Compare Dexter, IA Car Insurance Rates (2021)

Car insurance in Dexter, IA averages $252 a month. Dexter, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Dexter car insurance rates, compare quotes from the top car insurance companies in Dexter, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Dexter for teen drivers is USAA
  • The cheapest car insurance company in Dexter is USAA
  • Average car insurance rates in Dexter, IA are $3,023/year

If you need to buy Dexter, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Dexter, IA is right here.

You’ll find Dexter car insurance rates, the cheapest Dexter, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Dexter, Iowa car insurance rates to Ankeny car insurance rates, Des Moines car insurance rates, and Iowa City car insurance rates.

Ready to find affordable Dexter, IA car insurance today? Enter your ZIP code for fast, free Dexter car insurance quotes.

Cheapest Dexter, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Dexter, IA car insurance rates? Every Dexter, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Dexter, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,041 $1,950 $1,822 $1,853 $6,118 $6,918 $2,207 $2,265
American Family $2,002 $2,002 $1,790 $1,790 $5,344 $7,497 $2,002 $2,412
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,814 $1,858 $1,617 $1,722 $4,260 $5,495 $2,063 $2,240
Progressive $1,846 $1,787 $1,523 $1,575 $4,374 $4,945 $2,224 $2,401
State Farm $1,540 $1,540 $1,342 $1,342 $4,009 $5,105 $1,728 $1,958
Travelers $2,441 $2,491 $2,374 $2,378 $10,766 $17,111 $2,539 $3,006
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

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Minimum Car Insurance in Dexter, IA

Every driver must carry the minimum car insurance in Dexter, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Dexter, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Dexter, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Dexter, IA. Compare credit history car insurance rates in Dexter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Dexter, Iowa

Insurance Company Poor Fair Good
Allstate $3,760 $2,989 $2,691
American Family $3,960 $2,910 $2,445
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $3,195 $2,510 $2,196
Progressive $3,066 $2,463 $2,225
State Farm $3,305 $2,044 $1,612
Travelers $6,063 $5,174 $4,927
USAA $2,447 $1,671 $1,444

Cheapest Dexter, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dexter, IA to rates for a clean record with top companies.

Annual Dexter, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,235 $3,709 $2,987
American Family $2,242 $3,279 $4,262 $2,636
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,910 $2,738 $3,727 $2,159
Progressive $2,082 $3,391 $2,257 $2,608
State Farm $2,159 $2,482 $2,321 $2,321
Travelers $3,925 $5,233 $7,011 $5,384
USAA $1,423 $1,897 $2,467 $1,631

Cheapest Dexter, IA Car Insurance for Teen Drivers

Teen car insurance in Dexter, IA can be expensive. Take a look at rates from the top car insurance companies in Dexter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Dexter, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,118 $6,918
American Family $5,344 $7,497
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $4,260 $5,495
Progressive $4,374 $4,945
State Farm $4,009 $5,105
Travelers $10,766 $17,111
USAA $3,268 $3,494

Cheapest Dexter, IA Car Insurance for Seniors

Take a look at Dexter, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Dexter, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,822 $1,853
American Family $1,790 $1,790
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,617 $1,722
Progressive $1,523 $1,575
State Farm $1,342 $1,342
Travelers $2,374 $2,378
USAA $1,148 $1,184

Cheapest Dexter, IA Car Insurance Rates After a DUI

A DUI in Dexter, IA increases car insurance rates. Compare Dexter, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Dexter, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,709
American Family $4,262
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,727
Progressive $2,257
State Farm $2,321
Travelers $7,011
USAA $2,467

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Cheapest Dexter, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Dexter, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Dexter, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,072 $3,222
American Family $3,069 $3,141
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,634 $2,634
Progressive $2,585 $2,585
State Farm $2,265 $2,376
Travelers $5,388 $5,388
USAA $1,786 $1,922

The Best Cheap Car Insurance Companies in Dexter, IA

Take a look at a side-by-side comparison of the top car insurance companies in Dexter, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Dexter, Iowa

Insurance Company Average Annual Rates
Allstate $3,147
American Family $3,105
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,634
Progressive $2,585
State Farm $2,321
Travelers $5,388
USAA $1,854

Category Winners: Cheapest Car Insurance in Dexter, Iowa

Find the cheapest car insurance companies in Dexter, IA for each category right here.

Best Annual Car Insurance Rates by Company in Dexter, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Dexter, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Dexter car insurance rates. Find the cheapest Dexter, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Dexter, Iowa

Insurance Company Low Medium High
Allstate $3,028 $3,151 $3,262
American Family $3,125 $3,277 $2,913
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,743 $2,624 $2,534
Progressive $2,450 $2,594 $2,710
State Farm $2,217 $2,333 $2,412
Travelers $5,079 $5,469 $5,617
USAA $1,764 $1,860 $1,939

What affects car insurance rates in Dexter, Iowa?

What factors can have an impact on Dexter, IA car insurance? There are several reasons why Dexter car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dexter, Iowa.

Commute Time in Dexter

The more time you spend in your car the higher the risk of an accident. The average commute length in Dexter, IA is 32.4 minutes according to City-Data.

Compare Car Insurance Quotes in Dexter, IA

Ready to find affordable Dexter, Iowa car insurance today? Enter your ZIP code for fast, free Dexter, IA car insurance quotes.

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