Compare Desert Center, CA Car Insurance Rates (2021)

Car insurance in Desert Center, CA averages $281 a month. Desert Center, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Desert Center car insurance rates, compare quotes from the top car insurance companies in Desert Center, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Desert Center is USAA
  • The cheapest car insurance company in Desert Center for teen drivers is USAA
  • Average car insurance rates in Desert Center, CA after a DUI are $4,727/year

If you need to buy Desert Center, California car insurance, the options can be confusing. Everything you need to know about car insurance in Desert Center, CA is right here.

You’ll find Desert Center car insurance rates, the cheapest Desert Center, CA car insurance companies, and information on California car insurance laws. You can also compare Desert Center, California car insurance rates to Sacramento car insurance rates, Fresno car insurance rates, and Oakland car insurance rates.

Ready to find affordable Desert Center, CA car insurance today? Enter your ZIP code for fast, free Desert Center car insurance quotes.

Cheapest Desert Center, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Desert Center, CA car insurance rates? Every Desert Center, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Desert Center, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,613 $2,642 $1,874 $1,929 $6,933 $8,769 $3,437 $3,888
Farmers $2,502 $2,502 $2,249 $2,249 $7,942 $13,026 $2,960 $3,292
GEICO $1,826 $1,826 $1,716 $1,716 $5,538 $5,638 $2,620 $2,682
Liberty Mutual $2,137 $2,017 $1,988 $1,924 $4,589 $4,909 $2,401 $2,433
Nationwide $2,716 $2,599 $2,367 $2,239 $6,752 $7,473 $3,220 $3,194
Progressive $1,759 $1,811 $1,504 $1,782 $4,701 $5,673 $2,551 $2,746
State Farm $3,022 $3,022 $2,694 $2,694 $5,482 $6,809 $3,339 $3,441
Travelers $2,256 $2,193 $1,986 $1,965 $4,523 $5,208 $2,912 $2,866
USAA $1,833 $1,739 $1,789 $1,799 $4,149 $4,159 $2,524 $2,388

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Minimum Car Insurance in Desert Center, CA

Every driver must carry the minimum car insurance in Desert Center, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Desert Center, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Desert Center, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Desert Center, CA to rates for a clean record with top companies.

Annual Desert Center, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,395 $4,101 $6,390 $3,157
Farmers $3,394 $4,621 $5,758 $4,589
GEICO $2,059 $3,179 $3,989 $2,554
Liberty Mutual $2,429 $3,255 $2,940 $2,575
Nationwide $2,669 $3,418 $5,776 $3,418
Progressive $1,838 $3,129 $3,649 $2,647
State Farm $2,714 $3,242 $6,142 $3,154
Travelers $2,021 $3,230 $3,774 $2,930
USAA $1,694 $2,513 $4,128 $1,855

Cheapest Desert Center, CA Car Insurance for Teen Drivers

Teen car insurance in Desert Center, CA can be expensive. Take a look at rates from the top car insurance companies in Desert Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Desert Center, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,933 $8,769
Farmers $7,942 $13,026
GEICO $5,538 $5,638
Liberty Mutual $4,589 $4,909
Nationwide $6,752 $7,473
Progressive $4,701 $5,673
State Farm $5,482 $6,809
Travelers $4,523 $5,208
USAA $4,149 $4,159

Cheapest Desert Center, CA Car Insurance for Seniors

Take a look at Desert Center, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Desert Center, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,874 $1,929
Farmers $2,249 $2,249
GEICO $1,716 $1,716
Liberty Mutual $1,988 $1,924
Nationwide $2,367 $2,239
Progressive $1,504 $1,782
State Farm $2,694 $2,694
Travelers $1,986 $1,965
USAA $1,789 $1,799

Cheapest Desert Center, CA Car Insurance Rates After a DUI

A DUI in Desert Center, CA increases car insurance rates. Compare Desert Center, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Desert Center, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,390
Farmers $5,758
GEICO $3,989
Liberty Mutual $2,940
Nationwide $5,776
Progressive $3,649
State Farm $6,142
Travelers $3,774
USAA $4,128

Cheapest Desert Center, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Desert Center, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Desert Center, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,619 $4,402
Farmers $4,165 $5,015
GEICO $2,676 $3,215
Liberty Mutual $2,569 $3,031
Nationwide $3,378 $4,262
Progressive $2,559 $3,073
State Farm $3,674 $3,952
Travelers $2,691 $3,286
USAA $2,347 $2,748

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The Best Cheap Car Insurance Companies in Desert Center, CA

Take a look at a side-by-side comparison of the top car insurance companies in Desert Center, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Desert Center, California

Insurance Company Average Annual Rates
Allstate $4,011
Farmers $4,590
GEICO $2,945
Liberty Mutual $2,800
Nationwide $3,820
Progressive $2,816
State Farm $3,813
Travelers $2,989
USAA $2,547

Category Winners: Cheapest Car Insurance in Desert Center, California

Find the cheapest car insurance companies in Desert Center, CA for each category right here.

Best Annual Car Insurance Rates by Company in Desert Center, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Desert Center, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Desert Center car insurance rates. Find the cheapest Desert Center, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Desert Center, California

Insurance Company Low Medium High
Allstate $3,837 $4,039 $4,157
Farmers $4,279 $4,624 $4,868
GEICO $2,638 $2,977 $3,221
Liberty Mutual $2,600 $2,823 $2,977
Nationwide $3,444 $3,878 $4,138
Progressive $2,514 $2,897 $3,037
State Farm $3,476 $3,868 $4,095
Travelers $2,650 $3,059 $3,257
USAA $2,301 $2,598 $2,743

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What affects car insurance rates in Desert Center, California?

What factors can have an impact on Desert Center, CA car insurance? There are several reasons why Desert Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Desert Center, California.

Commute Time in Desert Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Desert Center, CA is 16.1 minutes according to City-Data.

Compare Car Insurance Quotes in Desert Center, CA

Ready to find affordable Desert Center, California car insurance today? Enter your ZIP code for fast, free Desert Center, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State