 $1,869 $1,691 $1,798 $7,756 $7,925 $2,133 $2,186
GEICO $2,354 $2,273 $2,197 $2,215 $6,119 $5,577 $2,507 $2,163
Liberty Mutual $2,628 $2,768 $2,280 $2,527 $8,313 $8,954 $2,533 $2,560
Nationwide $2,192 $2,185 $1,952 $2,043 $5,014 $6,275 $2,555 $2,694
Progressive $1,768 $1,602 $1,533 $1,582 $7,514 $8,255 $2,107 $1,990
State Farm $1,595 $1,595 $1,459 $1,459 $5,040 $6,331 $1,810 $2,072
Travelers $1,773 $1,792 $1,597 $1,664 $4,971 $6,034 $1,853 $1,888
USAA $1,646 $1,598 $1,628 $1,571 $5,025 $5,398 $2,119 $2,203

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Depoe Bay, OR

Every driver must carry the minimum car insurance in Depoe Bay, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Depoe Bay, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Depoe Bay, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Depoe Bay, OR. Compare credit history car insurance rates in Depoe Bay from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Depoe Bay, Oregon

Insurance Company Poor Fair Good
Allstate $6,123 $4,311 $3,557
American Family $4,569 $3,370 $2,856
Farmers $3,942 $3,225 $3,058
GEICO $3,831 $3,176 $2,520
Liberty Mutual $5,970 $3,521 $2,721
Nationwide $3,761 $2,988 $2,591
Progressive $3,704 $3,199 $2,979
State Farm $3,729 $2,378 $1,903
Travelers $3,364 $2,643 $2,083
USAA $3,973 $2,212 $1,761

Cheapest Depoe Bay, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Depoe Bay, OR to rates for a clean record with top companies.

Annual Depoe Bay, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,753 $5,063 $5,251 $4,588
American Family $2,504 $3,835 $4,845 $3,210
Farmers $2,878 $3,702 $3,620 $3,434
GEICO $2,089 $3,332 $4,398 $2,883
Liberty Mutual $3,607 $4,036 $4,632 $4,008
Nationwide $2,641 $2,828 $3,999 $2,987
Progressive $2,493 $4,517 $3,204 $2,962
State Farm $2,370 $3,090 $2,610 $2,610
Travelers $2,189 $2,795 $3,136 $2,667
USAA $1,923 $2,687 $3,732 $2,251

Cheapest Depoe Bay, OR Car Insurance for Teen Drivers

Teen car insurance in Depoe Bay, OR can be expensive. Take a look at rates from the top car insurance companies in Depoe Bay for teenagers.

Annual Car Insurance Rates for Teen Drivers in Depoe Bay, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,189 $10,259
American Family $5,847 $9,162
Farmers $7,756 $7,925
GEICO $6,119 $5,577
Liberty Mutual $8,313 $8,954
Nationwide $5,014 $6,275
Progressive $7,514 $8,255
State Farm $5,040 $6,331
Travelers $4,971 $6,034
USAA $5,025 $5,398

Cheapest Depoe Bay, OR Car Insurance for Seniors

Take a look at Depoe Bay, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Depoe Bay, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,777 $2,808
American Family $2,105 $2,105
Farmers $1,691 $1,798
GEICO $2,197 $2,215
Liberty Mutual $2,280 $2,527
Nationwide $1,952 $2,043
Progressive $1,533 $1,582
State Farm $1,459 $1,459
Travelers $1,597 $1,664
USAA $1,628 $1,571

Cheapest Depoe Bay, OR Car Insurance Rates After a DUI

A DUI in Depoe Bay, OR increases car insurance rates. Compare Depoe Bay, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Depoe Bay, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,251
American Family $4,845
Farmers $3,620
GEICO $4,398
Liberty Mutual $4,632
Nationwide $3,999
Progressive $3,204
State Farm $2,610
Travelers $3,136
USAA $3,732

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Depoe Bay, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Depoe Bay, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Depoe Bay, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,664 $4,664
American Family $3,543 $3,653
Farmers $3,408 $3,408
GEICO $3,124 $3,228
Liberty Mutual $4,070 $4,070
Nationwide $3,114 $3,114
Progressive $3,294 $3,294
State Farm $2,601 $2,739
Travelers $2,589 $2,804
USAA $2,573 $2,724

The Best Cheap Car Insurance Companies in Depoe Bay, OR

Take a look at a side-by-side comparison of the top car insurance companies in Depoe Bay, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Depoe Bay, Oregon

Insurance Company Average Annual Rates
Allstate $4,664
American Family $3,598
Farmers $3,408
GEICO $3,176
Liberty Mutual $4,070
Nationwide $3,114
Progressive $3,294
State Farm $2,670
Travelers $2,697
USAA $2,648

Category Winners: Cheapest Car Insurance in Depoe Bay, Oregon

Find the cheapest car insurance companies in Depoe Bay, OR for each category right here.

Best Annual Car Insurance Rates by Company in Depoe Bay, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Depoe Bay, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Depoe Bay car insurance rates. Find the cheapest Depoe Bay, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Depoe Bay, Oregon

Insurance Company Low Medium High
Allstate $4,484 $4,654 $4,854
American Family $3,592 $3,803 $3,400
Farmers $3,198 $3,365 $3,662
GEICO $2,910 $3,193 $3,424
Liberty Mutual $3,843 $4,061 $4,307
Nationwide $2,971 $3,196 $3,175
Progressive $3,185 $3,279 $3,418
State Farm $2,520 $2,674 $2,816
Travelers $2,531 $2,682 $2,877
USAA $2,534 $2,651 $2,760

What affects car insurance rates in Depoe Bay, Oregon?

What factors can have an impact on Depoe Bay, OR car insurance? There are several reasons why Depoe Bay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Depoe Bay, Oregon.

Commute Time in Depoe Bay

The more time you spend in your car the higher the risk of an accident. The average commute length in Depoe Bay, OR is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Depoe Bay, OR

Ready to find affordable Depoe Bay, Oregon car insurance today? Enter your ZIP code for fast, free Depoe Bay, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption