Compare Des Peres, MO Car Insurance Rates (2021)

Car insurance in Des Peres, MO averages $306 a month. Des Peres, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Des Peres car insurance rates, compare quotes from the top car insurance companies in Des Peres, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Des Peres for teen drivers is Nationwide
  • The cheapest car insurance company in Des Peres is Nationwide
  • Average car insurance rates in Des Peres, MO after a DUI are $4,310/year

If you need to buy Des Peres, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Des Peres, MO is right here.

You’ll find Des Peres car insurance rates, the cheapest Des Peres, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Des Peres, Missouri car insurance rates to Florissant car insurance rates, St. Louis car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Des Peres, MO car insurance today? Enter your ZIP code for fast, free Des Peres car insurance quotes.

Cheapest Des Peres, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Des Peres, MO car insurance rates? Every Des Peres, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Des Peres, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,093 $2,975 $2,808 $2,894 $9,099 $9,912 $2,916 $2,991
American Family $2,332 $2,332 $2,081 $2,081 $6,532 $8,471 $2,332 $2,715
Farmers $2,608 $2,588 $2,319 $2,464 $11,106 $11,486 $2,969 $3,081
GEICO $1,978 $2,218 $1,540 $2,010 $6,406 $6,715 $1,792 $1,772
Liberty Mutual $2,852 $3,087 $2,348 $2,639 $10,452 $11,613 $2,989 $3,166
Nationwide $1,672 $1,698 $1,503 $1,581 $4,406 $5,604 $1,924 $2,070
Progressive $2,168 $1,980 $1,792 $1,835 $7,875 $8,826 $2,648 $2,732
State Farm $1,840 $1,840 $1,677 $1,677 $5,778 $7,248 $2,084 $2,396
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Des Peres, MO

Every driver must carry the minimum car insurance in Des Peres, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Des Peres, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Des Peres, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Des Peres, MO. Compare credit history car insurance rates in Des Peres from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Des Peres, Missouri

Insurance Company Poor Fair Good
Allstate $6,325 $4,078 $3,355
American Family $4,715 $3,319 $2,795
Farmers $5,488 $4,610 $4,384
GEICO $4,219 $2,747 $2,196
Liberty Mutual $6,996 $4,302 $3,381
Nationwide $3,005 $2,499 $2,167
Progressive $4,271 $3,594 $3,331
State Farm $4,350 $2,702 $2,150
USAA $4,567 $2,109 $1,505

Cheapest Des Peres, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Des Peres, MO to rates for a clean record with top companies.

Annual Des Peres, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,896 $4,430 $5,574 $4,444
American Family $2,674 $3,881 $4,811 $3,072
Farmers $4,147 $5,219 $5,098 $4,846
GEICO $2,330 $3,101 $4,241 $2,543
Liberty Mutual $3,538 $5,122 $5,249 $5,664
Nationwide $1,977 $2,580 $3,494 $2,178
Progressive $3,174 $4,403 $3,567 $3,784
State Farm $2,788 $3,347 $3,067 $3,067
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Des Peres, MO Car Insurance for Teen Drivers

Teen car insurance in Des Peres, MO can be expensive. Take a look at rates from the top car insurance companies in Des Peres for teenagers.

Annual Car Insurance Rates for Teen Drivers in Des Peres, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,099 $9,912
American Family $6,532 $8,471
Farmers $11,106 $11,486
GEICO $6,406 $6,715
Liberty Mutual $10,452 $11,613
Nationwide $4,406 $5,604
Progressive $7,875 $8,826
State Farm $5,778 $7,248
USAA $5,002 $6,115

Cheapest Des Peres, MO Car Insurance for Seniors

Take a look at Des Peres, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Des Peres, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,808 $2,894
American Family $2,081 $2,081
Farmers $2,319 $2,464
GEICO $1,540 $2,010
Liberty Mutual $2,348 $2,639
Nationwide $1,503 $1,581
Progressive $1,792 $1,835
State Farm $1,677 $1,677
USAA $1,491 $1,518

Cheapest Des Peres, MO Car Insurance Rates After a DUI

A DUI in Des Peres, MO increases car insurance rates. Compare Des Peres, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Des Peres, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,574
American Family $4,811
Farmers $5,098
GEICO $4,241
Liberty Mutual $5,249
Nationwide $3,494
Progressive $3,567
State Farm $3,067
USAA $3,694

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Cheapest Des Peres, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Des Peres, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Des Peres, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,586 $4,586
American Family $3,574 $3,645
Farmers $4,828 $4,828
GEICO $3,001 $3,107
Liberty Mutual $4,893 $4,893
Nationwide $2,557 $2,557
Progressive $3,732 $3,732
State Farm $2,990 $3,145
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Des Peres, MO

Take a look at a side-by-side comparison of the top car insurance companies in Des Peres, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Des Peres, Missouri

Insurance Company Average Annual Rates
Allstate $4,586
American Family $3,609
Farmers $4,828
GEICO $3,054
Liberty Mutual $4,893
Nationwide $2,557
Progressive $3,732
State Farm $3,067
USAA $2,727

Category Winners: Cheapest Car Insurance in Des Peres, Missouri

Find the cheapest car insurance companies in Des Peres, MO for each category right here.

Best Annual Car Insurance Rates by Company in Des Peres, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Des Peres, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Des Peres car insurance rates. Find the cheapest Des Peres, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Des Peres, Missouri

Insurance Company Low Medium High
Allstate $4,408 $4,576 $4,774
American Family $3,490 $3,723 $3,616
Farmers $4,514 $4,785 $5,183
GEICO $2,822 $3,089 $3,250
Liberty Mutual $4,577 $4,922 $5,181
Nationwide $2,396 $2,583 $2,692
Progressive $3,350 $3,744 $4,103
State Farm $2,838 $3,084 $3,280
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Des Peres, Missouri?

What factors can have an impact on Des Peres, MO car insurance? There are several reasons why Des Peres car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Des Peres, Missouri.

Commute Time in Des Peres

The more time you spend in your car the higher the risk of an accident. The average commute length in Des Peres, MO is 21.5 minutes according to City-Data.

Compare Car Insurance Quotes in Des Peres, MO

Ready to find affordable Des Peres, Missouri car insurance today? Enter your ZIP code for fast, free Des Peres, MO car insurance quotes.

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