Compare Des Arc, MO Car Insurance Rates (2021)

Car insurance in Des Arc, MO averages $284 a month. Des Arc, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Des Arc car insurance rates, compare quotes from the top car insurance companies in Des Arc, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Des Arc, MO are $3,409/year
  • The cheapest car insurance company in Des Arc is Nationwide
  • Average car insurance rates in Des Arc, MO after a DUI are $3,959/year

If you need to buy Des Arc, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Des Arc, MO is right here.

You’ll find Des Arc car insurance rates, the cheapest Des Arc, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Des Arc, Missouri car insurance rates to St. Joseph car insurance rates, Florissant car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Des Arc, MO car insurance today? Enter your ZIP code for fast, free Des Arc car insurance quotes.

Cheapest Des Arc, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Des Arc, MO car insurance rates? Every Des Arc, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Des Arc, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,214 $2,214 $1,972 $1,972 $6,062 $7,888 $2,214 $2,590
Farmers $2,500 $2,494 $2,236 $2,360 $10,129 $10,490 $2,861 $3,011
GEICO $1,880 $2,106 $1,462 $1,859 $5,788 $6,147 $1,734 $1,754
Liberty Mutual $2,683 $2,908 $2,205 $2,472 $9,413 $10,456 $2,829 $3,023
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,315 $2,158 $1,891 $1,945 $7,594 $8,552 $2,832 $2,945
State Farm $1,887 $1,887 $1,678 $1,678 $5,316 $6,694 $2,118 $2,425
USAA $1,581 $1,564 $1,429 $1,449 $4,782 $5,836 $1,961 $2,176

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Des Arc, MO

Every driver must carry the minimum car insurance in Des Arc, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Des Arc, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Des Arc, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Des Arc, MO. Compare credit history car insurance rates in Des Arc from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Des Arc, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,433 $3,116 $2,623
Farmers $5,159 $4,290 $4,081
GEICO $3,923 $2,556 $2,045
Liberty Mutual $6,462 $3,938 $3,096
Nationwide $2,630 $2,173 $1,889
Progressive $4,377 $3,618 $3,342
State Farm $4,022 $2,658 $2,201
USAA $4,316 $2,022 $1,453

Cheapest Des Arc, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Des Arc, MO to rates for a clean record with top companies.

Annual Des Arc, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,545 $3,654 $4,462 $2,902
Farmers $3,913 $4,839 $4,734 $4,555
GEICO $2,232 $2,868 $3,849 $2,417
Liberty Mutual $3,262 $4,693 $4,836 $5,205
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,258 $4,398 $3,621 $3,839
State Farm $2,729 $3,192 $2,960 $2,960
USAA $2,066 $2,526 $3,531 $2,265

Cheapest Des Arc, MO Car Insurance for Teen Drivers

Teen car insurance in Des Arc, MO can be expensive. Take a look at rates from the top car insurance companies in Des Arc for teenagers.

Annual Car Insurance Rates for Teen Drivers in Des Arc, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $6,062 $7,888
Farmers $10,129 $10,490
GEICO $5,788 $6,147
Liberty Mutual $9,413 $10,456
Nationwide $3,784 $4,845
Progressive $7,594 $8,552
State Farm $5,316 $6,694
USAA $4,782 $5,836

Cheapest Des Arc, MO Car Insurance for Seniors

Take a look at Des Arc, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Des Arc, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,972 $1,972
Farmers $2,236 $2,360
GEICO $1,462 $1,859
Liberty Mutual $2,205 $2,472
Nationwide $1,320 $1,398
Progressive $1,891 $1,945
State Farm $1,678 $1,678
USAA $1,429 $1,449

Cheapest Des Arc, MO Car Insurance Rates After a DUI

A DUI in Des Arc, MO increases car insurance rates. Compare Des Arc, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Des Arc, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,462
Farmers $4,734
GEICO $3,849
Liberty Mutual $4,836
Nationwide $3,005
Progressive $3,621
State Farm $2,960
USAA $3,531

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Des Arc, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Des Arc, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Des Arc, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,357 $3,424
Farmers $4,510 $4,510
GEICO $2,786 $2,897
Liberty Mutual $4,499 $4,499
Nationwide $2,230 $2,230
Progressive $3,779 $3,779
State Farm $2,890 $3,030
USAA $2,504 $2,690

The Best Cheap Car Insurance Companies in Des Arc, MO

Take a look at a side-by-side comparison of the top car insurance companies in Des Arc, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Des Arc, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,391
Farmers $4,510
GEICO $2,841
Liberty Mutual $4,499
Nationwide $2,231
Progressive $3,779
State Farm $2,960
USAA $2,597

Category Winners: Cheapest Car Insurance in Des Arc, Missouri

Find the cheapest car insurance companies in Des Arc, MO for each category right here.

Best Annual Car Insurance Rates by Company in Des Arc, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Des Arc, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Des Arc car insurance rates. Find the cheapest Des Arc, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Des Arc, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,287 $3,498 $3,388
Farmers $4,248 $4,470 $4,813
GEICO $2,667 $2,858 $2,998
Liberty Mutual $4,248 $4,517 $4,732
Nationwide $2,095 $2,253 $2,344
Progressive $3,453 $3,785 $4,099
State Farm $2,797 $2,966 $3,118
USAA $2,480 $2,588 $2,724

What affects car insurance rates in Des Arc, Missouri?

What factors can have an impact on Des Arc, MO car insurance? There are several reasons why Des Arc car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Des Arc, Missouri.

Commute Time in Des Arc

The more time you spend in your car the higher the risk of an accident. The average commute length in Des Arc, MO is 36.3 minutes according to City-Data.

Compare Car Insurance Quotes in Des Arc, MO

Ready to find affordable Des Arc, Missouri car insurance today? Enter your ZIP code for fast, free Des Arc, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption