Compare Desdemona, TX Car Insurance Rates (2021)

Car insurance in Desdemona, TX averages $312 a month. Desdemona, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Desdemona car insurance rates, compare quotes from the top car insurance companies in Desdemona, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Desdemona, TX after a DUI are $4,260/year
  • Average car insurance rates in Desdemona, TX are $3,748/year
  • The cheapest car insurance company in Desdemona for teen drivers is USAA

If you need to buy Desdemona, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Desdemona, TX is right here.

You’ll find Desdemona car insurance rates, the cheapest Desdemona, TX car insurance companies, and information on Texas car insurance laws. You can also compare Desdemona, Texas car insurance rates to Laredo car insurance rates, Dallas car insurance rates, and Arlington car insurance rates.

Ready to find affordable Desdemona, TX car insurance today? Enter your ZIP code for fast, free Desdemona car insurance quotes.

Cheapest Desdemona, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Desdemona, TX car insurance rates? Every Desdemona, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Desdemona, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,325 $3,248 $3,248 $8,750 $10,598 $4,092 $4,278
American Family $2,857 $3,133 $2,518 $2,844 $6,549 $8,693 $3,911 $4,456
GEICO $2,238 $2,391 $2,120 $2,357 $4,758 $4,999 $2,419 $2,447
Nationwide $2,569 $2,613 $2,267 $2,402 $7,325 $9,412 $3,021 $3,271
Progressive $2,605 $2,466 $2,320 $2,365 $10,941 $12,179 $3,076 $3,098
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

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Minimum Car Insurance in Desdemona, TX

Every driver must carry the minimum car insurance in Desdemona, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Desdemona, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Desdemona, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Desdemona, TX. Compare credit history car insurance rates in Desdemona from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Desdemona, Texas

Insurance Company Poor Fair Good
Allstate $6,490 $4,754 $4,067
American Family $6,170 $3,708 $3,232
GEICO $4,567 $2,594 $1,737
Nationwide $4,938 $3,958 $3,434
Progressive $5,494 $4,749 $4,401
State Farm $3,680 $2,290 $1,825
USAA $3,258 $1,865 $1,496

Cheapest Desdemona, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Desdemona, TX to rates for a clean record with top companies.

Annual Desdemona, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,967 $6,106 $6,374 $3,967
American Family $4,007 $5,040 $4,427 $4,007
GEICO $2,522 $3,295 $2,801 $3,247
Nationwide $3,562 $3,562 $5,289 $4,026
Progressive $4,253 $5,513 $4,969 $4,791
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,655 $2,422 $2,849 $1,899

Cheapest Desdemona, TX Car Insurance for Teen Drivers

Teen car insurance in Desdemona, TX can be expensive. Take a look at rates from the top car insurance companies in Desdemona for teenagers.

Annual Car Insurance Rates for Teen Drivers in Desdemona, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,750 $10,598
American Family $6,549 $8,693
GEICO $4,758 $4,999
Nationwide $7,325 $9,412
Progressive $10,941 $12,179
State Farm $4,319 $5,493
USAA $3,881 $4,251

Cheapest Desdemona, TX Car Insurance for Seniors

Take a look at Desdemona, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Desdemona, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,248 $3,248
American Family $2,518 $2,844
GEICO $2,120 $2,357
Nationwide $2,267 $2,402
Progressive $2,320 $2,365
State Farm $1,629 $1,629
USAA $1,355 $1,354

Cheapest Desdemona, TX Car Insurance Rates After a DUI

A DUI in Desdemona, TX increases car insurance rates. Compare Desdemona, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Desdemona, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,374
American Family $4,427
GEICO $2,801
Nationwide $5,289
Progressive $4,969
State Farm $3,111
USAA $2,849

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Cheapest Desdemona, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Desdemona, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Desdemona, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,984 $5,223
American Family $4,370 $4,370
GEICO $2,909 $3,024
Nationwide $4,110 $4,110
Progressive $4,881 $4,881
State Farm $2,598 $2,598
USAA $2,178 $2,234

The Best Cheap Car Insurance Companies in Desdemona, TX

Take a look at a side-by-side comparison of the top car insurance companies in Desdemona, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Desdemona, Texas

Insurance Company Average Annual Rates
Allstate $5,104
American Family $4,370
GEICO $2,966
Nationwide $4,110
Progressive $4,881
State Farm $2,598
USAA $2,206

Category Winners: Cheapest Car Insurance in Desdemona, Texas

Find the cheapest car insurance companies in Desdemona, TX for each category right here.

Best Annual Car Insurance Rates by Company in Desdemona, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Desdemona, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Desdemona car insurance rates. Find the cheapest Desdemona, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Desdemona, Texas

Insurance Company Low Medium High
Allstate $5,010 $5,069 $5,232
American Family $4,166 $4,267 $4,678
GEICO $2,842 $2,937 $3,120
Nationwide $4,433 $3,933 $3,964
Progressive $4,603 $4,855 $5,186
State Farm $2,476 $2,592 $2,727
USAA $2,141 $2,199 $2,279

Compare Car Insurance Quotes in Desdemona, TX

Ready to find affordable Desdemona, Texas car insurance today? Enter your ZIP code for fast, free Desdemona, TX car insurance quotes.

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