Compare Descanso, CA Car Insurance Rates (2021)

Car insurance in Descanso, CA averages $286 a month. Descanso, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Descanso car insurance rates, compare quotes from the top car insurance companies in Descanso, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Descanso, CA after a DUI are $4,815/year
  • The cheapest car insurance company in Descanso for teen drivers is USAA
  • Average car insurance rates in Descanso, CA are $3,429/year

If you need to buy Descanso, California car insurance, the options can be confusing. Everything you need to know about car insurance in Descanso, CA is right here.

You’ll find Descanso car insurance rates, the cheapest Descanso, CA car insurance companies, and information on California car insurance laws. You can also compare Descanso, California car insurance rates to Long Beach car insurance rates, San Francisco car insurance rates, and Oakland car insurance rates.

Ready to find affordable Descanso, CA car insurance today? Enter your ZIP code for fast, free Descanso car insurance quotes.

Cheapest Descanso, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Descanso, CA car insurance rates? Every Descanso, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Descanso, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,372 $2,377 $1,737 $1,757 $6,559 $8,257 $3,043 $3,355
Farmers $2,465 $2,465 $2,226 $2,226 $7,862 $12,859 $2,921 $3,253
GEICO $1,827 $1,827 $1,718 $1,718 $5,549 $5,647 $2,623 $2,683
Liberty Mutual $2,151 $2,035 $1,998 $1,937 $4,642 $4,958 $2,420 $2,445
Nationwide $2,892 $2,760 $2,532 $2,387 $7,360 $8,115 $3,453 $3,412
Progressive $1,589 $1,632 $1,381 $1,623 $4,279 $5,123 $2,311 $2,480
State Farm $3,560 $3,560 $3,183 $3,183 $6,571 $8,144 $3,944 $4,068
Travelers $2,385 $2,309 $2,111 $2,089 $4,935 $5,628 $3,097 $3,031
USAA $1,781 $1,687 $1,739 $1,747 $4,047 $4,064 $2,461 $2,326

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Minimum Car Insurance in Descanso, CA

Every driver must carry the minimum car insurance in Descanso, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Descanso, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Descanso, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Descanso, CA to rates for a clean record with top companies.

Annual Descanso, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,226 $3,739 $5,848 $2,916
Farmers $3,356 $4,566 $5,684 $4,533
GEICO $2,061 $3,185 $3,993 $2,557
Liberty Mutual $2,450 $3,283 $2,964 $2,596
Nationwide $2,874 $3,681 $6,219 $3,681
Progressive $1,664 $2,843 $3,304 $2,397
State Farm $3,231 $3,853 $7,273 $3,749
Travelers $2,137 $3,477 $4,036 $3,142
USAA $1,650 $2,451 $4,017 $1,807

Cheapest Descanso, CA Car Insurance for Teen Drivers

Teen car insurance in Descanso, CA can be expensive. Take a look at rates from the top car insurance companies in Descanso for teenagers.

Annual Car Insurance Rates for Teen Drivers in Descanso, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,559 $8,257
Farmers $7,862 $12,859
GEICO $5,549 $5,647
Liberty Mutual $4,642 $4,958
Nationwide $7,360 $8,115
Progressive $4,279 $5,123
State Farm $6,571 $8,144
Travelers $4,935 $5,628
USAA $4,047 $4,064

Cheapest Descanso, CA Car Insurance for Seniors

Take a look at Descanso, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Descanso, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,737 $1,757
Farmers $2,226 $2,226
GEICO $1,718 $1,718
Liberty Mutual $1,998 $1,937
Nationwide $2,532 $2,387
Progressive $1,381 $1,623
State Farm $3,183 $3,183
Travelers $2,111 $2,089
USAA $1,739 $1,747

Cheapest Descanso, CA Car Insurance Rates After a DUI

A DUI in Descanso, CA increases car insurance rates. Compare Descanso, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Descanso, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,848
Farmers $5,684
GEICO $3,993
Liberty Mutual $2,964
Nationwide $6,219
Progressive $3,304
State Farm $7,273
Travelers $4,036
USAA $4,017

Cheapest Descanso, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Descanso, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Descanso, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,325 $4,039
Farmers $4,114 $4,955
GEICO $2,679 $3,219
Liberty Mutual $2,593 $3,053
Nationwide $3,634 $4,594
Progressive $2,319 $2,785
State Farm $4,363 $4,690
Travelers $2,879 $3,518
USAA $2,286 $2,677

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The Best Cheap Car Insurance Companies in Descanso, CA

Take a look at a side-by-side comparison of the top car insurance companies in Descanso, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Descanso, California

Insurance Company Average Annual Rates
Allstate $3,682
Farmers $4,535
GEICO $2,949
Liberty Mutual $2,823
Nationwide $4,114
Progressive $2,552
State Farm $4,527
Travelers $3,198
USAA $2,482

Category Winners: Cheapest Car Insurance in Descanso, California

Find the cheapest car insurance companies in Descanso, CA for each category right here.

Best Annual Car Insurance Rates by Company in Descanso, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Descanso, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Descanso car insurance rates. Find the cheapest Descanso, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Descanso, California

Insurance Company Low Medium High
Allstate $3,503 $3,712 $3,832
Farmers $4,215 $4,571 $4,817
GEICO $2,644 $2,981 $3,222
Liberty Mutual $2,623 $2,849 $2,997
Nationwide $3,706 $4,186 $4,449
Progressive $2,227 $2,638 $2,792
State Farm $4,090 $4,604 $4,886
Travelers $2,783 $3,287 $3,525
USAA $2,252 $2,529 $2,663

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What affects car insurance rates in Descanso, California?

What factors can have an impact on Descanso, CA car insurance? There are several reasons why Descanso car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Descanso, California.

Commute Time in Descanso

The more time you spend in your car the higher the risk of an accident. The average commute length in Descanso, CA is 38.2 minutes according to City-Data.

Compare Car Insurance Quotes in Descanso, CA

Ready to find affordable Descanso, California car insurance today? Enter your ZIP code for fast, free Descanso, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State