Compare Derry, NH Car Insurance Rates (2021)

Car insurance in Derry, NH averages $283 a month. Derry, New Hampshire car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Derry car insurance rates, compare quotes from the top car insurance companies in Derry, NH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Derry for teen drivers is GEICO
  • The cheapest car insurance company in Derry is GEICO
  • Average car insurance rates in Derry, NH after a DUI are $3,933/year

If you need to buy Derry, New Hampshire car insurance, the options can be confusing. Everything you need to know about car insurance in Derry, NH is right here.

You’ll find Derry car insurance rates, the cheapest Derry, NH car insurance companies, and information on New Hampshire car insurance laws. You can also compare Derry, New Hampshire car insurance rates to Rochester car insurance rates, Nashua car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Derry, NH car insurance today? Enter your ZIP code for fast, free Derry car insurance quotes.

Cheapest Derry, NH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Derry, NH car insurance rates? Every Derry, New Hampshire car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Derry, New Hampshire

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,055 $2,182 $2,221 $2,443 $4,246 $5,320 $2,154 $2,287
GEICO $1,225 $1,208 $1,090 $1,090 $3,040 $4,230 $1,277 $1,935
Liberty Mutual $4,919 $5,314 $4,004 $4,506 $18,232 $20,233 $5,179 $5,478
Nationwide $1,979 $2,004 $1,778 $1,866 $5,657 $7,191 $2,291 $2,462
Progressive $1,382 $1,254 $1,203 $1,216 $6,500 $7,178 $1,630 $1,633
State Farm $1,622 $1,622 $1,482 $1,482 $4,997 $6,228 $1,818 $2,063
USAA $1,019 $1,000 $952 $954 $4,326 $4,758 $1,279 $1,400

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Minimum Car Insurance in Derry, NH

Every driver must carry the minimum car insurance in Derry, NH. Take a look at the New Hampshire car insurance requirements.

Minimum Required Car Insurance Coverage in Derry, New Hampshire

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Derry, NH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Derry, NH. Compare credit history car insurance rates in Derry from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Derry, New Hampshire

Insurance Company Poor Fair Good
Allstate $3,524 $2,606 $2,460
GEICO $2,239 $1,831 $1,591
Liberty Mutual $12,162 $7,457 $5,831
Nationwide $3,675 $3,012 $2,774
Progressive $3,047 $2,683 $2,520
State Farm $3,793 $2,343 $1,857
USAA $2,657 $1,751 $1,475

Cheapest Derry, NH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Derry, NH to rates for a clean record with top companies.

Annual Derry, New Hampshire Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,376 $3,254 $3,058 $2,766
GEICO $1,705 $1,874 $2,264 $1,705
Liberty Mutual $5,325 $9,645 $9,875 $9,088
Nationwide $2,411 $3,379 $4,142 $2,682
Progressive $2,361 $3,268 $2,603 $2,767
State Farm $2,486 $2,640 $3,045 $2,486
USAA $1,511 $2,034 $2,541 $1,757

Cheapest Derry, NH Car Insurance for Teen Drivers

Teen car insurance in Derry, NH can be expensive. Take a look at rates from the top car insurance companies in Derry for teenagers.

Annual Car Insurance Rates for Teen Drivers in Derry, New Hampshire

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,246 $5,320
GEICO $3,040 $4,230
Liberty Mutual $18,232 $20,233
Nationwide $5,657 $7,191
Progressive $6,500 $7,178
State Farm $4,997 $6,228
USAA $4,326 $4,758

Cheapest Derry, NH Car Insurance for Seniors

Take a look at Derry, NH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Derry, New Hampshire

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,221 $2,443
GEICO $1,090 $1,090
Liberty Mutual $4,004 $4,506
Nationwide $1,778 $1,866
Progressive $1,203 $1,216
State Farm $1,482 $1,482
USAA $952 $954

Cheapest Derry, NH Car Insurance Rates After a DUI

A DUI in Derry, NH increases car insurance rates. Compare Derry, New Hampshire DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Derry, New Hampshire

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,058
GEICO $2,264
Liberty Mutual $9,875
Nationwide $4,142
Progressive $2,603
State Farm $3,045
USAA $2,541

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Cheapest Derry, NH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Derry, NH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Derry, New Hampshire

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,824 $2,903
GEICO $1,870 $1,903
Liberty Mutual $8,483 $8,483
Nationwide $3,154 $3,154
Progressive $2,750 $2,750
State Farm $2,600 $2,728
USAA $1,941 $1,981

The Best Cheap Car Insurance Companies in Derry, NH

Take a look at a side-by-side comparison of the top car insurance companies in Derry, NH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Derry, New Hampshire

Insurance Company Average Annual Rates
Allstate $2,863
GEICO $1,887
Liberty Mutual $8,483
Nationwide $3,154
Progressive $2,750
State Farm $2,664
USAA $1,961

Category Winners: Cheapest Car Insurance in Derry, New Hampshire

Find the cheapest car insurance companies in Derry, NH for each category right here.

Best Annual Car Insurance Rates by Company in Derry, New Hampshire

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Derry, NH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Derry car insurance rates. Find the cheapest Derry, NH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Derry, New Hampshire

Insurance Company Low Medium High
Allstate $2,759 $2,859 $2,972
GEICO $1,794 $1,875 $1,991
Liberty Mutual $8,122 $8,455 $8,873
Nationwide $3,364 $3,112 $2,985
Progressive $2,632 $2,750 $2,867
State Farm $2,521 $2,669 $2,803
USAA $1,880 $1,958 $2,045

What affects car insurance rates in Derry, New Hampshire?

What factors can have an impact on Derry, NH car insurance? There are several reasons why Derry car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Derry, New Hampshire.

Car Theft in Derry

High levels of vehicle theft can make car insurance more expensive. Derry, NH car theft statistics from the FBI indicate 26 vehicle thefts a year.

Commute Time in Derry

The more time you spend in your car the higher the risk of an accident. The average commute length in Derry, NH is 32.1 minutes according to City-Data.

Compare Car Insurance Quotes in Derry, NH

Ready to find affordable Derry, New Hampshire car insurance today? Enter your ZIP code for fast, free Derry, NH car insurance quotes.

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