Compare Des Moines, NM Car Insurance Rates (2021)

Car insurance in Des Moines, NM averages $291 a month. Des Moines, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Des Moines car insurance rates, compare quotes from the top car insurance companies in Des Moines, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Des Moines, NM are $3,497/year
  • The cheapest car insurance company in Des Moines is USAA
  • The cheapest car insurance company in Des Moines for teen drivers is USAA

If you need to buy Des Moines, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Des Moines, NM is right here.

You’ll find Des Moines car insurance rates, the cheapest Des Moines, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Des Moines, New Mexico car insurance rates to Roswell car insurance rates, Alamogordo car insurance rates, and Farmington car insurance rates.

Ready to find affordable Des Moines, NM car insurance today? Enter your ZIP code for fast, free Des Moines car insurance quotes.

Cheapest Des Moines, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Des Moines, NM car insurance rates? Every Des Moines, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Des Moines, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,669 $2,685 $2,433 $2,561 $8,900 $10,309 $2,971 $3,161
Farmers $2,422 $2,415 $2,171 $2,304 $9,571 $9,851 $2,727 $2,832
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,586 $2,638 $2,338 $2,465 $6,271 $7,955 $2,917 $3,135
Progressive $1,715 $1,670 $1,542 $1,554 $6,825 $7,696 $2,081 $2,163
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Des Moines, NM

Every driver must carry the minimum car insurance in Des Moines, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Des Moines, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Des Moines, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Des Moines, NM. Compare credit history car insurance rates in Des Moines from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Des Moines, New Mexico

Insurance Company Poor Fair Good
Allstate $5,196 $4,275 $3,912
Farmers $4,922 $4,068 $3,870
GEICO $4,787 $4,162 $3,849
Nationwide $4,644 $3,597 $3,123
Progressive $3,476 $3,084 $2,908
State Farm $3,406 $2,089 $1,648
USAA $2,680 $2,000 $1,731

Cheapest Des Moines, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Des Moines, NM to rates for a clean record with top companies.

Annual Des Moines, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,675 $4,839 $5,190 $4,141
Farmers $3,626 $4,656 $4,546 $4,318
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,805 $3,976 $5,178 $3,193
Progressive $2,732 $3,717 $2,944 $3,231
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Des Moines, NM Car Insurance for Teen Drivers

Teen car insurance in Des Moines, NM can be expensive. Take a look at rates from the top car insurance companies in Des Moines for teenagers.

Annual Car Insurance Rates for Teen Drivers in Des Moines, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,900 $10,309
Farmers $9,571 $9,851
GEICO $7,583 $10,447
Nationwide $6,271 $7,955
Progressive $6,825 $7,696
State Farm $4,197 $5,284
USAA $3,641 $4,122

Cheapest Des Moines, NM Car Insurance for Seniors

Take a look at Des Moines, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Des Moines, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,433 $2,561
Farmers $2,171 $2,304
GEICO $2,511 $2,511
Nationwide $2,338 $2,465
Progressive $1,542 $1,554
State Farm $1,404 $1,404
USAA $1,372 $1,376

Cheapest Des Moines, NM Car Insurance Rates After a DUI

A DUI in Des Moines, NM increases car insurance rates. Compare Des Moines, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Des Moines, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,190
Farmers $4,546
GEICO $8,009
Nationwide $5,178
Progressive $2,944
State Farm $2,429
USAA $2,897

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Cheapest Des Moines, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Des Moines, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Des Moines, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,461 $4,461
Farmers $4,287 $4,287
GEICO $4,201 $4,331
Nationwide $3,788 $3,788
Progressive $3,156 $3,156
State Farm $2,321 $2,441
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Des Moines, NM

Take a look at a side-by-side comparison of the top car insurance companies in Des Moines, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Des Moines, New Mexico

Insurance Company Average Annual Rates
Allstate $4,461
Farmers $4,287
GEICO $4,266
Nationwide $3,788
Progressive $3,156
State Farm $2,381
USAA $2,137

Category Winners: Cheapest Car Insurance in Des Moines, New Mexico

Find the cheapest car insurance companies in Des Moines, NM for each category right here.

Best Annual Car Insurance Rates by Company in Des Moines, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Des Moines, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Des Moines car insurance rates. Find the cheapest Des Moines, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Des Moines, New Mexico

Insurance Company Low Medium High
Allstate $4,272 $4,453 $4,658
Farmers $3,944 $4,252 $4,663
GEICO $3,990 $4,256 $4,552
Nationwide $3,799 $3,746 $3,819
Progressive $3,027 $3,154 $3,287
State Farm $2,180 $2,389 $2,574
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Des Moines, New Mexico?

What factors can have an impact on Des Moines, NM car insurance? There are several reasons why Des Moines car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Des Moines, New Mexico.

Traffic in Des Moines

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Des Moines, NM traffic data from INRIX ranks Des Moines as the 858th-most congested in the world.

Compare Car Insurance Quotes in Des Moines, NM

Ready to find affordable Des Moines, New Mexico car insurance today? Enter your ZIP code for fast, free Des Moines, NM car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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