Compare Detroit, ME Car Insurance Rates (2021)

Car insurance in Detroit, ME averages $220 a month. Detroit, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Detroit car insurance rates, compare quotes from the top car insurance companies in Detroit, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Detroit for teen drivers is GEICO
  • Average car insurance rates in Detroit, ME are $2,645/year
  • Average car insurance rates in Detroit, ME after a DUI are $3,130/year

If you need to buy Detroit, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Detroit, ME is right here.

You’ll find Detroit car insurance rates, the cheapest Detroit, ME car insurance companies, and information on Maine car insurance laws. You can also compare Detroit, Maine car insurance rates to Lewiston car insurance rates, Bangor car insurance rates, and Biddeford car insurance rates.

Ready to find affordable Detroit, ME car insurance today? Enter your ZIP code for fast, free Detroit car insurance quotes.

Cheapest Detroit, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Detroit, ME car insurance rates? Every Detroit, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Detroit, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,916 $1,670 $1,812 $4,677 $6,270 $2,030 $2,273
Farmers $1,682 $1,702 $1,565 $1,694 $5,113 $5,737 $1,958 $2,034
GEICO $1,022 $1,059 $1,022 $1,022 $2,454 $3,196 $1,115 $1,193
Liberty Mutual $3,075 $3,075 $2,928 $2,928 $6,548 $9,806 $3,075 $4,336
Progressive $1,903 $1,867 $1,903 $1,867 $7,851 $8,829 $2,220 $2,512
State Farm $1,351 $1,351 $1,271 $1,271 $4,275 $5,329 $1,505 $1,649
Travelers $1,180 $1,227 $1,070 $1,096 $4,729 $6,382 $1,180 $1,370
USAA $908 $894 $903 $882 $2,991 $3,299 $1,154 $1,210

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Minimum Car Insurance in Detroit, ME

Every driver must carry the minimum car insurance in Detroit, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Detroit, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Detroit, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Detroit, ME. Compare credit history car insurance rates in Detroit from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Detroit, Maine

Insurance Company Poor Fair Good
Allstate $3,540 $2,693 $2,208
Farmers $3,134 $2,564 $2,360
GEICO $2,033 $1,348 $1,150
Liberty Mutual $6,226 $4,034 $3,155
Progressive $4,101 $3,505 $3,251
State Farm $3,278 $1,958 $1,516
Travelers $2,683 $2,198 $1,957
USAA $2,006 $1,382 $1,203

Cheapest Detroit, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Detroit, ME to rates for a clean record with top companies.

Annual Detroit, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,295 $3,116 $3,250 $2,594
Farmers $2,352 $2,991 $2,596 $2,805
GEICO $1,095 $1,546 $2,306 $1,095
Liberty Mutual $3,464 $4,054 $6,611 $3,759
Progressive $2,904 $4,890 $3,231 $3,451
State Farm $2,045 $2,456 $2,250 $2,250
Travelers $1,900 $2,112 $2,642 $2,462
USAA $1,160 $1,530 $2,153 $1,277

Cheapest Detroit, ME Car Insurance for Teen Drivers

Teen car insurance in Detroit, ME can be expensive. Take a look at rates from the top car insurance companies in Detroit for teenagers.

Annual Car Insurance Rates for Teen Drivers in Detroit, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,677 $6,270
Farmers $5,113 $5,737
GEICO $2,454 $3,196
Liberty Mutual $6,548 $9,806
Progressive $7,851 $8,829
State Farm $4,275 $5,329
Travelers $4,729 $6,382
USAA $2,991 $3,299

Cheapest Detroit, ME Car Insurance for Seniors

Take a look at Detroit, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Detroit, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,812
Farmers $1,565 $1,694
GEICO $1,022 $1,022
Liberty Mutual $2,928 $2,928
Progressive $1,903 $1,867
State Farm $1,271 $1,271
Travelers $1,070 $1,096
USAA $903 $882

Cheapest Detroit, ME Car Insurance Rates After a DUI

A DUI in Detroit, ME increases car insurance rates. Compare Detroit, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Detroit, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,250
Farmers $2,596
GEICO $2,306
Liberty Mutual $6,611
Progressive $3,231
State Farm $2,250
Travelers $2,642
USAA $2,153

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Cheapest Detroit, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Detroit, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Detroit, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,814 $2,814
Farmers $2,686 $2,686
GEICO $1,486 $1,535
Liberty Mutual $4,379 $4,564
Progressive $3,619 $3,619
State Farm $2,177 $2,324
Travelers $2,279 $2,279
USAA $1,487 $1,573

The Best Cheap Car Insurance Companies in Detroit, ME

Take a look at a side-by-side comparison of the top car insurance companies in Detroit, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Detroit, Maine

Insurance Company Average Annual Rates
Allstate $2,814
Farmers $2,686
GEICO $1,511
Liberty Mutual $4,472
Progressive $3,619
State Farm $2,250
Travelers $2,279
USAA $1,530

Category Winners: Cheapest Car Insurance in Detroit, Maine

Find the cheapest car insurance companies in Detroit, ME for each category right here.

Best Annual Car Insurance Rates by Company in Detroit, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Detroit, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Detroit car insurance rates. Find the cheapest Detroit, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Detroit, Maine

Insurance Company Low Medium High
Allstate $2,779 $2,780 $2,881
Farmers $2,583 $2,598 $2,876
GEICO $1,483 $1,491 $1,558
Liberty Mutual $4,422 $4,422 $4,572
Progressive $3,548 $3,554 $3,756
State Farm $2,197 $2,228 $2,327
Travelers $2,245 $2,248 $2,344
USAA $1,498 $1,511 $1,582

What affects car insurance rates in Detroit, Maine?

What factors can have an impact on Detroit, ME car insurance? There are several reasons why Detroit car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Detroit, Maine.

Traffic in Detroit

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Detroit, ME traffic data from INRIX ranks Detroit as the 408th-most congested in the world.

Compare Car Insurance Quotes in Detroit, ME

Ready to find affordable Detroit, Maine car insurance today? Enter your ZIP code for fast, free Detroit, ME car insurance quotes.

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