Compare Des Lacs, ND Car Insurance Rates (2021)

Car insurance in Des Lacs, ND averages $364 a month. Des Lacs, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Des Lacs car insurance rates, compare quotes from the top car insurance companies in Des Lacs, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Des Lacs, ND are $4,363/year
  • The cheapest car insurance company in Des Lacs for teen drivers is USAA
  • Average car insurance rates in Des Lacs, ND after a DUI are $5,212/year

If you need to buy Des Lacs, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Des Lacs, ND is right here.

You’ll find Des Lacs car insurance rates, the cheapest Des Lacs, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Des Lacs, North Dakota car insurance rates to Minot car insurance rates, Fargo car insurance rates, and Watford City car insurance rates.

Ready to find affordable Des Lacs, ND car insurance today? Enter your ZIP code for fast, free Des Lacs car insurance quotes.

Cheapest Des Lacs, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Des Lacs, ND car insurance rates? Every Des Lacs, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Des Lacs, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,531 $2,231 $2,368 $9,840 $11,641 $2,779 $3,011
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,806 $1,768 $1,610 $1,680 $6,726 $6,889 $2,065 $2,179
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,463 $2,351 $1,992 $2,066 $8,971 $10,040 $3,026 $3,065
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Des Lacs, ND

Every driver must carry the minimum car insurance in Des Lacs, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Des Lacs, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Des Lacs, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Des Lacs, ND. Compare credit history car insurance rates in Des Lacs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Des Lacs, North Dakota

Insurance Company Poor Fair Good
Allstate $5,820 $4,427 $3,597
American Family $5,292 $3,681 $3,115
Farmers $3,570 $2,925 $2,776
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,293 $2,555 $2,248
Progressive $4,912 $4,095 $3,733
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Des Lacs, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Des Lacs, ND to rates for a clean record with top companies.

Annual Des Lacs, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,726 $4,103 $6,285 $4,345
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,595 $3,327 $3,287 $3,152
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,921 $4,819 $3,965 $4,282
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Des Lacs, ND Car Insurance for Teen Drivers

Teen car insurance in Des Lacs, ND can be expensive. Take a look at rates from the top car insurance companies in Des Lacs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Des Lacs, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,641
American Family $6,100 $8,820
Farmers $6,726 $6,889
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,255 $5,290
Progressive $8,971 $10,040
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Des Lacs, ND Car Insurance for Seniors

Take a look at Des Lacs, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Des Lacs, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,231 $2,368
American Family $2,612 $2,612
Farmers $1,610 $1,680
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,729 $1,853
Progressive $1,992 $2,066
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Des Lacs, ND Car Insurance Rates After a DUI

A DUI in Des Lacs, ND increases car insurance rates. Compare Des Lacs, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Des Lacs, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,285
American Family $5,597
Farmers $3,287
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,812
Progressive $3,965
State Farm $2,757
USAA $2,854

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Cheapest Des Lacs, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Des Lacs, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Des Lacs, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,502 $4,728
American Family $3,979 $4,079
Farmers $3,090 $3,090
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,699 $2,699
Progressive $4,247 $4,247
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Des Lacs, ND

Take a look at a side-by-side comparison of the top car insurance companies in Des Lacs, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Des Lacs, North Dakota

Insurance Company Average Annual Rates
Allstate $4,615
American Family $4,029
Farmers $3,090
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,699
Progressive $4,247
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Des Lacs, North Dakota

Find the cheapest car insurance companies in Des Lacs, ND for each category right here.

Best Annual Car Insurance Rates by Company in Des Lacs, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Des Lacs, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Des Lacs car insurance rates. Find the cheapest Des Lacs, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Des Lacs, North Dakota

Insurance Company Low Medium High
Allstate $4,529 $4,613 $4,702
American Family $4,159 $4,230 $3,699
Farmers $3,016 $3,076 $3,179
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,635 $2,684 $2,776
Progressive $4,135 $4,234 $4,371
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Des Lacs, North Dakota?

What factors can have an impact on Des Lacs, ND car insurance? There are several reasons why Des Lacs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Des Lacs, North Dakota.

Commute Time in Des Lacs

The more time you spend in your car the higher the risk of an accident. The average commute length in Des Lacs, ND is 25.9 minutes according to City-Data.

Compare Car Insurance Quotes in Des Lacs, ND

Ready to find affordable Des Lacs, North Dakota car insurance today? Enter your ZIP code for fast, free Des Lacs, ND car insurance quotes.

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