Compare Desert Palms, CA Car Insurance Rates (2021)

Car insurance in Desert Palms, CA averages $279 a month. Desert Palms, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Desert Palms car insurance rates, compare quotes from the top car insurance companies in Desert Palms, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Desert Palms for teen drivers is USAA
  • Average car insurance rates in Desert Palms, CA after a DUI are $4,715/year
  • Average car insurance rates in Desert Palms, CA are $3,351/year

If you need to buy Desert Palms, California car insurance, the options can be confusing. Everything you need to know about car insurance in Desert Palms, CA is right here.

You’ll find Desert Palms car insurance rates, the cheapest Desert Palms, CA car insurance companies, and information on California car insurance laws. You can also compare Desert Palms, California car insurance rates to Oakland car insurance rates, Bakersfield car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Desert Palms, CA car insurance today? Enter your ZIP code for fast, free Desert Palms car insurance quotes.

Cheapest Desert Palms, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Desert Palms, CA car insurance rates? Every Desert Palms, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Desert Palms, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,794 $2,823 $2,014 $2,065 $7,523 $9,522 $3,666 $4,132
Farmers $2,608 $2,608 $2,348 $2,348 $8,273 $13,541 $3,085 $3,431
GEICO $1,743 $1,744 $1,639 $1,639 $5,297 $5,391 $2,503 $2,561
Liberty Mutual $1,891 $1,789 $1,754 $1,700 $4,050 $4,319 $2,127 $2,151
Nationwide $2,876 $2,749 $2,515 $2,375 $7,234 $7,997 $3,421 $3,385
Progressive $1,568 $1,610 $1,358 $1,597 $4,199 $5,026 $2,274 $2,438
State Farm $2,891 $2,891 $2,582 $2,582 $5,338 $6,646 $3,197 $3,293
Travelers $2,254 $2,185 $1,990 $1,970 $4,598 $5,235 $2,906 $2,855
USAA $1,808 $1,714 $1,765 $1,773 $4,105 $4,126 $2,499 $2,362

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Minimum Car Insurance in Desert Palms, CA

Every driver must carry the minimum car insurance in Desert Palms, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Desert Palms, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Desert Palms, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Desert Palms, CA to rates for a clean record with top companies.

Annual Desert Palms, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,580 $4,411 $6,876 $3,403
Farmers $3,536 $4,813 $5,994 $4,778
GEICO $1,968 $3,037 $3,811 $2,442
Liberty Mutual $2,145 $2,875 $2,597 $2,274
Nationwide $2,841 $3,641 $6,152 $3,641
Progressive $1,638 $2,795 $3,242 $2,360
State Farm $2,625 $3,130 $5,908 $3,046
Travelers $2,019 $3,253 $3,779 $2,946
USAA $1,675 $2,489 $4,077 $1,834

Cheapest Desert Palms, CA Car Insurance for Teen Drivers

Teen car insurance in Desert Palms, CA can be expensive. Take a look at rates from the top car insurance companies in Desert Palms for teenagers.

Annual Car Insurance Rates for Teen Drivers in Desert Palms, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,523 $9,522
Farmers $8,273 $13,541
GEICO $5,297 $5,391
Liberty Mutual $4,050 $4,319
Nationwide $7,234 $7,997
Progressive $4,199 $5,026
State Farm $5,338 $6,646
Travelers $4,598 $5,235
USAA $4,105 $4,126

Cheapest Desert Palms, CA Car Insurance for Seniors

Take a look at Desert Palms, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Desert Palms, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,014 $2,065
Farmers $2,348 $2,348
GEICO $1,639 $1,639
Liberty Mutual $1,754 $1,700
Nationwide $2,515 $2,375
Progressive $1,358 $1,597
State Farm $2,582 $2,582
Travelers $1,990 $1,970
USAA $1,765 $1,773

Cheapest Desert Palms, CA Car Insurance Rates After a DUI

A DUI in Desert Palms, CA increases car insurance rates. Compare Desert Palms, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Desert Palms, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,876
Farmers $5,994
GEICO $3,811
Liberty Mutual $2,597
Nationwide $6,152
Progressive $3,242
State Farm $5,908
Travelers $3,779
USAA $4,077

Cheapest Desert Palms, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Desert Palms, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Desert Palms, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $4,738
Farmers $4,337 $5,223
GEICO $2,557 $3,072
Liberty Mutual $2,270 $2,675
Nationwide $3,596 $4,542
Progressive $2,278 $2,739
State Farm $3,541 $3,813
Travelers $2,702 $3,296
USAA $2,321 $2,716

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The Best Cheap Car Insurance Companies in Desert Palms, CA

Take a look at a side-by-side comparison of the top car insurance companies in Desert Palms, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Desert Palms, California

Insurance Company Average Annual Rates
Allstate $4,317
Farmers $4,780
GEICO $2,815
Liberty Mutual $2,473
Nationwide $4,069
Progressive $2,509
State Farm $3,677
Travelers $2,999
USAA $2,519

Category Winners: Cheapest Car Insurance in Desert Palms, California

Find the cheapest car insurance companies in Desert Palms, CA for each category right here.

Best Annual Car Insurance Rates by Company in Desert Palms, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Desert Palms, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Desert Palms car insurance rates. Find the cheapest Desert Palms, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Desert Palms, California

Insurance Company Low Medium High
Allstate $4,139 $4,347 $4,466
Farmers $4,446 $4,816 $5,079
GEICO $2,553 $2,846 $3,045
Liberty Mutual $2,299 $2,493 $2,626
Nationwide $3,646 $4,136 $4,425
Progressive $2,196 $2,593 $2,737
State Farm $3,266 $3,750 $4,017
Travelers $2,615 $3,081 $3,302
USAA $2,286 $2,567 $2,703

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What affects car insurance rates in Desert Palms, California?

What factors can have an impact on Desert Palms, CA car insurance? There are several reasons why Desert Palms car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Desert Palms, California.

Commute Time in Desert Palms

The more time you spend in your car the higher the risk of an accident. The average commute length in Desert Palms, CA is 46.7 minutes according to City-Data.

Compare Car Insurance Quotes in Desert Palms, CA

Ready to find affordable Desert Palms, California car insurance today? Enter your ZIP code for fast, free Desert Palms, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State